# 97166 HARBOR CONCOURSE Circle, Fernandina Beach, FL 32034

> **TL;DR:** 3bd/2ba single family, $410,000 ($240/sqft), built 2017, 1,707 sqft.
> A/C. Est. $2,467/mo. Listed 1 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $410,000 |
| Price/sqft | $240 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,707 |
| Year Built | 2017 |
| Lot Size | 5,310 sqft (0.12 acres) |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 1 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,777 |
| HOA | $690 |
| **Total** | **$2,467** |

## Key Amenities

- A/C

## Property Highlights

- Built in 2017
- 0.12 acre lot

## Description

### Agent Description
Move-In Ready and Perfectly Located! This beautifully maintained 3-bedroom, 2-bath home in Harbor Concourse offers the ideal blend of comfort, convenience, and style. Situated just minutes from shopping, dining, and the pristine beaches of Amelia Island, you'll love everything this location has to offer. Inside, the open-concept floor plan features a spacious family room, soaring ceilings, abundant natural light, and a versatile split-bedroom layout for added privacy. The stunning kitchen is the heart of the home, showcasing custom cabinetry, granite countertops, and an oversized island with plenty of seating, perfect for entertaining or everyday living. A generous dining area easily accommodates a large table for gatherings with family and friends.The private owner's suite is tucked away at the rear of the home and overlooks the backyard, creating a peaceful retreat. Step outside to the covered patio and enjoy your morning coffee while taking in the wooded views. The fully fenced backyard offers plenty of space for pets, play, and outdoor enjoyment. With no CDD fees and a low HOA, this home delivers exceptional value in one of the area's most convenient locations.

## Location

- **Address:** 97166 HARBOR CONCOURSE Circle, Fernandina Beach, FL 32034
- **County:** Nassau
- **Neighborhood:** Harbor Concourse
- **Coordinates:** 30.588809, -81.524297
- **Google Maps:** https://www.google.com/maps?q=30.588809,-81.524297

## Listing Agent

- **Name:** Melissa Ricks
- **Brokerage:** KELLER WILLIAMS REALTY / FB OFFICE
- **Phone:** (904) 261-9800
- **Email:** melissa@melissaricksrealestate.com

## Primary Photo

![97166 HARBOR CONCOURSE Circle - Primary Photo](http://lh.rdcpix.com/a1e62b20991c5b7009496f984f49008al-f3054164770r.jpg)

*37 total photos available on [listing page](https://www.propertysimple.com/listing/97166-harbor-concourse-circle-fernandina-beach-fl-32034-l116366)*

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**MLS#:** 116366 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Amelia Island-Nassau County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/97166-harbor-concourse-circle-fernandina-beach-fl-32034-l116366)

---

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