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About This Home

This 3-bedroom, 2-bathroom single family at 972 Ridgewood Ln in Saint Augustine, FL is listed for $399,900 ($244 per sqft). Built in 2002, the home offers 1,636 sqft of living space on a N/A lot.

Agent Description

Welcome to 972 Ridgewood Lane! Located inside the gated community of Southwood, this concrete block and stucco home offers a comfortable, low-maintenance lifestyle with HOA services that include lawn care and irrigation. The neighborhood is known for its welcoming feel and well-kept surroundings, making it easy to enjoy single-family living without the upkeep.

This 2 bedroom, 2 bath home with a dedicated den or office (3rd bedroom, non-conforming) offers approximately 1,636 square feet of interior living space, plus an enclosed tiled lanai that expands the usable area to roughly 1,836 square feet. The lanai overlooks the lake and provides a peaceful setting to relax or spend time with guests.

Inside, the layout feels open and bright thanks to vaulted ceilings and strong natural light throughout the main living areas. The kitchen includes a comfortable eat-in space with room for a full dining setup, creating an easy everyday gathering area.

Recent improvements add confidence for the next owner, including a roof replaced in 2022, new windows installed in 2022, freshly painted interior and exterior, and appliances that are approximately 3 years old. The home also benefits from the added value of NO CDD fees.

Southwood residents enjoy access to community amenities such as a pool with pavilion space, tennis courts, shuffleboard, and an active social calendar. The location offers convenient access to shopping, dining, downtown St. Augustine, and nearby beaches. This home combines lake views, practical updates, and simplified maintenance within one of the area's established gated communities.

Key Features

  • Built in 2002
  • Waterfront

Property Details

1 story
2 full
2002

Amenities

WaterfrontA/C

Monthly Cost Estimate

$2,344/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,733
Insurance$117
HOA$205

Estimates only. Actual payments may vary.

Location

972 Ridgewood Ln

Saint Augustine, FL 32086

Southwood

Property Details

Flooring

Tile

Construction

Concrete Block Stucco

Heating

Central

Cooling

Central Air

Questions & Answers

This 3-bedroom, 2-bathroom single family at 972 Ridgewood Ln is listed at $399,900 ($244/sqft). The estimated monthly payment is $1,938 based on 20% down at 6.5% interest.

HOA fees are $205/month.

Key features include: Built in 2002, Waterfront.

This property is listed by Zach DiFilippo and can be reached at 9048108606 or zach@flippflorida.com.

ZD

Zach DiFilippo

Agent at Coldwell Banker Premier Properties (Matanzas)

(904) 810-8606

Listed by Coldwell Banker Premier Properties (Matanzas) · View on Broker Site

MLS# 262198· Source: listhub· Updated 28 days ago

Copyright © 2026 St. Augustine & St. John's County Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

972 Ridgewood Ln, Saint Augustine, FL 32086

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