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About This Home

This 2-bedroom, 2-bathroom single family at 9721 SW 97TH LANE in Ocala, FL is listed for $179,000 ($124 per sqft). Built in 2001, the home offers 1,443 sqft of living space on a 0.01 acres lot.

Agent Description

Investor opportunity, winter retreat, or the perfect place to downsize! This well-priced home in Crescent Ridge within On Top of the World offers incredible value and endless potential in one of Ocala’s most desirable 55+ communities. This 2-bedroom, 2-bath home features a popular split-bedroom floor plan, spacious living areas, and great bones—

making it ideal for seasonal residents, investors, or buyers ready to customize and update to their own style. The spacious Great Room flows into a formal dining area and an eat-in kitchen with a bright morning room, creating a layout that feels open, functional, and full of possibilities.

The primary suite includes a tiled walk-in shower with built-in bench seating, while additional features include ceiling fans, vertical blinds, a covered rear patio, and an oversized one-car garage. Important major updates have already been completed: • Roof replaced in 2020 • HVAC replaced in 2019 Outside, you’ll find established landscaping, an irrigation system, and gutters with downspouts already in place.

What truly sets this property apart is the value and lifestyle. With just a little cosmetic updating, this home could become an amazing full-time residence, snowbird getaway, or income-producing investment property. Living in Crescent Ridge means enjoying low-maintenance living with HOA services that include exterior maintenance, roof repair, exterior painting every 7 years, landscaping, trash & recycling, insurance, and Spectrum basic cable.

Residents also enjoy resort-style amenities including indoor and outdoor pools, fitness centers, pickleball, tennis, clubs, social activities, and golf cart access to nearby shopping and dining. Furniture can stay or be removed. Affordable opportunities in Crescent Ridge don’t come along often. Bring your vision and make this one your own before it’s gone!

Key Features

  • Built in 2001
  • 0.01 acre lot

Property Details

2 full
2001

Monthly Cost Estimate

$957/mo

20% down · 6.5% · 30 years

Principal$129
Interest$776
Insurance$52

Estimates only. Actual payments may vary.

Location

9721 SW 97TH LANE

Ocala, FL 34481

ON TOP OF THE WORLD

Features & Amenities

Interior Features

Ceiling Fans(s)Eat-in KitchenSplit BedroomWalk-in Closet(s)Window Treatments

Exterior Features

Rain GuttersSliding Doors

Property Details

Flooring

TileVinyl

Construction

BlockStucco

Parking

DrivewayGarageGarage - AttachedOversized

Heating

CentralElectric (Heating)

Cooling

Central Air

Appliances

CooktopDishwasherGarbage DisposerIce MakerRangeRefrigeratorWasher

Questions & Answers

This 2-bedroom, 2-bathroom single family at 9721 SW 97TH LANE is listed at $179,000 ($124/sqft). The estimated monthly payment is $776 based on 20% down at 6.5% interest.

Key features include: Built in 2001, 0.01 acre lot. Interior Features: Ceiling Fans(s), Eat-in Kitchen, Split Bedroom. Exterior Features: Rain Gutters, Sliding Doors.

This property is listed by Teresa Davis and can be reached at 7575935133 or teresadavisrealtor@gmail.com.

TD

Teresa Davis

Agent at COLDWELL BANKER ELLISON REALTY O

(757) 593-5133

Listed by COLDWELL BANKER ELLISON REALTY O · View on Broker Site

MLS# OM723206· Source: listhub· Updated 42 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

9721 SW 97TH LANE, Ocala, FL 34481

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