# 97501 Overseas Highway #802, Key Largo, FL 33037

> **TL;DR:** 4bd/3ba townhouse, $979,000 ($389/sqft), built 2003, 2,518 sqft.
> Pool, EV Charger, View, A/C. Est. $13,018/mo. Listed 62 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $979,000 |
| Price/sqft | $389 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,518 |
| Year Built | 2003 |
| Lot Size | 3,733 sqft (0.09 acres) |
| Property Type | Townhouse (Townhouse) |
| Status | Active |
| Days on Market | 62 |

## Why This Home Stands Out

- **Pool** - Patio
- **Views** - Water
- **EV Charger** - Electric vehicle ready

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,950 |
| Estimated Insurance | $286 |
| HOA | $7,782 |
| **Total** | **$13,018** |

## Key Amenities

- Pool
- EV Charger
- View
- A/C

## Property Highlights

- Built in 2003
- 0.09 acre lot
- Private pool

## Description

### Agent Description
Luxury resort-style living meets exceptional income potential in this spacious two-story townhouse at Mariner's Club & Marina, one of Key Largo's premier oceanfront communities. Currently a turnkey vacation rental with nightly rentals permitted, this unique lock-off floor plan offers incredible flexibility. The home is configured as a 2-bedroom, 2-bath vacation rental with a connected, partially finished 2-bedroom, 1-bath owner's suite separated by a lockable interior door and separate exterior entrance. Enjoy the entire 4-bedroom, 3-bath residence, reserve a private owner's area for your exclusive use when the home is not rented, or maximize income by renting the entire home. Inside, you'll find an open-concept floor plan, fully equipped kitchen, spacious bedrooms, in-unit washer and dryer, and a covered patio ideal for outdoor dining and entertaining. An oversized attached garage provides plenty of room for your vehicle, golf cart, and all your boating and water sports gear. Mariner's Club offers an exceptional resort lifestyle with two oceanfront swimming pools, a spa with waterfall grotto, fitness center, speakeasy lounge and game room, indoor and outdoor pickleball courts, tennis, basketball, and a protected deep water 43-slip marina with dry rack storage and direct ocean access. Beautiful tropical grounds feature a sandy beach, tiki huts, fishing pier, orchid garden, EV charging stations, a staffed guard gate, and 24-hour security. Owners enjoy unlimited personal use and the flexibility to self-manage rentals or hire a local property manager. Pets are welcome for owners and for tenants with leases longer than six months. Buyer contributions due at closing include a refundable $45,000 equity membership and a nonrefundable capital contribution of $10,699.20. Whether you're seeking a luxury Keys getaway, a high-performing investment property, or both, this rare opportunity offers the best of the Florida Keys lifestyle.

## Location

- **Address:** 97501 Overseas Highway #802, Key Largo, FL 33037
- **County:** Monroe
- **Neighborhood:** Key Largo North - Marnier's Club (97.0)
- **Coordinates:** 25.07195, -80.462464
- **Google Maps:** https://www.google.com/maps?q=25.07195,-80.462464

## Listing Agent

- **Name:** Michelle Rusch · **License:** 3438097
- **Brokerage:** LoKation Real Estate
- **Phone:** 3059724105
- **Broker Phone:** (954) 545-5583
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/97501-Overseas-Hwy-Unit-802_Key-Largo_FL_33037_M55626-48662?f=listhub&s=FLKEYSMLSFL&m=620765&c=propsimple)

## Photos

![97501 Overseas Highway #802 - Photo 1](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f3537962625r.jpg)

![97501 Overseas Highway #802 - Photo 2](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f21838556r.jpg)

![97501 Overseas Highway #802 - Photo 3](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f655754678r.jpg)

![97501 Overseas Highway #802 - Photo 4](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f924061060r.jpg)

![97501 Overseas Highway #802 - Photo 5](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f17656258r.jpg)

![97501 Overseas Highway #802 - Photo 6](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f1906081404r.jpg)

![97501 Overseas Highway #802 - Photo 7](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f815099966r.jpg)

![97501 Overseas Highway #802 - Photo 8](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f1613774408r.jpg)

![97501 Overseas Highway #802 - Photo 9](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f551214592r.jpg)

![97501 Overseas Highway #802 - Photo 10](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f4119296946r.jpg)

![97501 Overseas Highway #802 - Photo 11](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f2742229350r.jpg)

![97501 Overseas Highway #802 - Photo 12](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f2154793980r.jpg)

![97501 Overseas Highway #802 - Photo 13](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f2591249526r.jpg)

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![97501 Overseas Highway #802 - Photo 22](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f18073643r.jpg)

![97501 Overseas Highway #802 - Photo 23](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f4014613602r.jpg)

![97501 Overseas Highway #802 - Photo 24](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f714537024r.jpg)

![97501 Overseas Highway #802 - Photo 25](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f2493359119r.jpg)

![97501 Overseas Highway #802 - Photo 26](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f3587272230r.jpg)

![97501 Overseas Highway #802 - Photo 27](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f1150956558r.jpg)

![97501 Overseas Highway #802 - Photo 28](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f2857940245r.jpg)

![97501 Overseas Highway #802 - Photo 29](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f3234406856r.jpg)

![97501 Overseas Highway #802 - Photo 30](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f2990505939r.jpg)

![97501 Overseas Highway #802 - Photo 31](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f1617451586r.jpg)

![97501 Overseas Highway #802 - Photo 32](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f3261790859r.jpg)

![97501 Overseas Highway #802 - Photo 33](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f29510928r.jpg)

![97501 Overseas Highway #802 - Photo 34](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f3532238154r.jpg)

![97501 Overseas Highway #802 - Photo 35](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f2415593839r.jpg)

![97501 Overseas Highway #802 - Photo 36](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f384473943r.jpg)

![97501 Overseas Highway #802 - Photo 37](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f1738817396r.jpg)

![97501 Overseas Highway #802 - Photo 38](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f3957681786r.jpg)

![97501 Overseas Highway #802 - Photo 39](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f3032465568r.jpg)

![97501 Overseas Highway #802 - Photo 40](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f2285853232r.jpg)

![97501 Overseas Highway #802 - Photo 41](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f3914841280r.jpg)

![97501 Overseas Highway #802 - Photo 42](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f1299936275r.jpg)

![97501 Overseas Highway #802 - Photo 43](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f1372188000r.jpg)

![97501 Overseas Highway #802 - Photo 44](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f2648874834r.jpg)

![97501 Overseas Highway #802 - Photo 45](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f2022699076r.jpg)

![97501 Overseas Highway #802 - Photo 46](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f935205736r.jpg)

![97501 Overseas Highway #802 - Photo 47](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f2581389607r.jpg)

![97501 Overseas Highway #802 - Photo 48](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f4737197r.jpg)

![97501 Overseas Highway #802 - Photo 49](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f3989563952r.jpg)

![97501 Overseas Highway #802 - Photo 50](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f123475781r.jpg)

![97501 Overseas Highway #802 - Photo 51](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f1557482940r.jpg)

![97501 Overseas Highway #802 - Photo 52](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f731357431r.jpg)

![97501 Overseas Highway #802 - Photo 53](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f1413863798r.jpg)

![97501 Overseas Highway #802 - Photo 54](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f904371626r.jpg)

![97501 Overseas Highway #802 - Photo 55](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f2996909305r.jpg)

![97501 Overseas Highway #802 - Photo 56](http://lh.rdcpix.com/0a63844a925dcab6d5be32e19c4ba8eal-f4279208842r.jpg)

---

**MLS#:** 620765 | **Updated:** 2026-08-19
**Source:** listhub

*Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/97501-overseas-highway-key-largo-fl-33037-l620765)

---

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