# 97501 Overseas Highway #321, Key Largo, FL 33037

> **TL;DR:** 4bd/3ba condo, $2,150,000 ($816/sqft), built 2005, 2,635 sqft.
> Pool, Waterfront, View, A/C. Est. $15,593/mo. Listed 10 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $2,150,000 |
| Price/sqft | $816 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,635 |
| Year Built | 2005 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 10 |

## Why This Home Stands Out

- **Pool** - Porch, Patio
- **Waterfront** - Waterfront location listed
- **Views** - Ocean, Harbor

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $10,872 |
| Estimated Insurance | $627 |
| HOA | $4,094 |
| **Total** | **$15,593** |

## Key Amenities

- Pool
- Waterfront
- View
- A/C

## Property Highlights

- Built in 2005
- Private pool
- Waterfront

## Description

### Agent Description
Waterfront living at Mariner's Club in Key Largo! One of only three residences in the entire community offering desirable views from both sides, this spacious 4BR/3BA residence enjoys open-water views on one side and marina views on the other--a rare distinction from most residences that face the parking area on one side. Offering 2,635 SF, the home features an expansive covered terrace ideal for indoor-outdoor living and entertaining. The generous floor plan includes a large living/dining area, stone flooring, abundant natural light, and a well-appointed kitchen with wood cabinetry, granite surfaces, stainless-steel appliances, double ovens, and breakfast area. The waterfront primary suite enjoys terrace access and beautiful views, while three additional bedrooms provide excellent space for family, guests, or office use. Located in a gated resort-style community with tropical grounds, pool amenities, marina surroundings, and easy access to the best of the Key Largo boating lifestyle. An exceptional combination of space, views, and location.

## Location

- **Address:** 97501 Overseas Highway #321, Key Largo, FL 33037
- **County:** Monroe
- **Neighborhood:** Key Largo North - Marnier's Club (97.0)
- **Coordinates:** 25.072455, -80.461098
- **Google Maps:** https://www.google.com/maps?q=25.072455,-80.461098

## Listing Agent

- **Name:** Judith Zeder · **License:** 650944
- **Brokerage:** Coldwell Banker Residential R.E.
- **Phone:** 3056135550
- **Broker Phone:** (305) 666-5922
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/97501-Overseas-Hwy-Unit-321_Key-Largo_FL_33037_M58213-40614?f=listhub&s=FLKEYSMLSFL&m=621206&c=propsimple)

## Photos

![97501 Overseas Highway #321 - Photo 1](http://lh.rdcpix.com/aef6ece53dec216f9388eb5da371551el-f854878573r.jpg)

![97501 Overseas Highway #321 - Photo 2](http://lh.rdcpix.com/aef6ece53dec216f9388eb5da371551el-f648067477r.jpg)

![97501 Overseas Highway #321 - Photo 3](http://lh.rdcpix.com/aef6ece53dec216f9388eb5da371551el-f3272457374r.jpg)

![97501 Overseas Highway #321 - Photo 4](http://lh.rdcpix.com/aef6ece53dec216f9388eb5da371551el-f1468010076r.jpg)

![97501 Overseas Highway #321 - Photo 5](http://lh.rdcpix.com/aef6ece53dec216f9388eb5da371551el-f215212472r.jpg)

![97501 Overseas Highway #321 - Photo 6](http://lh.rdcpix.com/aef6ece53dec216f9388eb5da371551el-f4027041217r.jpg)

![97501 Overseas Highway #321 - Photo 7](http://lh.rdcpix.com/aef6ece53dec216f9388eb5da371551el-f69699129r.jpg)

![97501 Overseas Highway #321 - Photo 8](http://lh.rdcpix.com/aef6ece53dec216f9388eb5da371551el-f3950382507r.jpg)

![97501 Overseas Highway #321 - Photo 9](http://lh.rdcpix.com/aef6ece53dec216f9388eb5da371551el-f3905655519r.jpg)

![97501 Overseas Highway #321 - Photo 10](http://lh.rdcpix.com/aef6ece53dec216f9388eb5da371551el-f3353336515r.jpg)

![97501 Overseas Highway #321 - Photo 11](http://lh.rdcpix.com/aef6ece53dec216f9388eb5da371551el-f2133387712r.jpg)

![97501 Overseas Highway #321 - Photo 12](http://lh.rdcpix.com/aef6ece53dec216f9388eb5da371551el-f691682305r.jpg)

![97501 Overseas Highway #321 - Photo 13](http://lh.rdcpix.com/aef6ece53dec216f9388eb5da371551el-f4091963464r.jpg)

![97501 Overseas Highway #321 - Photo 14](http://lh.rdcpix.com/aef6ece53dec216f9388eb5da371551el-f803585512r.jpg)

![97501 Overseas Highway #321 - Photo 15](http://lh.rdcpix.com/aef6ece53dec216f9388eb5da371551el-f4082110141r.jpg)

![97501 Overseas Highway #321 - Photo 16](http://lh.rdcpix.com/aef6ece53dec216f9388eb5da371551el-f1588298389r.jpg)

![97501 Overseas Highway #321 - Photo 17](http://lh.rdcpix.com/aef6ece53dec216f9388eb5da371551el-f925462056r.jpg)

---

**MLS#:** 621206 | **Updated:** 2026-09-12
**Source:** listhub

*Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/97501-overseas-highway-key-largo-fl-33037-l621206)

---

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