About This Home

This 3-bedroom, 2-bathroom condo at 97652 Overseas Highway #Hh41 in Key Largo, FL is listed for $1,095,000 ($650 per sqft). Built in 1975, the home offers 1,685 sqft of living space on a 15.00 acres lot.

Key Features

  • Built in 1975
  • 15.00 acre lot
  • Private pool
  • Waterfront

Property Details

2 full
#Hh41
1975

Amenities

PoolWaterfrontViewA/C
Listing Description

Spectacular Florida Bay views take center stage in this fourth-floor waterfront condominium at Rock Harbor Club! Offering 1,685 square feet of living space, the condominium was originally designed with three bedrooms and currently features two bedrooms, two bathrooms, and a family room, with the potential to restore the third bedroom.

The spacious living area features large sliding glass doors that frame the bay views and open to a 442-square-foot screened lanai, an inviting setting for morning coffee, breathtaking sunsets, and relaxing by the bay. The thoughtfully renovated kitchen showcases wood cabinetry, elegant stone countertops, stainless steel appliances, and a dedicated ice maker.

A breakfast bar provides a welcoming gathering spot for family and friends. The waterfront primary suite enjoys bay views and direct access to the screened lanai. Rock Harbor Club is a gated waterfront community surrounded by tropical landscaping. Amenities include a sandy beach, fire pit, clubhouse, fitness center, temperature-controlled swimming pool, and tennis and pickleball courts.

The marina offers in-and-out dry-rack boat service for vessels up to 26 feet, subject to availability. Whether you're searching for a full-time residence, a vacation retreat, or a waterfront getaway to share with family and friends, you'll appreciate the stunning vistas of Florida Bay, waterfront amenities, and relaxed Florida Keys lifestyle. Discover all this exceptional waterfront community has to offer!

Monthly Cost Estimate

$7,466/mo

20% down · 6.5% · 30 years

Principal$792
Interest$4,745
Insurance$319
HOA$1,610

Estimates only. Actual payments may vary.

Location

97652 Overseas Highway #Hh41

Key Largo, FL 33037

Rock Harbor Condo (97.5)

Features & Amenities

Interior Features

Built-in CabinetsElevatorStorageQuartz Countertops

Exterior Features

FencingRain GuttersLightingLanaiOutdoor ShowerPrivacy Wall/FenceSandy BeachSprinkler SystemTennis Court(s)

Property Details

Flooring

Tile

Construction

CBS

Views

HarborWater

Pool Features

Pool

Parking

Open

Heating

Central

Cooling

Central Air

Appliances

WasherDryerDishwasherRefrigeratorOvenMicrowaveFreezerIce MachineStainless Steel Appliance(s)

Questions & Answers

This 3-bedroom, 2-bathroom condo at 97652 Overseas Highway is listed at $1,095,000 ($650/sqft). The estimated monthly payment is $7,466 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1610/month.

Key features include: Built in 1975, 15.00 acre lot, Private pool, Waterfront. Interior Features: Built-in Cabinets, Elevator, Storage. Exterior Features: Fencing, Rain Gutters, Lighting.

This property is listed by Terri Bodker.

TB

Terri Bodker

License 3049661

Agent at LoKation Real Estate

Listed by LoKation Real Estate · Broker phone: (954) 545-5583 · View on Broker Site · Broker website

MLS# 621718· Source: Florida Keys Board of REALTORS®· 21 days on PropertySimple

Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

97652 Overseas Highway #Hh41, Key Largo, FL 33037

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