# 977 45th Avenue NE, Saint Cloud, MN 56304 > **TL;DR:** 4bd/4ba single family, $398,000 ($156/sqft), built 2025, 2,545 sqft. > A/C, 2-car garage. Est. $2,247/mo. Listed 52 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $398,000 | | Price/sqft | $156 | | Bedrooms | 4 | | Bathrooms | 1 full, 1 half | | Square Feet | 2,545 | | Year Built | 2025 | | Lot Size | 5,445 sqft (0.13 acres) | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 52 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,013 | | Estimated Insurance | $116 | | HOA | $118 | | **Total** | **$2,247** | ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2025 - 0.13 acre lot ## Description ### Agent Description Skip the wait for new construction-this beautiful 2025-built home is move-in ready and already has the finishing touches in place! Featuring 4 bedrooms, 4 bathrooms, and a thoughtfully designed layout, the home offers modern finishes, spacious living areas, and plenty of room for everyday living and entertaining. The seller has already invested in professional sod installation, giving you an established yard without the added expense or hassle. Enjoy the feel and peace of mind of a nearly new home without starting from scratch. Come see everything this home has to offer! ## Location - **Address:** 977 45th Avenue NE, Saint Cloud, MN 56304 - **County:** Benton - **Neighborhood:** Whispering Meadows - **Coordinates:** 45.576621, -94.072527 - **Google Maps:** https://www.google.com/maps?q=45.576621,-94.072527 ## Listing Agent - **Name:** Jonathan Soto - **Brokerage:** RE/MAX Results - **Broker Phone:** (952) 829-2900 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/977-45th-Ave-NE_Saint-Cloud_MN_56304_M87804-39866?f=listhub&s=RMLSMN&m=7140477&c=propsimple) ## Photos ![977 45th Avenue NE - Photo 1](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f4060462819r.jpg) ![977 45th Avenue NE - Photo 2](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f1513031888r.jpg) ![977 45th Avenue NE - Photo 3](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f2687801344r.jpg) ![977 45th Avenue NE - Photo 4](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f2554569504r.jpg) ![977 45th Avenue NE - Photo 5](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f3306543360r.jpg) ![977 45th Avenue NE - Photo 6](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f662699483r.jpg) ![977 45th Avenue NE - Photo 7](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f955881603r.jpg) ![977 45th Avenue NE - Photo 8](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f1897002568r.jpg) ![977 45th Avenue NE - Photo 9](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f1463799901r.jpg) ![977 45th Avenue NE - Photo 10](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f3977637389r.jpg) ![977 45th Avenue NE - Photo 11](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f2271901257r.jpg) ![977 45th Avenue NE - Photo 12](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f3696287509r.jpg) ![977 45th Avenue NE - Photo 13](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f3738674863r.jpg) ![977 45th Avenue NE - Photo 14](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f3434671885r.jpg) ![977 45th Avenue NE - Photo 15](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f702157195r.jpg) ![977 45th Avenue NE - Photo 16](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f1268422540r.jpg) ![977 45th Avenue NE - Photo 17](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f2608982707r.jpg) ![977 45th Avenue NE - Photo 18](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f262214333r.jpg) ![977 45th Avenue NE - Photo 19](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f3191749565r.jpg) ![977 45th Avenue NE - Photo 20](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f1927847954r.jpg) ![977 45th Avenue NE - Photo 21](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f6937565r.jpg) ![977 45th Avenue NE - Photo 22](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f3837499876r.jpg) ![977 45th Avenue NE - Photo 23](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f1765100279r.jpg) ![977 45th Avenue NE - Photo 24](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f3565411719r.jpg) ![977 45th Avenue NE - Photo 25](http://lh.rdcpix.com/be6d8acb5d59d1fccd0bb740b177ac9cl-f2554569504r.jpg) --- **MLS#:** 7140477 | **Updated:** 2026-10-23 **Source:** listhub *Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/977-45th-avenue-ne-saint-cloud-mn-56304-477fe7a2d06945ba8ccdc57ba959e470) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/977-45th-avenue-ne-saint-cloud-mn-56304-477fe7a2d06945ba8ccdc57ba959e470#listing", "url": "https://www.propertysimple.ai/listing/977-45th-avenue-ne-saint-cloud-mn-56304-477fe7a2d06945ba8ccdc57ba959e470", "name": "977 45th Avenue NE, Saint Cloud, MN 56304", "description": "Skip the wait for new construction-this beautiful 2025-built home is move-in ready and already has the finishing touches in place! 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