# 97850 Overseas Highway, Key Largo, FL 33037

> **TL;DR:** 22bd/21ba commercial, $12,450,000, built 1968.
> Waterfront, View, A/C. Est. $66,585/mo. Listed 53 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $12,450,000 |
| Bedrooms | 22 |
| Bathrooms | 21 full |
| Year Built | 1968 |
| Lot Size | 87,120 sqft (2.00 acres) |
| Property Type | Commercial (Other) |
| Status | Active |
| Days on Market | 53 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $62,954 |
| Estimated Insurance | $3,631 |
| **Total** | **$66,585** |

## Key Amenities

- Waterfront
- View
- A/C

## Property Highlights

- Built in 1968
- 2.00 acre lot
- Waterfront

## Description

### Agent Description
Located on approximately 2 acres of upland and nearly one acre of bay bottom, this 21-room boutique hotel offers direct access to Florida Bay and stunning waterfront living in South Key Largo. Stretching from the Overseas Highway to the pristine waters of Florida Bay, the property is a true hidden gem. Family-owned, well maintained, and one of the Upper Keys' rarest bay front hospitality investment opportunities. Enjoy protected dockage with direct bay access, a private sandy beach, a concrete boat ramp, a heated and chilled swimming pool, outdoor grilling areas, and multiple tiki huts. Guests also benefit from spectacular year-round sunset views, creating a memorable Keys experience. 10 guest rooms have been tastefully renovated with a modern coastal design, while the remaining rooms have been refreshed with new paint and updated furnishings, delivering immediate rental income with strong upside potential to further increase revenue and value. Ideally located near dining, shopping, and the area's most popular attractions, this exceptional property offers a variety of possibilities: continue operating as a cherished boutique hotel, reposition to enhance performance, or redevelop into an even more valuable waterfront destination. A truly rare, turnkey investment with tremendous upside in one of the Florida Keys' most desirable locations.

## Location

- **Address:** 97850 Overseas Highway, Key Largo, FL 33037
- **County:** Monroe
- **Neighborhood:** Misc Sub MM 97-107 (98.0)
- **Coordinates:** 25.078032, -80.460788
- **Google Maps:** https://www.google.com/maps?q=25.078032,-80.460788

## Virtual Tour & Media

- **Video Tour:** https://bcove.video/4fq6h58

## Listing Agent

- **Name:** Kim Bagnell Thaler · **License:** 679315
- **Brokerage:** Ocean Sotheby's International Realty
- **Phone:** 3053932787
- **Broker Phone:** 3057128888
- **Listing URL:** [View original listing](https://listings.listhub.net/pages/FLKEYSMLSFL/620702/?channel=propsimple)

## Photos

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---

**MLS#:** 620702 | **Updated:** 2026-09-03
**Source:** listhub

*Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/97850-overseas-highway-key-largo-fl-33037-l620702)

---

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