About This Home

This 3-bedroom, 4-bathroom single family at 98 Cayman Cove in Destin, FL is listed for $1,059,000 ($400 per sqft). Built in 2003, the home offers 2,647 sqft of living space on a 0.14 acres lot.

Key Features

  • Built in 2003
  • 0.14 acre lot
  • 2 stories
  • 4 parking spaces
  • Fireplace

Property Details

2 stories
3 full, 1 half
4 spaces
2003

Amenities

FireplaceA/C
Listing Description

Just minutes from Destin's stunning white-sand beaches, 98 Cayman Cove is ideally located in the highly sought-after gated beach community of Destiny. Step inside to an impressive open-concept floor plan with soaring ceilings that create a bright, airy atmosphere throughout the home.

All three bedrooms feature private ensuite baths, providing exceptional comfort and privacy for owners and guests alike. New luxury LVP flooring has been added throughout all three bedrooms, along with new carpet on the stairs, further enhancing the home's fresh, updated coastal feel.

The spacious primary suite offers a cozy sitting nook overlooking the lush, beautifully maintained surroundings, along with a spa-inspired bath featuring a double soaking tub and generous walk-in shower--the perfect retreat at the end of the day. Situated on a large corner lot surrounded by mature trees and manicured landscaping, the property offers an inviting sense of privacy and space.

A particularly rare feature on Cayman Cove, this is one of the few homes on the street offering a full two-car garage. Complete with built-in storage, it provides exceptional space for vehicles, beach gear, bikes, a golf cart, and more. Combined with its location, versatile floor plan, and proximity to the beach, the home is well suited as a primary residence, second home, or investment property.

Meticulously maintained and truly one of a kind, this home embodies beachside luxury at its finest. Come see it for yourself - your coastal dream home awaits!

Monthly Cost Estimate

$9,214/mo

20% down · 6.5% · 30 years

Principal$766
Interest$4,589
Insurance$309
HOA$3,550

Estimates only. Actual payments may vary.

Location

98 Cayman Cove

Destin, FL 32541

DESTINY S/D

Features & Amenities

Interior Features

Breakfast BarBuilt-In BookcasesCeiling Crwn MoldingCeiling Tray/CofferdFireplaceLighting RecessedPantryShelvingWasher/Dryer HookupWoodwork Painted

Exterior Features

Sprinkler System

Property Details

Flooring

TileCarpet

Construction

Frame Stucco

Outdoor Features

Patio

Parking

Garage

Heating

Central

Cooling

Central Air

Appliances

Auto Garage Door OpnDishwasherDisposalMicrowaveOven Self CleaningRefrigerator W/IceMkSecurity SystemSmoke DetectorStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 3-bedroom, 4-bathroom single family at 98 Cayman Cove is listed at $1,059,000 ($400/sqft). The estimated monthly payment is $9,214 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $3550/month.

Key features include: Built in 2003, 0.14 acre lot, 2 stories, 4 parking spaces, Fireplace. Interior Features: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding. Exterior Features: Sprinkler System.

This property is listed by John J Holahan and can be reached at 8508378880.

JH

John J Holahan

License 3162351

Agent at Better Homes & Gardens Emerald Coast

(850) 837-8880
Agent website

Listed by Better Homes & Gardens Emerald Coast · Broker phone: (850) 830-6771 · View on Broker Site · Broker website

MLS# 994705· Source: Emerald Coast Association of Realtors· 228 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

98 Cayman Cove, Destin, FL 32541

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