# 98 Cayman Cove, Destin, FL 32541 > **TL;DR:** 3bd/4ba single family, $1,059,000 ($400/sqft), built 2003, 2,647 sqft. > Fireplace, A/C, 2-car garage. Est. $9,214/mo. Listed 240 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,059,000 | | Price/sqft | $400 | | Bedrooms | 3 | | Bathrooms | 3 full, 1 half | | Square Feet | 2,647 | | Year Built | 2003 | | Lot Size | 6,098 sqft (0.14 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 240 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $5,355 | | Estimated Insurance | $309 | | HOA | $3,550 | | **Total** | **$9,214** | ## Nearby Schools - **Elementary:** Destin - **Middle:** Destin - **High:** Destin ## Key Amenities - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 2003 - 0.14 acre lot - 2 stories - 4 parking spaces - Fireplace ## Description ### Agent Description Just minutes from Destin's stunning white-sand beaches, 98 Cayman Cove is ideally located in the highly sought-after gated beach community of Destiny. Step inside to an impressive open-concept floor plan with soaring ceilings that create a bright, airy atmosphere throughout the home. All three bedrooms feature private ensuite baths, providing exceptional comfort and privacy for owners and guests alike. New luxury LVP flooring has been added throughout all three bedrooms, along with new carpet on the stairs, further enhancing the home's fresh, updated coastal feel. The spacious primary suite offers a cozy sitting nook overlooking the lush, beautifully maintained surroundings, along with a spa-inspired bath featuring a double soaking tub and generous walk-in shower--the perfect retreat at the end of the day. Situated on a large corner lot surrounded by mature trees and manicured landscaping, the property offers an inviting sense of privacy and space. A particularly rare feature on Cayman Cove, this is one of the few homes on the street offering a full two-car garage. Complete with built-in storage, it provides exceptional space for vehicles, beach gear, bikes, a golf cart, and more. Combined with its location, versatile floor plan, and proximity to the beach, the home is well suited as a primary residence, second home, or investment property. Meticulously maintained and truly one of a kind, this home embodies beachside luxury at its finest. Come see it for yourself - your coastal dream home awaits! ## Location - **Address:** 98 Cayman Cove, Destin, FL 32541 - **County:** Okaloosa - **Neighborhood:** DESTINY S/D - **Coordinates:** 30.38417, -86.409815 - **Google Maps:** https://www.google.com/maps?q=30.38417,-86.409815 ## Listing Agent - **Name:** John J Holahan · **License:** 3162351 - **Brokerage:** Better Homes & Gardens Emerald Coast - **Phone:** 8508378880 - **Broker Phone:** (850) 830-6771 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/98-Cayman-Cv_Destin_FL_32541_M60804-86450?f=listhub&s=ECARMLSFL&m=994705&c=propsimple) ## Photos ![98 Cayman Cove - Photo 1](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f653500420r.jpg) ![98 Cayman Cove - Photo 2](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f2544078226r.jpg) ![98 Cayman Cove - Photo 3](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f4141444022r.jpg) ![98 Cayman Cove - Photo 4](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f4075879765r.jpg) ![98 Cayman Cove - Photo 5](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f2295834537r.jpg) ![98 Cayman Cove - Photo 6](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f3738841809r.jpg) ![98 Cayman Cove - Photo 7](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f455499679r.jpg) ![98 Cayman Cove - Photo 8](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f3457908691r.jpg) ![98 Cayman Cove - Photo 9](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f603016741r.jpg) ![98 Cayman Cove - Photo 10](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f678624266r.jpg) ![98 Cayman Cove - Photo 11](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f4185547540r.jpg) ![98 Cayman Cove - Photo 12](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f918691874r.jpg) ![98 Cayman Cove - Photo 13](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f872894885r.jpg) ![98 Cayman Cove - Photo 14](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f3980400762r.jpg) ![98 Cayman Cove - Photo 15](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f1088810204r.jpg) ![98 Cayman Cove - Photo 16](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f2102996157r.jpg) ![98 Cayman Cove - Photo 17](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f1839070226r.jpg) ![98 Cayman Cove - Photo 18](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f1249172259r.jpg) ![98 Cayman Cove - Photo 19](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f949958686r.jpg) ![98 Cayman Cove - Photo 20](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f398550925r.jpg) ![98 Cayman Cove - Photo 21](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f2025482583r.jpg) ![98 Cayman Cove - Photo 22](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f3689154792r.jpg) ![98 Cayman Cove - Photo 23](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f368085727r.jpg) ![98 Cayman Cove - Photo 24](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f1145887500r.jpg) ![98 Cayman Cove - Photo 25](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f3941823402r.jpg) ![98 Cayman Cove - Photo 26](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f4204006293r.jpg) ![98 Cayman Cove - Photo 27](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f2484661324r.jpg) ![98 Cayman Cove - Photo 28](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f4249561294r.jpg) ![98 Cayman Cove - Photo 29](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f224658331r.jpg) ![98 Cayman Cove - Photo 30](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f2538571526r.jpg) ![98 Cayman Cove - Photo 31](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f3940795299r.jpg) ![98 Cayman Cove - Photo 32](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f3640299641r.jpg) ![98 Cayman Cove - Photo 33](http://lh.rdcpix.com/ec3000e377d6baa3ca77d4a9d22a60d9l-f1234452125r.jpg) --- **MLS#:** 994705 | **Updated:** 2026-10-02 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/98-cayman-cove-destin-fl-32541-l994705) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/98-cayman-cove-destin-fl-32541-l994705#listing", "url": "https://www.propertysimple.ai/listing/98-cayman-cove-destin-fl-32541-l994705", "name": "98 Cayman Cove, Destin, FL 32541", "description": "Just minutes from Destin's stunning white-sand beaches, 98 Cayman Cove is ideally located in the highly sought-after gated beach community of Destiny. Step inside to an impressive open-concept floor plan with soaring ceilings that create a bright, airy atmosphere throughout the home. 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Combined with its location, versatile floor plan, and proximity to the beach, the home is well suited as a primary residence, second home, or investment property. Meticulously maintained and truly one of a kind, this home embodies beachside luxury at its finest. 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