About This Home

This 3-bedroom, 2-bathroom single family at 98 FERNDALE Way in Saint Augustine, FL is listed for $419,900 ($220 per sqft). Built in 2020, the home offers 1,908 sqft of living space on a 0.14 acres lot.

Key Features

  • Built in 2020
  • 0.14 acre lot
  • Waterfront

Property Details

1 story
2 full
2020

Amenities

WaterfrontViewA/C
Listing Description

Welcome to this move-in ready 2022-built lakefront home in the highly desirable Trailmark subdivision of St. Augustine, FL! Featuring 3 bedrooms and 2 bathrooms, this beautifully upgraded home offers modern comfort, stylish finishes, peaceful lake views, and thoughtful details throughout.

Step inside to high ceilings, luxury vinyl plank flooring throughout the main living areas, and neutral carpet in the bedrooms for added comfort. The open-concept layout is bright and inviting, with large clear sliding glass doors that showcase beautiful lake views from inside the home and create a seamless connection to the outdoor living spaces.

The kitchen is a true standout with all-new stainless steel appliances, a gas range, gorgeous granite countertops, and a large kitchen island with bar seating-perfect for cooking, dining, entertaining, or gathering with family and friends. You'll also love the separate cabinet and coffee bar area, complete with an outlet for all your kitchen essentials, plus a great dedicated space for an electronic calendar, small TV, or command center.

A walk-in pantry provides plenty of storage and convenience. The spacious primary bedroom features a beautiful accent wall and a large bay window that perfectly frames the peaceful lake view, creating a relaxing retreat at the end of the day. The primary bathroom offers two walk-in closets, a separate linen closet, a large walk-in shower, and beautiful new fixtures for a fresh, modern feel.

Additional upgrades include a tankless water heater, water softener, and a designated drop zone just inside the garage entry-ideal for jackets, shoes, books, keys, pet accessories, and everyday essentials.Outside, enjoy the best of Florida coastal living with established young Queen Palms, front and back sprinklers, a screened porch, an additional

open covered porch area, and an open brick-paver patio-perfect for grilling, relaxing by a firepit, or entertaining guests. The backyard is fenced with wrought iron fencing and multiple gates, allowing you to enjoy the beautiful open lake views while helping keep your little ones and pets safely contained.

The spacious 2-car garage provides plenty of room for parking and storage, while the ample driveway offers convenient additional parking for guests. Trailmark offers a multitude of impressive neighborhood amenities, all for a very low annual HOA fee! Residents enjoy an expansive resort-style pool, lap pool, Camp House, fitness center, sand volleyba

ll, basketball and pickleball courts, playground, kayak launch, dog park, and scenic walking trails-creating the perfect blend of recreation, relaxation, and community living. With its lakefront setting, newer construction, upgraded features, outdoor living spaces, exceptional neighborhood amenities, and ideal location in Trailmark, this home is ready for you to move right in and enjoy the best of St. Augustine living.

Monthly Cost Estimate

$2,246/mo

20% down · 6.5% · 30 years

Principal$304
Interest$1,820
Insurance$122

Estimates only. Actual payments may vary.

Location

98 FERNDALE Way

Saint Augustine, FL 32092

WHISPER CRK PH 8

Features & Amenities

Interior Features

Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanSplit BedroomWalk-In Closet(s)

Exterior Features

Permeable PavingSidewalk

Property Details

Flooring

VinylCarpet

Construction

HardiPlank Type

Views

WaterLake

Pool Features

PorchPatio

Heating

CentralElectric (Heating)

Cooling

Central Air

Appliances

Tankless Water Heater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 98 FERNDALE Way is listed at $419,900 ($220/sqft). The estimated monthly payment is $2,245 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2020, 0.14 acre lot, Waterfront. Interior Features: Ceiling Fans(s), Eat-in Kitchen, High Ceilings. Exterior Features: Permeable Paving, Sidewalk.

This property is listed by Kimberly Morris and can be reached at 3869372026.

KM

Kimberly Morris

Agent at SELLSTATE NEXT GENERATION REALTY

(386) 937-2026

Listed by SELLSTATE NEXT GENERATION REALTY · View on Broker Site

MLS# OM729508· Source: listhub· 4 days on market

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

98 FERNDALE Way, Saint Augustine, FL 32092

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