# 98 FERNDALE Way, Saint Augustine, FL 32092

> **TL;DR:** 3bd/2ba single family, $419,900 ($220/sqft), built 2020, 1,908 sqft.
> Waterfront, View, A/C. Est. $2,245/mo. Listed 4 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $419,900 |
| Price/sqft | $220 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,908 |
| Year Built | 2020 |
| Lot Size | 6,098 sqft (0.14 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 4 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Water, Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,123 |
| Estimated Insurance | $122 |
| **Total** | **$2,245** |

## Nearby Schools

- **Middle:** Pacetti Bay Middle
- **High:** Tocoi Creek High School

## Key Amenities

- Waterfront
- View
- A/C

## Property Highlights

- Built in 2020
- 0.14 acre lot
- Waterfront

## Description

### Agent Description
Welcome to this move-in ready 2022-built lakefront home in the highly desirable Trailmark subdivision of St. Augustine, FL! Featuring 3 bedrooms and 2 bathrooms, this beautifully upgraded home offers modern comfort, stylish finishes, peaceful lake views, and thoughtful details throughout. Step inside to high ceilings, luxury vinyl plank flooring throughout the main living areas, and neutral carpet in the bedrooms for added comfort. The open-concept layout is bright and inviting, with large clear sliding glass doors that showcase beautiful lake views from inside the home and create a seamless connection to the outdoor living spaces. The kitchen is a true standout with all-new stainless steel appliances, a gas range, gorgeous granite countertops, and a large kitchen island with bar seating-perfect for cooking, dining, entertaining, or gathering with family and friends. You'll also love the separate cabinet and coffee bar area, complete with an outlet for all your kitchen essentials, plus a great dedicated space for an electronic calendar, small TV, or command center. A walk-in pantry provides plenty of storage and convenience. The spacious primary bedroom features a beautiful accent wall and a large bay window that perfectly frames the peaceful lake view, creating a relaxing retreat at the end of the day. The primary bathroom offers two walk-in closets, a separate linen closet, a large walk-in shower, and beautiful new fixtures for a fresh, modern feel. Additional upgrades include a tankless water heater, water softener, and a designated drop zone just inside the garage entry-ideal for jackets, shoes, books, keys, pet accessories, and everyday essentials.Outside, enjoy the best of Florida coastal living with established young Queen Palms, front and back sprinklers, a screened porch, an additional open covered porch area, and an open brick-paver patio-perfect for grilling, relaxing by a firepit, or entertaining guests. The backyard is fenced with wrought iron fencing and multiple gates, allowing you to enjoy the beautiful open lake views while helping keep your little ones and pets safely contained. The spacious 2-car garage provides plenty of room for parking and storage, while the ample driveway offers convenient additional parking for guests. Trailmark offers a multitude of impressive neighborhood amenities, all for a very low annual HOA fee! Residents enjoy an expansive resort-style pool, lap pool, Camp House, fitness center, sand volleyball, basketball and pickleball courts, playground, kayak launch, dog park, and scenic walking trails-creating the perfect blend of recreation, relaxation, and community living. With its lakefront setting, newer construction, upgraded features, outdoor living spaces, exceptional neighborhood amenities, and ideal location in Trailmark, this home is ready for you to move right in and enjoy the best of St. Augustine living.

## Location

- **Address:** 98 FERNDALE Way, Saint Augustine, FL 32092
- **County:** St Johns
- **Neighborhood:** WHISPER CRK PH 8
- **Coordinates:** 29.930516, -81.517287
- **Google Maps:** https://www.google.com/maps?q=29.930516,-81.517287

## Virtual Tour & Media

- **Video Tour:** https://iframe.videodelivery.net/22b89bf4b43c8ee01b43cf8341074a94

## Listing Agent

- **Name:** Kimberly Morris
- **Brokerage:** SELLSTATE NEXT GENERATION REALTY
- **Phone:** 3869372026

## Primary Photo

![98 FERNDALE Way - Primary Photo](http://lh.rdcpix.com/1c81750fcf1bdf22958d2b117f4aa331l-f2750709161r.jpg)

*44 total photos available on [listing page](https://www.propertysimple.ai/listing/98-ferndale-way-st-augustine-fl-32092-om729508)*

---

**MLS#:** OM729508 | **Updated:** 2026-08-01
**Source:** listhub

*Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/98-ferndale-way-st-augustine-fl-32092-om729508)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "name": "98 FERNDALE Way, Saint Augustine, FL 32092",
  "description": "Welcome to this move-in ready 2022-built lakefront home in the highly desirable Trailmark subdivision of St. Augustine, FL! Featuring 3 bedrooms and 2 bathrooms, this beautifully upgraded home offers modern comfort, stylish finishes, peaceful lake views, and thoughtful details throughout. Step inside to high ceilings, luxury vinyl plank flooring throughout the main living areas, and neutral carpet in the bedrooms for added comfort. The open-concept layout is bright and inviting, with large clear",
  "url": "https://www.propertysimple.ai/listing/98-ferndale-way-st-augustine-fl-32092-om729508",
  "image": "http://lh.rdcpix.com/1c81750fcf1bdf22958d2b117f4aa331l-f2750709161r.jpg",
  "datePosted": "2026-07-28",
  "price": 419900,
  "priceCurrency": "USD",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "98 FERNDALE Way",
    "addressLocality": "Saint Augustine",
    "addressRegion": "FL",
    "postalCode": "32092",
    "addressCountry": "US"
  },
  "geo": {
    "@type": "GeoCoordinates",
    "latitude": 29.930516,
    "longitude": -81.517287
  },
  "numberOfBedrooms": 3,
  "numberOfBathroomsTotal": 2,
  "numberOfFullBathrooms": 2,
  "floorSize": {
    "@type": "QuantitativeValue",
    "value": 1908,
    "unitCode": "FTK"
  },
  "yearBuilt": 2020
}
```