# 98 Mill Pond Dr, Tuckasegee, NC 28783

> **TL;DR:** 3bd/2ba single family, $499,900, built 2005.
> Fireplace, Waterfront, Hardwood, A/C. Est. $3,941/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $499,900 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Year Built | 2005 |
| Lot Size | 24,394 sqft (0.56 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 0 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,528 |
| Estimated Insurance | $146 |
| HOA | $1,267 |
| **Total** | **$3,941** |

## Nearby Schools

- **Elementary:** Cullowhee Valley
- **Middle:** Cullowhee Valley
- **High:** Smoky Mountain

## Key Amenities

- Fireplace
- Waterfront
- Hardwood
- A/C

## Property Highlights

- Built in 2005
- 0.56 acre lot
- Fireplace
- Waterfront

## Description

### Agent Description
Come experience life in the WNC mountains that offers a one-of-a-kind destination experience, known as Bear Lake Reserve. Its a 2100 Acre Gated Mountain Lake Resort, it's like being in your own National Park. Enjoy the cozy 3/2 split bedroom open floor plan with stone fireplace, hardwoods, granite countertops throughtout and outdoor screened deck with stone fireplace to enjoy nature and the sounds of the bold creeks near by. Mill Pond Fishing Pavillion with stocked trout ponds and the Performance Lawn/Amphitheatre is just out your front door along with hiking trails near by. At the Lake Club, can you see yourself laying out at a pool, lakeside? The amenities overlooks Bear Creek Lake, relax in one of two hot tubs or saunas, swim at the beach or sit out on the extensive balcony of the clubhouse taking in the views of Bear Creek Lake while enjoying your favorite beverage or chef prepared meal, all available for your relaxation! You don't want to miss the concerts or one of the most incredible fireworks displays in the country on the 4th of July, just a few steps away from your cottage, in fact you can sit on your back deck and watch. Bear Lake is calling your name! Answer it!

## Location

- **Address:** 98 Mill Pond Dr, Tuckasegee, NC 28783
- **County:** Jackson
- **Neighborhood:** Bear Lake Reserve
- **Coordinates:** 35.240653, -83.093409
- **Google Maps:** https://www.google.com/maps?q=35.240653,-83.093409

## Virtual Tour & Media

- **Video Tour:** youtu.be/dhEfjANNTuM?si=YRwYlZbLIqlUkA22

## Listing Agent

- **Name:** Bernie Gilchrist
- **Brokerage:** SUNDOG REAL ESTATE
- **Phone:** 8286062900
- **Broker Phone:** 8282931000
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/98-Mill-Pond-Dr_Tuckasegee_NC_28783_M96926-32845?f=listhub&s=FBRNC&m=26046845&c=propsimple)

## Photos

![98 Mill Pond Dr - Photo 1](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f3162043271r.jpg)

![98 Mill Pond Dr - Photo 2](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f3314523097r.jpg)

![98 Mill Pond Dr - Photo 3](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f3077349801r.jpg)

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![98 Mill Pond Dr - Photo 33](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f1065276127r.jpg)

![98 Mill Pond Dr - Photo 34](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f3103238183r.jpg)

![98 Mill Pond Dr - Photo 35](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f3945539917r.jpg)

![98 Mill Pond Dr - Photo 36](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f2398259494r.jpg)

![98 Mill Pond Dr - Photo 37](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f3100901104r.jpg)

![98 Mill Pond Dr - Photo 38](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f1794196406r.jpg)

![98 Mill Pond Dr - Photo 39](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f701485051r.jpg)

![98 Mill Pond Dr - Photo 40](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f4109125096r.jpg)

![98 Mill Pond Dr - Photo 41](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f2435070495r.jpg)

![98 Mill Pond Dr - Photo 42](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f1691987179r.jpg)

![98 Mill Pond Dr - Photo 43](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f1537825548r.jpg)

![98 Mill Pond Dr - Photo 44](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f4287585378r.jpg)

![98 Mill Pond Dr - Photo 45](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f2975101672r.jpg)

![98 Mill Pond Dr - Photo 46](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f3501823127r.jpg)

![98 Mill Pond Dr - Photo 47](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f1370572902r.jpg)

![98 Mill Pond Dr - Photo 48](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f1818276400r.jpg)

![98 Mill Pond Dr - Photo 49](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f4093798456r.jpg)

![98 Mill Pond Dr - Photo 50](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f1125973665r.jpg)

![98 Mill Pond Dr - Photo 51](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f4146512314r.jpg)

![98 Mill Pond Dr - Photo 52](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f3135012018r.jpg)

![98 Mill Pond Dr - Photo 53](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f1447097101r.jpg)

![98 Mill Pond Dr - Photo 54](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f3780118324r.jpg)

![98 Mill Pond Dr - Photo 55](http://lh.rdcpix.com/766adf0d510f09fc1c05187dd66a08eal-f2240035432r.jpg)

---

**MLS#:** 26046845 | **Updated:** 2026-09-14
**Source:** listhub

*Copyright © 2026 Carolina Smokies Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/98-mill-pond-dr-tuckasegee-nc-28783-26046845)

---

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