# 98 Mill Pond Drive lot: 20, Tuckasegee, NC 28783

> **TL;DR:** 3bd/2ba single family, $499,900, built 2005.
> Fireplace, Hardwood, A/C. Est. $17,883/mo. Listed 204 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $499,900 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Year Built | 2005 |
| Lot Size | 24,394 sqft (0.56 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 204 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,528 |
| Estimated Insurance | $146 |
| HOA | $15,209 |
| **Total** | **$17,883** |

## Key Amenities

- Fireplace
- Hardwood
- A/C

## Property Highlights

- Built in 2005
- 0.56 acre lot
- Fireplace

## Description

### Agent Description
Come experience life in the WNC mountains that offers a one-of-a-kind destination experience, known as Bear Lake Reserve. Its a 2100 Acres Gated Mountain Lake Resort, it's like being in your own National Park. Enjoy the cozy 3/2 split bedroom open floor plan with stone fireplace, hardwoods, solid surface countertops and outdoor screened deck with stone fireplace to enjoy nature and the sounds of the bold creeks near by. Mill Pond Fishing Pavillion with stocked trout ponds and the Performance Lawn/Amphitheatre is just out your front door along with hiking trails near by. Can you see yourself laying out at a pool, lakeside? The amenities overlooks Bear Creek Lake, relax in one of two hot tubs or saunas, swim at the beach or sit out on the extensive balcony of the clubhouse taking in the views of Bear Creek Lake while enjoying your favorite beverage or chef prepared meal, all available for your relaxation! You don't want to miss the concerts or one of the most incredible fireworks displays in the country on the 4th of July, just a few steps away from your cottage, in fact you can sit on your back deck and watch. Bear Lake is calling your name! Answer it!

## Location

- **Address:** 98 Mill Pond Drive lot: 20, Tuckasegee, NC 28783
- **County:** Jackson
- **Neighborhood:** Bear Lake Reserve
- **Coordinates:** 35.240821, -83.093614
- **Google Maps:** https://www.google.com/maps?q=35.240821,-83.093614

## Listing Agent

- **Name:** Bernie Gilchrist · **License:** 208314
- **Brokerage:** SUNDOG REALTY
- **Broker Phone:** 8286316237
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/98-Mill-Pond-Dr_Tuckasegee_NC_28783_M96926-32845?f=listhub&s=HCBORNC&m=1003024&c=propsimple)

## Photos

![98 Mill Pond Drive lot: 20 - Photo 1](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3162043271r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 2](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3077349801r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 3](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f331117349r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 4](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f1100250847r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 5](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f341206468r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 6](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f1406417329r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 7](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3907642729r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 8](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f481640222r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 9](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f951387619r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 10](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3165100014r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 11](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f1849682302r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 12](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2910814235r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 13](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f1921756937r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 14](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f1899955236r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 15](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3761170727r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 16](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2561839560r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 17](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2987774972r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 18](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2814484125r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 19](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f423712339r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 20](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3303830383r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 21](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f700767613r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 22](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2791334574r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 23](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2247192344r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 24](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2277806695r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 25](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2092010782r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 26](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2875060791r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 27](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2390265916r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 28](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3501697058r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 29](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3314523097r.jpg)

![98 Mill Pond Drive lot: 20 - Photo 30](http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3847666244r.jpg)

---

**MLS#:** 1003024 | **Updated:** 2026-10-20
**Source:** listhub

*Copyright © 2026 Highlands Cashiers Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/98-mill-pond-drive-lot-20-tuckasegee-nc-28783-e25e2ca434a3435f9342acdb818a158c)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/98-mill-pond-drive-lot-20-tuckasegee-nc-28783-e25e2ca434a3435f9342acdb818a158c#listing",
  "url": "https://www.propertysimple.ai/listing/98-mill-pond-drive-lot-20-tuckasegee-nc-28783-e25e2ca434a3435f9342acdb818a158c",
  "name": "98 Mill Pond Drive lot: 20, Tuckasegee, NC 28783",
  "description": "Come experience life in the WNC mountains that offers a one-of-a-kind destination experience, known as Bear Lake Reserve. Its a 2100 Acres Gated Mountain Lake Resort, it's like being in your own National Park. Enjoy the cozy 3/2 split bedroom open floor plan with stone fireplace, hardwoods, solid surface countertops and outdoor screened deck with stone fireplace to enjoy nature and the sounds of the bold creeks near by. Mill Pond Fishing Pavillion with stocked trout ponds and the Performance Lawn/Amphitheatre is just out your front door along with hiking trails near by. Can you see yourself laying out at a pool, lakeside? The amenities overlooks Bear Creek Lake, relax in one of two hot tubs or saunas, swim at the beach or sit out on the extensive balcony of the clubhouse taking in the views of Bear Creek Lake while enjoying your favorite beverage or chef prepared meal, all available for your relaxation! You don't want to miss the concerts or one of the most incredible fireworks displays in the country on the 4th of July, just a few steps away from your cottage, in fact you can sit on your back deck and watch. Bear Lake is calling your name! Answer it!",
  "image": [
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3162043271r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3077349801r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f331117349r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f1100250847r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f341206468r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f1406417329r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3907642729r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f481640222r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f951387619r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3165100014r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f1849682302r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2910814235r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f1921756937r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f1899955236r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3761170727r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2561839560r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2987774972r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2814484125r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f423712339r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3303830383r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f700767613r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2791334574r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2247192344r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2277806695r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2092010782r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2875060791r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2390265916r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3501697058r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3314523097r.jpg",
    "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3847666244r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3162043271r.jpg",
    "caption": "98 Mill Pond Drive lot: 20 - Tuckasegee, NC"
  },
  "datePosted": "2026-04-08",
  "dateModified": "2026-10-20T18:51:24.693Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/98-mill-pond-drive-lot-20-tuckasegee-nc-28783-e25e2ca434a3435f9342acdb818a158c#property",
    "name": "98 Mill Pond Drive lot: 20, Tuckasegee, NC 28783",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "98 Mill Pond Drive lot: 20",
      "addressLocality": "Tuckasegee",
      "addressRegion": "NC",
      "postalCode": "28783",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 35.240821,
      "longitude": -83.093614
    },
    "image": [
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3162043271r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3077349801r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f331117349r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f1100250847r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f341206468r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f1406417329r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3907642729r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f481640222r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f951387619r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3165100014r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f1849682302r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2910814235r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f1921756937r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f1899955236r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3761170727r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2561839560r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2987774972r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2814484125r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f423712339r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3303830383r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f700767613r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2791334574r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2247192344r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2277806695r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2092010782r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2875060791r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f2390265916r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3501697058r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3314523097r.jpg",
      "http://lh.rdcpix.com/c88078db20ac208cb97354bce2199cfel-f3847666244r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "1003024"
    },
    "accommodationCategory": "Single Family Residence",
    "numberOfBedrooms": 3,
    "numberOfBathroomsTotal": 2,
    "numberOfFullBathrooms": 2,
    "yearBuilt": 2005,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Natural Gas, Heat Pump (Heating), Central"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Central Air, Electric, Heat Pump"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "Dryer, Dishwasher, GasOven, GasRange, Microwave"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Hardwood, Tile, Carpet"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "BoardAndBattenSiding,  WoodSiding"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool Features",
        "value": "Porch, Deck"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Driveway"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Fireplace",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Hardwood Floors",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.56 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/98-mill-pond-drive-lot-20-tuckasegee-nc-28783-e25e2ca434a3435f9342acdb818a158c#offer",
    "url": "https://www.propertysimple.ai/listing/98-mill-pond-drive-lot-20-tuckasegee-nc-28783-e25e2ca434a3435f9342acdb818a158c",
    "price": 499900,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/98-mill-pond-drive-lot-20-tuckasegee-nc-28783-e25e2ca434a3435f9342acdb818a158c#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/98-mill-pond-drive-lot-20-tuckasegee-nc-28783-e25e2ca434a3435f9342acdb818a158c#agent",
    "name": "Bernie Gilchrist",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/98-mill-pond-drive-lot-20-tuckasegee-nc-28783-e25e2ca434a3435f9342acdb818a158c#brokerage",
      "name": "SUNDOG REALTY",
      "telephone": "8286316237"
    }
  }
}
```