About This Home

This 3-bedroom, 3-bathroom single family at 98 MONTICELLO Avenue in Annapolis, MD is listed for $1,025,000 ($599 per sqft). Built in 1925, the home offers 1,710 sqft of living space on a 0.10 acres lot.

Key Features

  • Built in 1925
  • 0.10 acre lot
  • 3 stories
  • Fireplace

Property Details

3 stories
2 full, 1 half
1925

Amenities

Fireplace
Listing Description

Welcome to 98 Monticello Avenue, a charming Murray Hill residence that captures the character and ease of the Annapolis lifestyle. From the moment you step inside, a welcoming entryway sets the tone for a home filled with warmth, natural light and thoughtful spaces throughout.

The main level offers a comfortable living room centered around a beautiful fireplace, creating an inviting place to gather and unwind. The adjacent kitchen is bright and beautifully appointed with hardwood flooring, a cooktop and a cozy breakfast nook.

A convenient half bath completes the main level, while a spacious deck extends the living space outdoors and overlooks the fully fenced backyard- an ideal setting for morning coffee, entertaining, or enjoying time outdoors. Upstairs, three generously sized bedrooms share a full bath, offering comfortable accommodations for family and guests.

Continue to the upper level to discover additional flexible space that can easily adapt to your lifestyle-whether used as a home office, playroom, creative space or additional storage. The lower level adds even more versatility with a full bathroom, laundry area and abundant storage, providing valuable functionality rarely found in a home of this character.

Set in the highly desirable Murray Hill neighborhood, this water-oriented location offers easy access to Spa Creek and the waterfront lifestyle that makes Annapolis so special, while remaining just moments from downtown. Enjoy convenient access to the Naval Academy, local restaurants, shops, parks and the many experiences that define the Annapolis lifestyle.

A home with timeless charm, flexible living spaces, outdoor living and an exceptional location, all within one of Annapolis' most beloved neighborhoods. PHOTO DISCLOSURE: Photo #1 has been AI-enhanced for marketing purposes. The fireplace flames were digitally added and are not intended to represent or warrant the condition, functionality, or operability of the fireplace.

Monthly Cost Estimate

$5,482/mo

20% down · 6.5% · 30 years

Principal$741
Interest$4,442
Insurance$299

Estimates only. Actual payments may vary.

Location

98 MONTICELLO Avenue

Annapolis, MD 21401

MURRAY HILL

Features & Amenities

Interior Features

Breakfast AreaBuilt-InsCeiling Fan(s)Combination Kitchen/DiningFloor Plan - TraditionalKitchen - Eat-InWood FloorsBathroom - Tub Shower

Property Details

Construction

Shingle Siding

Parking

On Street

Heating

Hot Water(Heating)BaseboardElectric (Heating)

Cooling

Wall Unit(s)Ceiling Fan(s)

Appliances

CooktopDishwasherDryerOven - SingleRefrigeratorWasherWaterHeaterExhaust FanStainless Steel Appliances

Questions & Answers

This 3-bedroom, 3-bathroom single family at 98 MONTICELLO Avenue is listed at $1,025,000 ($599/sqft). The estimated monthly payment is $5,482 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1925, 0.10 acre lot, 3 stories, Fireplace. Interior Features: Breakfast Area, Built-Ins, Ceiling Fan(s).

This property is listed by Travis Gray and can be reached at 3016410809.

TG

Travis Gray

License 636268

Agent at Engel & Völkers Annapolis

(301) 641-0809
Agent website

Listed by Engel & Völkers Annapolis · Broker phone: (443) 292-6767 · View on Broker Site · Broker website

MLS# MDAA2155160· Source: Bright MLS· 7 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

98 MONTICELLO Avenue, Annapolis, MD 21401

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