About This Home

This 3-bedroom, 3-bathroom single family at 980 S State Street in Elgin, IL is listed for $414,900 ($165 per sqft). Built in 1933, the home offers 2,518 sqft of living space on a 0.75 acres lot.

Key Features

  • Built in 1933
  • 0.75 acre lot
  • 2 stories
  • 3 parking spaces
  • Fireplace

Property Details

2 stories
3 full
3 spaces
1933

Amenities

FireplaceHardwoodA/C
Listing Description

Hurry! Very rare to own an "in town location" on 3/4 acre lot! Fenced area perfect for your pets/kids! Charming all brick 2-story custom home with an oversized detached 3 car garage with full walk up 2nd level which awaits your finishing touch! Charm abounds!

Cozy family room with arched entry, built ins and stone fireplace with custom mantle! Updated kitchen with granite tops, stainless steel appliances, cherry cabinetry and crown molding! Separate dining room area! Separate flex/sitting area! Oversized living room with parquet hardwood flooring and French door to stone patio!

Separate office area with 3 picture windows with side yard views! Convenient 1st floor bedroom with built ins, bay area and private bath with walk in shower! Huge 2nd floor master suite with built ins, door to massive private custom deck and direct access to remodeled bath with glass shower, newer vanity, toilet and flooring!

Gracious size 3rd bedroom! Finished basement with rec room with wet bar, play/flex room and full updated bath with walk in shower! Priced to sell! Quick access to Business 20, train station and shopping! Being sold as is!

Monthly Cost Estimate

$2,219/mo

20% down · 6.5% · 30 years

Principal$300
Interest$1,798
Insurance$121

Estimates only. Actual payments may vary.

Location

980 S State Street

Elgin, IL 60123

Features & Amenities

Interior Features

Cathedral Ceiling(s)1st Floor Bedroom

Property Details

Flooring

Hardwood

Construction

Brick

Outdoor Features

DeckPatio

Parking

OpenGarage

Heating

Natural GasForced Air

Cooling

Central Air

Appliances

RangeDishwasherRefrigeratorWasherDryerStainless Steel Appliance(s)

Questions & Answers

This 3-bedroom, 3-bathroom single family at 980 S State Street is listed at $414,900 ($165/sqft). The estimated monthly payment is $2,219 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1933, 0.75 acre lot, 2 stories, 3 parking spaces, Fireplace. Interior Features: Cathedral Ceiling(s), 1st Floor Bedroom.

This property is listed by Robert Wisdom and can be reached at (630) 215-6600.

RW

Robert Wisdom

Agent at Patron, Inc (dba RE/MAX Horizon)

(630) 215-6600
Agent website

Listed by Patron, Inc (dba RE/MAX Horizon) · Broker phone: (630) 215-6600 · View on Broker Site · Broker website

MLS# 12754596· Source: Midwest Real Estate Data, LLC· 15 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

980 S State Street, Elgin, IL 60123

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