About This Home

This 3-bedroom, 3-bathroom single family at 980 S State Street in Elgin, IL is listed for $414,900 ($165 per sqft). Built in 1933, the home offers 2,518 sqft of living space on a 0.75 acres lot.

Key Features

  • Built in 1933
  • 0.75 acre lot
  • 2 stories
  • 3 parking spaces
  • Fireplace

Property Details

2 stories
3 full
3-car garage
1933

Amenities

FireplaceHardwoodA/C
Listing Description

An exceptional combination of character, space and flexibility awaits at 980 S State Street! Situated on approximately three-quarters of an acre, this distinctive all-brick home offers an expansive yard, timeless architectural details and an oversized detached three-car garage featuring a full walk-up second level!

Inside, the home features an inviting family room with a stone fireplace, built-in cabinetry and arched entryway. The updated kitchen offers granite countertops, cherry cabinetry and stainless steel appliances, complemented by separate dining, living and flex spaces!

A convenient main-level bedroom with a private bathroom provides additional flexibility, while the spacious upstairs primary suite offers access to a private elevated deck. The finished basement adds recreation space, a wet bar and an additional full bathroom!

Outside, enjoy a generous yard, stone patio and substantial garage space ideal for vehicle storage, hobbies or workshop use. Convenient access to major roadways, shopping and nearby commuter transportation adds everyday practicality! A distinctive opportunity for buyers seeking the charm of an established residence with the space and versatility rarely found on a residential lot of this size. Property is being sold as-is!

Monthly Cost Estimate

$2,219/mo

20% down · 6.5% · 30 years

Principal$300
Interest$1,798
Insurance$121

Estimates only. Actual payments may vary.

Location

980 S State Street

Elgin, IL 60123

Features & Amenities

Interior Features

Cathedral Ceiling(s)1st Floor Bedroom

Property Details

Flooring

Hardwood

Construction

Brick

Outdoor Features

DeckPatio

Parking

GarageOpen

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

RangeDishwasherRefrigeratorWasherDryerStainless Steel Appliance(s)

Questions & Answers

This 3-bedroom, 3-bathroom single family at 980 S State Street is listed at $414,900 ($165/sqft). The estimated monthly payment is $2,219 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1933, 0.75 acre lot, 2 stories, 3 parking spaces, Fireplace. Interior Features: Cathedral Ceiling(s), 1st Floor Bedroom.

This property is listed by Robert Wisdom.

RW

Robert Wisdom

Agent at Patron, Inc (dba RE/MAX Horizon)

Listed by Patron, Inc (dba RE/MAX Horizon) · Broker phone: (630) 215-6600 · View on Broker Site · Broker website

MLS# 12780894· Source: Midwest Real Estate Data, LLC· 21 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

980 S State Street, Elgin, IL 60123

Open this listing in: