About This Home

This 3-bedroom, 2-bathroom single family at 9800 & 9801 Cedar Street in Bernard, IA is listed for $385,000 ($246 per sqft). Built in 2002, the home offers 1,568 sqft of living space on a 1.48 acres lot.

Key Features

  • Built in 2002
  • 1.48 acre lot
  • 3 parking spaces

Property Details

1 story
2 full
3 spaces
2002

Amenities

A/C
Listing Description

Spacious one-owner, open-concept 3-bedroom home offering accessibility and exceptional storage on a generously sized property. The home features a 26' x 60' 3-car heated garage, pristine full unfinished basement, 40' x 28' outbuilding, and a storage shed.

The home includes 36" doorways throughout, two full bathrooms, one with a step-in shower and integrated laundry area. The kitchen boasts an abundance of oak cabinetry, beautiful quartz countertops and dining area that flows into the spacious living room.

The attached heated garage is equipped with three 10' x 7' overhead doors, a removable accessibility ramp leading into the home, and maintenance pit for vehicle servicing. Four water hydrants are conveniently located throughout both properties. The outbuilding features an oversized garage door and a separate room with rough-in for plumbing for a future bathroom.

Across the street are three additional lots included with the property, offering endless possibilities. These lots feature a vinyl fence. HOA membership provides access to a range of amenities, including a lake, sandy beach, boating, fishing, playground and a community pavilion with restroom facilities that can be reserved for private events.

The HOA maintains the roads and provides garbage service. Whether you're looking for a year-round residence, a weekend retreat, or a property with room for hobbies and outdoor enjoyment, this unique offering has it all. Schedule your private showing today and experience everything this exceptional property has to offer.

Monthly Cost Estimate

$2,759/mo

20% down · 6.5% · 30 years

Principal$278
Interest$1,668
Insurance$112
HOA$700

Estimates only. Actual payments may vary.

Location

9800 & 9801 Cedar Street

Bernard, IA 52032-9330

Lengthy legal, 24-86-1 see agent comments

Features & Amenities

Exterior Features

Shed(s)Outbuildings

Property Details

Construction

Vinyl Siding

Heating

Forced Air

Cooling

Central Air

Appliances

RefrigeratorRangeDishwasherWasherDryerWater Softener

Questions & Answers

This 3-bedroom, 2-bathroom single family at 9800 & 9801 Cedar Street is listed at $385,000 ($246/sqft). The estimated monthly payment is $2,759 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $700/month.

Key features include: Built in 2002, 1.48 acre lot, 3 parking spaces. Exterior Features: Shed(s), Outbuildings.

This property is listed by Linda Bailey.

LB

Linda Bailey

Agent at East Iowa Realty

Listed by East Iowa Realty · Broker phone: (563) 652-0000 · View on Broker Site · Broker website

MLS# 155355· Source: East Central Iowa Association of Realtors· 90 days on PropertySimple

Copyright © 2026 East Central Iowa Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

9800 & 9801 Cedar Street, Bernard, IA 52032-9330

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