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About This Home

This 4-bedroom, 4-bathroom single family at 981 45th Avenue NE in Saint Cloud, MN is listed for $412,000 ($162 per sqft). Built in 2026, the home offers 2,545 sqft of living space on a 0.14 acres lot.

Agent Description

Stunning New Construction with Finished Walk-Out Lower Level

Welcome to this impeccably designed 4-bedroom, 3.5-bathroom two-story home, where modern elegance meets functional living. The expansive main floor welcomes you with a grand foyer that flows seamlessly into a bright, open-concept living and dining area—perfect for hosting large gatherings. The gourmet kitchen is a true centerpiece, featuring crisp white cabinetry, gleaming quartz countertops, and premium finishes that will delight any home chef.

Retreat to the upper level, where luxury awaits in the oversized primary suite. The sophisticated tray vault ceiling adds architectural interest, while the spa-like primary bath features a large walk-in shower and a spacious walk-in closet. Two additional well-appointed bedrooms and a full bath complete the top floor.

The finished walk-out lower level significantly expands your living space, offering a massive family room that leads directly to the backyard. This level also includes a private 4th bedroom and a full bathroom, making it an ideal setup for guests, a teen suite, or a quiet home office.

Combining high-end finishes with a thoughtful layout, this home is ready for you to move in and enjoy!

Key Features

  • Built in 2026
  • 0.14 acre lot

Property Details

1 full, 1 half
2026

Monthly Cost Estimate

$2,203/mo

20% down · 6.5% · 30 years

Principal$298
Interest$1,785
Insurance$120

Estimates only. Actual payments may vary.

Location

981 45th Avenue NE

Saint Cloud, MN 56304

Whispering Meadows

Features & Amenities

Exterior Features

Vinyl

Property Details

Construction

BlockFrame

Parking

DrivewayGarageGarage - AttachedGuest

Heating

Forced Air

Cooling

Central Air

Appliances

DishwasherDryerGarbage DisposerMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 4-bedroom, 4-bathroom single family at 981 45th Avenue NE is listed at $412,000 ($162/sqft). The estimated monthly payment is $1,785 based on 20% down at 6.5% interest.

Key features include: Built in 2026, 0.14 acre lot. Exterior Features: Vinyl.

This property is listed by Rebecca S Nielsen and can be reached at 7632446264 or becky.nielsen@results.net.

RN

Rebecca S Nielsen

Agent at RE/MAX Results

(763) 244-6264

Listed by RE/MAX Results · View on Broker Site

MLS# 7065907· Source: listhub· Updated 31 days ago

Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

981 45th Avenue NE, Saint Cloud, MN 56304

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