# 981 45th Avenue NE, Saint Cloud, MN 56304

> **TL;DR:** 4bd/4ba single family, $412,000 ($162/sqft), built 2026, 2,545 sqft. Est. $1,785/mo. Listed 31 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $412,000 |
| Price/sqft | $162 |
| Bedrooms | 4 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 2,545 |
| Year Built | 2026 |
| Lot Size | 6,098 sqft (0.14 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 31 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,785 |
| **Total** | **$1,785** |

## Property Highlights

- Built in 2026
- 0.14 acre lot

## Description

### Agent Description
Stunning New Construction with Finished Walk-Out Lower Level
Welcome to this impeccably designed 4-bedroom, 3.5-bathroom two-story home, where modern elegance meets functional living. The expansive main floor welcomes you with a grand foyer that flows seamlessly into a bright, open-concept living and dining area—perfect for hosting large gatherings. The gourmet kitchen is a true centerpiece, featuring crisp white cabinetry, gleaming quartz countertops, and premium finishes that will delight any home chef.
Retreat to the upper level, where luxury awaits in the oversized primary suite. The sophisticated tray vault ceiling adds architectural interest, while the spa-like primary bath features a large walk-in shower and a spacious walk-in closet. Two additional well-appointed bedrooms and a full bath complete the top floor.
The finished walk-out lower level significantly expands your living space, offering a massive family room that leads directly to the backyard. This level also includes a private 4th bedroom and a full bathroom, making it an ideal setup for guests, a teen suite, or a quiet home office.
Combining high-end finishes with a thoughtful layout, this home is ready for you to move in and enjoy!

## Location

- **Address:** 981 45th Avenue NE, Saint Cloud, MN 56304
- **County:** Benton-MN
- **Neighborhood:** Whispering Meadows
- **Coordinates:** 45.576724, -94.0719
- **Google Maps:** https://www.google.com/maps?q=45.576724,-94.0719

## Listing Agent

- **Name:** Rebecca S Nielsen
- **Brokerage:** RE/MAX Results
- **Phone:** 7632446264
- **Email:** becky.nielsen@results.net

## Primary Photo

![981 45th Avenue NE - Primary Photo](http://lh.rdcpix.com/7a8822abc6ff27a2b32c53ed3e892dael-f2405507711r.jpg)

*57 total photos available on [listing page](https://www.propertysimple.com/listing/981-45th-avenue-ne-saint-cloud-mn-56304-7065907)*

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**MLS#:** 7065907 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/981-45th-avenue-ne-saint-cloud-mn-56304-7065907)

---

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