# 981 Smith Street, Providence, RI 02908

> **TL;DR:** 6bd/2ba residential multi family, $899,900 ($292/sqft), built 1920, 3,080 sqft.
> Hardwood. Est. $4,812/mo. Listed 1 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $899,900 |
| Price/sqft | $292 |
| Bedrooms | 6 |
| Bathrooms | 2 full |
| Square Feet | 3,080 |
| Year Built | 1920 |
| Lot Size | 5,227 sqft (0.12 acres) |
| Stories | 3 |
| Property Type | Residential Multi Family (Other) |
| Status | For Sale |
| Days on Market | 1 |

## Why This Home Stands Out

- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,550 |
| Estimated Insurance | $262 |
| **Total** | **$4,812** |

## Key Amenities

- Hardwood

## Property Highlights

- Built in 1920
- 0.12 acre lot
- 3 stories
- 4 parking spaces

## Description

### Agent Description
Exceptional oversized two-family in Providence's desirable historic Elmhurst neighborhood! Each spacious unit offers 3 bedrooms, 1 full bath, a bonus room ideal for a home office or additional living space, and off-street parking. The former owner's unit has been well maintained and showcases pride of ownership throughout. The current lease is expiring soon, creating an excellent opportunity to increase rental income to market rates. Perfect for an owner-occupant or investor, this property is conveniently located near La Salle Academy, Providence College, shopping, restaurants, parks, and major highways. A rare opportunity in one of Providence's most sought-after neighborhoods!

## Location

- **Address:** 981 Smith Street, Providence, RI 02908
- **County:** Providence
- **Neighborhood:** Elmhurst
- **Coordinates:** 41.84228, -71.443868
- **Google Maps:** https://www.google.com/maps?q=41.84228,-71.443868

## Virtual Tour & Media

- **Video Tour:** https://tour.RiLiving.com/981-Smith-Street-Providence-RI-02908

## Listing Agent

- **Name:** Jason Ferri
- **Brokerage:** Re/Max Professionals
- **Phone:** (401) 884-6050

## Primary Photo

![981 Smith Street - Primary Photo](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f2302154699r.jpg)

*44 total photos available on [listing page](https://www.propertysimple.ai/listing/981-smith-street-providence-ri-02908-1417718)*

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**MLS#:** 1417718 | **Updated:** 2026-08-01
**Source:** listhub

*Copyright © 2026 State Wide MLS of Rhode Island, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/981-smith-street-providence-ri-02908-1417718)

---

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