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About This Home

This 3-bedroom, 3-bathroom condo at 9815 U.S. 98 in Miramar Beach, FL is listed for $525,000 ($399 per sqft). Built in 1985, the home offers 1,315 sqft of living space on a N/A lot.

Agent Description

Discover the potential of this 3-bedroom, 3-bath condo located within the highly desirable, gated Hidden Dunes Beach & Tennis Resort. Nestled among lush, mature landscaping and tranquil natural surroundings, this property offers a rare opportunity for buyers looking to renovate, personalize, or invest in a high-demand beachside community.

This spacious unit features a functional and inviting layout, ready to be reimagined to suit your vision. The main living area is filled with natural light and flows effortlessly into the kitchen and dining space, creating a comfortable setting for gathering and entertaining.

Step outside to the private screened porch--an ideal extension of your living space where you can relax and take in the peaceful, wooded views that make Hidden Dunes so unique. The flexible floor plan includes three bedrooms and three full baths, offering ample space for family, guests, or rental use.

Being sold fully furnished, the property provides a convenient starting point for immediate enjoyment or income production. With strong rental potential and a sought-after location, this is an excellent opportunity to add value and maximize returns. Additional highlights include: Spacious 3-bedroom, 3-bath layout Fully furnished and ready for use o

r renovation Private screened porch with serene natural views Excellent potential as a short-term rental investment Located within a gated resort community Hidden Dunes is known for its peaceful, park-like setting and exceptional amenities. Residents and guests enjoy deeded private beach access, a renowned tennis and pickleball center, walking paths, and beautifully maintained green spaces throughout the community.

The balance of privacy, security, and recreation makes this one of Miramar Beach's most beloved destinations.Conveniently located south of Highway 98, the property is just a short distance from the sugar-white sands of the Gulf, as well as nearby shopping, dining, and entertainment options along Scenic Gulf Drive and at Sandestin.

Whether you're spending the day at the beach, enjoying local restaurants, or exploring all the area has to offer, everything you need is within easy reach. Whether you're searching for a renovation project, a second home, or an income-producing property, this Hidden Dunes condo presents a unique chance to create something special in an unbeatable coastal setting. Bring your ideas and transform this space into the beach retreat you've been dreaming of.

Key Features

  • Built in 1985
  • 3 stories

Property Details

3 stories
3 full
#217
1985

Amenities

A/C

Monthly Cost Estimate

$7,044/mo

20% down · 6.5% · 30 years

Principal$380
Interest$2,275
Insurance$153
HOA$4,236

Estimates only. Actual payments may vary.

Location

9815 U.S. 98

Miramar Beach, FL 32550

HIDDEN DUNES BEACH COTTAGES 1

Features & Amenities

Interior Features

Ceiling VaultedOwner's Closet

Exterior Features

BBQ Pit/Grill

Property Details

Flooring

Tile

Pool Features

Porch

Heating

Central

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveSmooth Stovetop RngeStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 3-bedroom, 3-bathroom condo at 9815 U.S. 98 is listed at $525,000 ($399/sqft). The estimated monthly payment is $6,511 based on 20% down at 6.5% interest.

HOA fees are $4236/month.

Key features include: Built in 1985, 3 stories. Interior Features: Ceiling Vaulted, Owner's Closet. Exterior Features: BBQ Pit/Grill.

This property is listed by Heather B Cramer and can be reached at 8508301065 or hcrameremeraldcoast@gmail.com.

HC

Heather B Cramer

Agent at Newman Dailey Resort Properties

(850) 830-1065

Listed by Newman Dailey Resort Properties · View on Broker Site

MLS# 1001934· Source: listhub· Updated 32 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

9815 U.S. 98, Miramar Beach, FL 32550

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