# 9815 W U.S. Hwy 98 #226, Miramar Beach, FL 32550 > **TL;DR:** 1bd/2ba condo, $345,000 ($420/sqft), built 1985, 821 sqft. > A/C. Est. $2,728/mo. Listed 222 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $345,000 | | Price/sqft | $420 | | Bedrooms | 1 | | Bathrooms | 1 full, 1 half | | Square Feet | 821 | | Year Built | 1985 | | Stories | 3 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 222 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,745 | | Estimated Insurance | $101 | | HOA | $882 | | **Total** | **$2,728** | ## Nearby Schools - **Elementary:** Van R Butler - **Middle:** Emerald Coast - **High:** South Walton ## Key Amenities - A/C ## Property Highlights - Built in 1985 - 3 stories ## Description ### Agent Description Tucked inside the beautifully wooded and highly sought-after Hidden Dunes community, this charming ground floor end-unit is the perfect coastal retreat. Surrounded by mature trees and lush landscaping, Hidden Dunes is known for its quiet, quaint feel--offering a peaceful escape while still being just steps from everything you love about the beach. This one-bedroom, one-and-a-half bath condo offers over 800 square feet of comfortable living space, with a spacious primary suite and a queen sleeper sofa to accommodate guests. The open floor plan features a bright kitchen with a raised breakfast bar, tile flooring throughout, and a generous living area complete with a built-in desk, dining space, and cozy reading nook. Being sold fully furnished, it's truly move-in or rental ready. French doors lead to an oversized screened porch--one of the best spots to start your morning or unwind after a day in the sun. From here, you have easy access to the walking trails, the Beach & Racquet Club, and of course, the private beach access that makes Hidden Dunes so special. Owners and guests enjoy a true resort-style experience with amenities that include multiple pools (with a heated option for cooler months), hot tubs, a playground, outdoor grilling areas, and a seasonal tram that makes trips to the beach effortless. The Beach & Racquet Club is a standout feature, offering tennis and pickleball in a beautifully maintained setting just moments from your door. And the location? It's hard to beat. Situated south of Highway 98 with no roads to cross, you're just a short stroll or bike ride to the sugar-white sand beaches, as well as nearby dining, shopping, and entertainment. Sandestin, Scenic Gulf Drive, Silver Sands Outlet Mall, and 30A are all just minutes away. Whether you're looking for a second home, investment property, or your own little slice of paradise, this Hidden Dunes gem offers the perfect blend of privacy, charm, and coastal convenience. **NEW ROOF INSTALLED 2025. COMMUNITY REPAVED 2026. ALL SPECIAL ASSESSMENTS PAID IN FULL.** ## Location - **Address:** 9815 W U.S. Hwy 98 #226, Miramar Beach, FL 32550 - **County:** Walton - **Neighborhood:** HIDDEN DUNES BEACH COTTAGES 2 - **Coordinates:** 30.37531, -86.339251 - **Google Maps:** https://www.google.com/maps?q=30.37531,-86.339251 ## Listing Agent - **Name:** Heather B Cramer · **License:** 3601665 - **Brokerage:** Newman-Dailey Resort Properties - **Broker Phone:** (850) 837-1071 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9815-US-Highway-98-W-Unit-226_Miramar-Beach_FL_32550_M51899-59678?f=listhub&s=ECARMLSFL&m=998967&c=propsimple) ## Photos ![9815 W U.S. Hwy 98 #226 - Photo 1](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f1471757976r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 2](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f2383842948r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 3](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f541743316r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 4](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f1858526459r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 5](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f1187267224r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 6](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f1333097993r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 7](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f2922775612r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 8](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f88835671r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 9](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f1931876087r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 10](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f960039460r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 11](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f136846090r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 12](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f3645544783r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 13](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f2350407439r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 14](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f2467723157r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 15](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f3644550411r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 16](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f1574892783r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 17](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f38514276r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 18](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f1089960584r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 19](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f3230629454r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 20](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f345933954r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 21](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f3050553298r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 22](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f2064673538r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 23](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f2979317299r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 24](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f2913969099r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 25](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f1510853083r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 26](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f2823178382r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 27](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f4079028403r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 28](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f341745034r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 29](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f3339432961r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 30](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f1531394233r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 31](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f1596952666r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 32](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f2945693807r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 33](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f626127021r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 34](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f507046464r.jpg) ![9815 W U.S. Hwy 98 #226 - Photo 35](http://lh.rdcpix.com/54fe165c4c5f46b71e3a27083b9d7431l-f3750205487r.jpg) --- **MLS#:** 998967 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/9815-w-u-s-hwy-98-miramar-beach-fl-32550-a40d23d572394888869a22dd9bd735ba) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/9815-w-u-s-hwy-98-miramar-beach-fl-32550-a40d23d572394888869a22dd9bd735ba#listing", "url": "https://www.propertysimple.ai/listing/9815-w-u-s-hwy-98-miramar-beach-fl-32550-a40d23d572394888869a22dd9bd735ba", "name": "9815 W U.S. Hwy 98 #226, Miramar Beach, FL 32550", "description": "Tucked inside the beautifully wooded and highly sought-after Hidden Dunes community, this charming ground floor end-unit is the perfect coastal retreat. Surrounded by mature trees and lush landscaping, Hidden Dunes is known for its quiet, quaint feel--offering a peaceful escape while still being just steps from everything you love about the beach. This one-bedroom, one-and-a-half bath condo offers over 800 square feet of comfortable living space, with a spacious primary suite and a queen sleeper sofa to accommodate guests. The open floor plan features a bright kitchen with a raised breakfast bar, tile flooring throughout, and a generous living area complete with a built-in desk, dining space, and cozy reading nook. Being sold fully furnished, it's truly move-in or rental ready. French doors lead to an oversized screened porch--one of the best spots to start your morning or unwind after a day in the sun. From here, you have easy access to the walking trails, the Beach & Racquet Club, and of course, the private beach access that makes Hidden Dunes so special. Owners and guests enjoy a true resort-style experience with amenities that include multiple pools (with a heated option for cooler months), hot tubs, a playground, outdoor grilling areas, and a seasonal tram that makes trips to the beach effortless. The Beach & Racquet Club is a standout feature, offering tennis and pickleball in a beautifully maintained setting just moments from your door. And the location? It's hard to beat. Situated south of Highway 98 with no roads to cross, you're just a short stroll or bike ride to the sugar-white sand beaches, as well as nearby dining, shopping, and entertainment. Sandestin, Scenic Gulf Drive, Silver Sands Outlet Mall, and 30A are all just minutes away. Whether you're looking for a second home, investment property, or your own little slice of paradise, this Hidden Dunes gem offers the perfect blend of privacy, charm, and coastal convenience. **NEW ROOF INSTALLED 2025. COMMUNITY REPAVED 2026. 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