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About This Home

This 1-bedroom, 2-bathroom condo at 9815 W U.S. Hwy 98 in Miramar Beach, FL is listed for $365,000 ($445 per sqft). Built in 1985, the home offers 821 sqft of living space on a N/A lot.

Agent Description

Tucked inside the beautifully wooded and highly sought-after Hidden Dunes community, this charming ground floor end-unit is the perfect coastal retreat. Surrounded by mature trees and lush landscaping, Hidden Dunes is known for its quiet, quaint feel--offering a peaceful escape while still being just steps from everything you love about the beach.

This one-bedroom, one-and-a-half bath condo offers over 800 square feet of comfortable living space, with a spacious primary suite and a queen sleeper sofa to accommodate guests. The open floor plan features a bright kitchen with a raised breakfast bar, tile flooring throughout, and a generous living area complete with a built-in desk, dining space, and cozy reading nook.

Being sold fully furnished, it's truly move-in or rental ready. French doors lead to an oversized screened porch--one of the best spots to start your morning or unwind after a day in the sun. From here, you have easy access to the walking trails, the Beach & Racquet Club, and of course, the private beach access that makes Hidden Dunes so special.

Owners and guests enjoy a true resort-style experience with amenities that include multiple pools (with a heated option for cooler months), hot tubs, a playground, outdoor grilling areas, and a seasonal tram that makes trips to the beach effortless. The Beach & Racquet Club is a standout feature, offering tennis and pickleball in a beautifully maintained setting just moments from your door.

And the location? It's hard to beat. Situated south of Highway 98 with no roads to cross, you're just a short stroll or bike ride to the sugar-white sand beaches, as well as nearby dining, shopping, and entertainment. Sandestin, Scenic Gulf Drive, Silver Sands Outlet Mall, and 30A are all just minutes away.

Whether you're looking for a second home, investment property, or your own little slice of paradise, this Hidden Dunes gem offers the perfect blend of privacy, charm, and coastal convenience. **NEW ROOF INSTALLED 2025. COMMUNITY REPAVED 2026. ALL SPECIAL ASSESSMENTS PAID IN FULL.**

Key Features

  • Built in 1985
  • 3 stories

Property Details

3 stories
1 full, 1 half
#226
1985

Amenities

A/C

Monthly Cost Estimate

$2,834/mo

20% down · 6.5% · 30 years

Principal$264
Interest$1,582
Insurance$106
HOA$882

Estimates only. Actual payments may vary.

Location

9815 W U.S. Hwy 98

Miramar Beach, FL 32550

HIDDEN DUNES BEACH COTTAGES 2

Features & Amenities

Interior Features

Breakfast BarBuilt-In BookcasesOwner's ClosetWasher/Dryer HookupWoodwork Painted

Property Details

Pool Features

Porch

Cooling

Central Air

Appliances

DishwasherDisposalMicrowaveRefrigerator W/IceMkSmooth Stovetop RngeStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 1-bedroom, 2-bathroom condo at 9815 W U.S. Hwy 98 is listed at $365,000 ($445/sqft). The estimated monthly payment is $2,464 based on 20% down at 6.5% interest.

HOA fees are $882/month.

Key features include: Built in 1985, 3 stories. Interior Features: Breakfast Bar, Built-In Bookcases, Owner's Closet.

This property is listed by Heather B Cramer and can be reached at 8508301065 or hcrameremeraldcoast@gmail.com.

HC

Heather B Cramer

Agent at Newman Dailey Resort Properties

(850) 830-1065

Listed by Newman Dailey Resort Properties · View on Broker Site

MLS# 998967· Source: listhub· Updated 67 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

9815 W U.S. Hwy 98, Miramar Beach, FL 32550

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