# 9815 W US HIGHWAY 98 #137, Miramar Beach, FL 32550 > **TL;DR:** 3bd/3ba condo, $470,000 ($318/sqft), built 1988, 1,479 sqft. > A/C. Est. $7,004/mo. Listed 475 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $470,000 | | Price/sqft | $318 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 1,479 | | Year Built | 1988 | | Stories | 2 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 475 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,377 | | Estimated Insurance | $137 | | HOA | $4,490 | | **Total** | **$7,004** | ## Nearby Schools - **Elementary:** Van R Butler - **Middle:** Emerald Coast - **High:** South Walton ## Key Amenities - A/C ## Property Highlights - Built in 1988 - 2 stories ## Description ### Agent Description Located in a gated community with private deeded beach access, this beach cottage is full of character, charm, and quality craftsmanship throughout. Step into an open-concept living space that's both functional and inviting. The living room is anchored by timeless built-in cabinetry and classic millwork, creating a warm and welcoming atmosphere. Enjoy the benefit of expanded square footage-the former balcony has been enclosed and reimagined as a bright, airy dining area, effectively doubling your usable living space and offering the perfect spot to relax or entertain year-round. The bathrooms have been elegantly remodeled, with tasteful updates that complement the home's coastal character. Additional custom touches include a built-in laundry closet crafted from rich Philippine mahogany, showcasing the attention to detail throughout. This thoughtfully designed cottage blends style, comfort, and coastal living all within an amenity-rich, secure beachside community. Hidden Dunes is truly a hidden gem more peaceful and less crowded than many neighboring communities. This gated beachfront retreat offers a wide array of resort-style amenities, including a professionally staffed tennis center with six Rubico Clay Courts,3 new Pickleball Courts, seasonal beach tram service, a lighted basketball court, three swimming pools, BBQ grilling areas, and reflecting pools with flowing fountains. Enjoy scenic walking trails, lush landscaping, and the peace of mind that comes with 24-hour security. ## Location - **Address:** 9815 W US HIGHWAY 98 #137, Miramar Beach, FL 32550 - **County:** Walton - **Neighborhood:** HIDDEN DUNES BEACH COTTAGES - **Coordinates:** 30.375816, -86.339878 - **Google Maps:** https://www.google.com/maps?q=30.375816,-86.339878 ## Listing Agent - **Name:** Katie M Atwater · **License:** 3182770 - **Brokerage:** The Premier Property Group, LLC - **Phone:** 8505029120 - **Broker Phone:** (850) 213-5000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9815-US-Highway-98-W-Unit-137_Miramar-Beach_FL_32550_M57515-62688?f=listhub&s=ECARMLSFL&m=979833&c=propsimple) ## Photos ![9815 W US HIGHWAY 98 #137 - Photo 1](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f3152260687r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 2](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f1699631001r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 3](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f1131918886r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 4](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f2581807577r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 5](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f1607123208r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 6](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f3786829252r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 7](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f863941480r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 8](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f3219663944r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 9](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f1113200140r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 10](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f1162339702r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 11](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f2201618932r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 12](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f2673951897r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 13](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f1767130651r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 14](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f165253476r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 15](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f2925019500r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 16](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f3305490925r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 17](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f854219224r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 18](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f3206758365r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 19](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f2619049276r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 20](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f3064730551r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 21](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f358540579r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 22](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f367753415r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 23](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f1552409194r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 24](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f563476606r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 25](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f1944600805r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 26](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f20783439r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 27](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f3730624097r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 28](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f696639346r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 29](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f4233634812r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 30](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f3341673980r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 31](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f1155642756r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 32](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f332273107r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 33](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f2114469761r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 34](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f2429388139r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 35](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f1987144429r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 36](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f2831702218r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 37](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f2525784303r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 38](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f3742791508r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 39](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f3057505531r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 40](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f1340953071r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 41](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f4259680626r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 42](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f1503225606r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 43](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f1566549462r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 44](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f310318350r.jpg) ![9815 W US HIGHWAY 98 #137 - Photo 45](http://lh.rdcpix.com/6ed70e1ae2c5b69defd98f0859b28336l-f2847285816r.jpg) --- **MLS#:** 979833 | **Updated:** 2026-10-02 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/9815-w-us-highway-98-miramar-beach-fl-32550-l979833) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/9815-w-us-highway-98-miramar-beach-fl-32550-l979833#listing", "url": "https://www.propertysimple.ai/listing/9815-w-us-highway-98-miramar-beach-fl-32550-l979833", "name": "9815 W US HIGHWAY 98 #137, Miramar Beach, FL 32550", "description": "Located in a gated community with private deeded beach access, this beach cottage is full of character, charm, and quality craftsmanship throughout. Step into an open-concept living space that's both functional and inviting. The living room is anchored by timeless built-in cabinetry and classic millwork, creating a warm and welcoming atmosphere. Enjoy the benefit of expanded square footage-the former balcony has been enclosed and reimagined as a bright, airy dining area, effectively doubling your usable living space and offering the perfect spot to relax or entertain year-round. The bathrooms have been elegantly remodeled, with tasteful updates that complement the home's coastal character. Additional custom touches include a built-in laundry closet crafted from rich Philippine mahogany, showcasing the attention to detail throughout. This thoughtfully designed cottage blends style, comfort, and coastal living all within an amenity-rich, secure beachside community. Hidden Dunes is truly a hidden gem more peaceful and less crowded than many neighboring communities. 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