About This Home

This 5-bedroom, 4-bathroom single family at 9823 103rd Street NW in Annandale, MN is listed for $1,097,000 ($316 per sqft). Built in 2012, the home offers 3,474 sqft of living space on a 0.32 acres lot.

Key Features

  • Built in 2012
  • 0.32 acre lot
  • Fireplace
  • Waterfront

Property Details

1 full, 1 half
2012

Amenities

FireplaceWaterfrontA/C
Listing Description

Set along the shores of breathtaking 3,100-acre Clearwater Lake, this extraordinary custom residence offers a rare blend of luxury, comfort, and effortless lakeside living. Rebuilt from the foundation up with meticulous attention to detail, this 5-bed, 4-bath home was designed to maximize panoramic south-facing lake views while creating inviting spaces for living and entertaining.

Expansive windows, open sightlines, 9-ft ceilings, and engineered wood flooring fill the home with natural light and timeless elegance. The chef's kitchen, fully redesigned in 2024, features quartz countertops, premium stainless steel appliances, Alder soft-close cabinetry, and a 9-ft island.

The adjoining dining area opens to a maintenance-free lakeside deck, while the living room is anchored by a stunning stone gas fireplace and sweeping water views. The main level also includes a spacious laundry room, stylish half bath, and a primary suite with walk-in closet and beautifully finished ensuite featuring double vanities and a tiled walk-in shower.

Upstairs, a vaulted family room centered around a gas fireplace opens to an expansive lakeside deck, complete with a rough-in for a future wet bar and designed for effortless entertaining. Three spacious bedrooms and a centrally located full bathroom complete the upper level.

The lower level further extends the home's versatility with a fifth bedroom, 3/4 bath, flexible office or den space, and walkout access to an expansive covered patio designed for effortless lakeside entertaining, complete with a built-in gas line for grilling.

Additional highlights include spray foam insulation, three-zone HVAC with smart thermostats, fiber internet capability, an insulated finished garage, and a rare boathouse feature adding exceptional long-term value. Set along a premium hard-bottom shoreline with a level beach ideal for swimming and recreation, this remarkable property also offers boating access to a nearby lakefront restaurant, delivering the very best of Clearwater Lake living in every season.

Monthly Cost Estimate

$5,867/mo

20% down · 6.5% · 30 years

Principal$793
Interest$4,754
Insurance$320

Estimates only. Actual payments may vary.

Location

9823 103rd Street NW

Annandale, MN 55302

Ahsenmachers Add

Features & Amenities

Exterior Features

Fiber Board

Property Details

Parking

GarageOpenDrivewayGarage - Attached

Heating

Forced Air

Cooling

Central Air

Appliances

Air-To-Air ExchangerChandelierDishwasherDryerWater Heater - GasMicrowaveRangeRefrigeratorStainless Steel AppliancesWasherWater Softener - Owned

Questions & Answers

This 5-bedroom, 4-bathroom single family at 9823 103rd Street NW is listed at $1,097,000 ($316/sqft). The estimated monthly payment is $5,867 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2012, 0.32 acre lot, Fireplace, Waterfront. Exterior Features: Fiber Board.

This property is listed by Desrochers Realty Group and can be reached at (612) 751-9303.

DG

Desrochers Realty Group

Agent at eXp Realty

(612) 751-9303

Listed by eXp Realty · View on Broker Site

MLS# 7079293· Source: listhub· 32 days on market

Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

9823 103rd Street NW, Annandale, MN 55302

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