About This Home

This 5-bedroom, 3-bathroom single family at 984 OLIVE CONCH Street in Ruskin, FL is listed for $400,000 ($166 per sqft). Built in 2021, the home offers 2,415 sqft of living space on a 0.15 acres lot.

Key Features

  • Built in 2021
  • 0.15 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
2021

Amenities

A/C
Listing Description

This almost new 5-bedroom, 2.5-bath Columbia model is situated on a spacious corner lot in the highly desirable Shell Cove community. The thoughtfully designed two-story floor plan features an open-concept first level that seamlessly connects the kitchen, dining, and living areas, providing excellent flow for everyday living and entertaining.

The kitchen offers modern countertops, a large pantry, and new stainless steel appliances. The owner's suite is conveniently located on the first floor and includes an en-suite bath and generous closet space. Upstairs, four additional bedrooms and a versatile loft provide flexible options for guest rooms, office space, playroom, or media area.

The private, fenced backyard is designed for outdoor enjoyment, featuring a large screened lanai and paver patio, ideal for relaxing, grilling, and gatherings. Shell Cove residents enjoy resort-style amenities, including a community pool, clubhouse, basketball court, dog park, playground, and fitness and recreation facilities, all within a pet-friendly environment with low HOA fees.

The community offers convenient access to major roadways for commuting to MacDill AFB, Tampa, St. Petersburg, Bradenton, and Sarasota, as well as nearby award-winning Gulf beaches and Tampa Bay attractions. E.G. Simmons Conservation Park is approximately 2 miles away and provides camping, swimming, kayaking, fishing, and boat ramps, while Bahia Beach and Little Harbor Marina offer a private beach area, waterfront dining, tiki bar, fishing charters, and water sports just minutes from your front door.

Monthly Cost Estimate

$2,139/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,733
Insurance$117

Estimates only. Actual payments may vary.

Location

984 OLIVE CONCH Street

Ruskin, FL 33570

SHELL COVE PH 1

Features & Amenities

Interior Features

Ceiling Fans(s)Open FloorplanPrimary Bedroom Main FloorStone CountersWalk-In Closet(s)

Exterior Features

Hurricane ShuttersPrivate YardSidewalkSliding Doors

Property Details

Flooring

CarpetTile - Ceramic

Construction

Stucco

Outdoor Features

PorchPatio

Parking

DrivewayOpen

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalMicrowaveRangeWater Softener

Questions & Answers

This 5-bedroom, 3-bathroom single family at 984 OLIVE CONCH Street is listed at $400,000 ($166/sqft). The estimated monthly payment is $2,140 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2021, 0.15 acre lot, 2 stories. Interior Features: Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor. Exterior Features: Hurricane Shutters, Private Yard, Sidewalk.

This property is listed by Michael Ceparano and can be reached at 8134176698.

MC

Michael Ceparano

Agent at Future Home Realty, Inc

(813) 417-6698

Listed by Future Home Realty, Inc · Broker phone: (727) 409-3368 · View on Broker Site

MLS# TB8481422· Source: Stellar MLS· 207 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

984 OLIVE CONCH Street, Ruskin, FL 33570

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