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About This Home

This 5-bedroom, 3-bathroom single family at 984 OLIVE CONCH STREET in Ruskin, FL is listed for $400,000 ($166 per sqft). Built in 2021, the home offers 2,415 sqft of living space on a 0.15 acres lot.

Agent Description

This almost new 5-bedroom, 2.5-bath Columbia model is situated on a spacious corner lot in the highly desirable Shell Cove community. The thoughtfully designed two-story floor plan features an open-concept first level that seamlessly connects the kitchen, dining, and living areas, providing excellent flow for everyday living and entertaining. The kitchen offers modern countertops, a large pantry, and new stainless steel appliances. The owner’s suite is conveniently located on the first floor and includes an en-suite bath and generous closet space. Upstairs, four additional bedrooms and a versatile loft provide flexible options for guest rooms, office space, playroom, or media area.

The private, fenced backyard is designed for outdoor enjoyment, featuring a large screened lanai and paver patio, ideal for relaxing, grilling, and gatherings. Shell Cove residents enjoy resort-style amenities, including a community pool, clubhouse, basketball court, dog park, playground, and fitness and recreation facilities, all within a pet-friendly environment with low HOA fees. The community offers convenient access to major roadways for commuting to MacDill AFB, Tampa, St. Petersburg, Bradenton, and Sarasota, as well as nearby award-winning Gulf beaches and Tampa Bay attractions. E.G. Simmons Conservation Park is approximately 2 miles away and provides camping, swimming, kayaking, fishing, and boat ramps, while Bahia Beach and Little Harbor Marina offer a private beach area, waterfront dining, tiki bar, fishing charters, and water sports just minutes from your front door.

Key Features

  • Built in 2021
  • 0.15 acre lot

Property Details

2 full, 1 half
2021

Monthly Cost Estimate

$2,139/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,733
Insurance$117

Estimates only. Actual payments may vary.

Location

984 OLIVE CONCH STREET

Ruskin, FL 33570

SHELL COVE PH 1

Features & Amenities

Interior Features

Ceiling Fans(s)Open FloorplanPrimary Bedroom Main FloorStone CountersWalk-in Closet(s)

Exterior Features

Corner LotFencingHurricane ShuttersPrivate YardSidewalkSliding Doors

Property Details

Flooring

CarpetTileTile - Ceramic

Construction

Stucco

Parking

DrivewayGarageGarage - Attached

Heating

Central

Cooling

Central Air

Appliances

DishwasherGarbage DisposerMicrowaveRangeWasherWater - Softener

Questions & Answers

This 5-bedroom, 3-bathroom single family at 984 OLIVE CONCH STREET is listed at $400,000 ($166/sqft). The estimated monthly payment is $1,733 based on 20% down at 6.5% interest.

Key features include: Built in 2021, 0.15 acre lot. Interior Features: Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor. Exterior Features: Corner Lot, Fencing, Hurricane Shutters.

This property is listed by Michael Ceparano and can be reached at 8134176698 or Mike@BuyAndSellTampa.com.

MC

Michael Ceparano

Agent at FUTURE HOME REALTY INC

(813) 417-6698

Listed by FUTURE HOME REALTY INC · View on Broker Site

MLS# TB8481422· Source: listhub· Updated 94 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

984 OLIVE CONCH STREET, Ruskin, FL 33570

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