# 984 OLIVE CONCH Street, Ruskin, FL 33570 > **TL;DR:** 5bd/3ba single family, $400,000 ($166/sqft), built 2021, 2,415 sqft. > A/C, 2-car garage. Est. $2,140/mo. Listed 214 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $400,000 | | Price/sqft | $166 | | Bedrooms | 5 | | Bathrooms | 2 full, 1 half | | Square Feet | 2,415 | | Year Built | 2021 | | Lot Size | 6,534 sqft (0.15 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 214 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,023 | | Estimated Insurance | $117 | | **Total** | **$2,140** | ## Nearby Schools - **Elementary:** Thompson Elementary - **Middle:** Shields-HB - **High:** Lennard-HB ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2021 - 0.15 acre lot - 2 stories ## Description ### Agent Description This almost new 5-bedroom, 2.5-bath Columbia model is situated on a spacious corner lot in the highly desirable Shell Cove community. The thoughtfully designed two-story floor plan features an open-concept first level that seamlessly connects the kitchen, dining, and living areas, providing excellent flow for everyday living and entertaining. The kitchen offers modern countertops, a large pantry, and new stainless steel appliances. The owner's suite is conveniently located on the first floor and includes an en-suite bath and generous closet space. Upstairs, four additional bedrooms and a versatile loft provide flexible options for guest rooms, office space, playroom, or media area. The private, fenced backyard is designed for outdoor enjoyment, featuring a large screened lanai and paver patio, ideal for relaxing, grilling, and gatherings. Shell Cove residents enjoy resort-style amenities, including a community pool, clubhouse, basketball court, dog park, playground, and fitness and recreation facilities, all within a pet-friendly environment with low HOA fees. The community offers convenient access to major roadways for commuting to MacDill AFB, Tampa, St. Petersburg, Bradenton, and Sarasota, as well as nearby award-winning Gulf beaches and Tampa Bay attractions. E.G. Simmons Conservation Park is approximately 2 miles away and provides camping, swimming, kayaking, fishing, and boat ramps, while Bahia Beach and Little Harbor Marina offer a private beach area, waterfront dining, tiki bar, fishing charters, and water sports just minutes from your front door. ## Location - **Address:** 984 OLIVE CONCH Street, Ruskin, FL 33570 - **County:** Hillsborough - **Neighborhood:** SHELL COVE PH 1 - **Coordinates:** 27.727246, -82.445458 - **Google Maps:** https://www.google.com/maps?q=27.727246,-82.445458 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/TB8481422 ## Listing Agent - **Name:** Michael Ceparano - **Brokerage:** Future Home Realty, Inc - **Phone:** 8134176698 - **Broker Phone:** (727) 409-3368 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/984-Olive-Conch-St_Ruskin_FL_33570_M98823-93716?f=listhub&s=MFRMLSFL&m=TB8481422&c=propsimple) ## Photos ![984 OLIVE CONCH Street - Photo 1](http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f1561306021r.jpg) ![984 OLIVE CONCH Street - Photo 2](http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f3493205521r.jpg) ![984 OLIVE CONCH Street - Photo 3](http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f2542922142r.jpg) ![984 OLIVE CONCH Street - Photo 4](http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f3242550836r.jpg) ![984 OLIVE CONCH Street - Photo 5](http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f3449314506r.jpg) ![984 OLIVE CONCH Street - Photo 6](http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f2639384914r.jpg) ![984 OLIVE CONCH Street - Photo 7](http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f3789789911r.jpg) ![984 OLIVE CONCH Street - Photo 8](http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f71056370r.jpg) ![984 OLIVE CONCH Street - Photo 9](http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f3914094971r.jpg) ![984 OLIVE CONCH Street - Photo 10](http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f3007952647r.jpg) ![984 OLIVE CONCH Street - 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Photo 71](http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f948566083r.jpg) ![984 OLIVE CONCH Street - Photo 72](http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f420215458r.jpg) ![984 OLIVE CONCH Street - Photo 73](http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f1293545217r.jpg) ![984 OLIVE CONCH Street - Photo 74](http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f2462313078r.jpg) ![984 OLIVE CONCH Street - Photo 75](http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f2853951793r.jpg) --- **MLS#:** TB8481422 | **Updated:** 2026-09-28 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/984-olive-conch-street-ruskin-fl-33570-b8481422) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/984-olive-conch-street-ruskin-fl-33570-b8481422#listing", "url": "https://www.propertysimple.ai/listing/984-olive-conch-street-ruskin-fl-33570-b8481422", "name": "984 OLIVE CONCH Street, Ruskin, FL 33570", "description": "This almost new 5-bedroom, 2.5-bath Columbia model is situated on a spacious corner lot in the highly desirable Shell Cove community. The thoughtfully designed two-story floor plan features an open-concept first level that seamlessly connects the kitchen, dining, and living areas, providing excellent flow for everyday living and entertaining. The kitchen offers modern countertops, a large pantry, and new stainless steel appliances. The owner's suite is conveniently located on the first floor and includes an en-suite bath and generous closet space. Upstairs, four additional bedrooms and a versatile loft provide flexible options for guest rooms, office space, playroom, or media area. The private, fenced backyard is designed for outdoor enjoyment, featuring a large screened lanai and paver patio, ideal for relaxing, grilling, and gatherings. Shell Cove residents enjoy resort-style amenities, including a community pool, clubhouse, basketball court, dog park, playground, and fitness and recreation facilities, all within a pet-friendly environment with low HOA fees. The community offers convenient access to major roadways for commuting to MacDill AFB, Tampa, St. Petersburg, Bradenton, and Sarasota, as well as nearby award-winning Gulf beaches and Tampa Bay attractions. E.G. Simmons Conservation Park is approximately 2 miles away and provides camping, swimming, kayaking, fishing, and boat ramps, while Bahia Beach and Little Harbor Marina offer a private beach area, waterfront dining, tiki bar, fishing charters, and water sports just minutes from your front door.", "image": [ "http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f1561306021r.jpg", "http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f3493205521r.jpg", "http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f2542922142r.jpg", "http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f3242550836r.jpg", "http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f3449314506r.jpg", "http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f2639384914r.jpg", "http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f3789789911r.jpg", "http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f71056370r.jpg", "http://lh.rdcpix.com/205beb3a57311ecc3bb6a070398bcc5al-f3914094971r.jpg", 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