About This Home

This 3-bedroom, 3-bathroom single family at 985 Oscar Lane in Carmel, IN is listed for $885,000 ($194 per sqft). Built in 2009, the home offers 4,558 sqft of living space on a 0.18 acres lot.

Key Features

  • Built in 2009
  • 0.18 acre lot
  • Fireplace

Property Details

1 story
3 full
2-car garage
2009

Amenities

FireplaceHardwoodA/C
Listing Description

Luxury Ranch Living Just Steps from the Monon Trail! Discover refined, low-maintenance living in this beautifully refreshed former builder's model, ideally situated in one of Carmel's most desirable locations. Thoughtfully designed with sophisticated neutral finishes, this exceptional residence offers 3 bedrooms, 3 full baths, a private office, and a beautifully finished lower level.

Rich hardwood floors, elegant architectural trim, custom built-ins, soaring 10-foot ceilings, and abundant natural light create an inviting atmosphere throughout. The gourmet kitchen features striking two-tone cabinetry, granite countertops, an expansive center island, and premium stainless steel appliances, seamlessly connecting to the spacious great room with a contemporary gas fireplace, breakfast area, and formal dining space.

The main-level primary suite offers a private retreat with dual vanities, an oversized walk-in shower with dual showerheads, and a generous walk-in closet. The finished lower level provides additional space for entertaining, relaxation, or guests. Combining timeless elegance, modern comfort, and effortless main-level living, this exceptional home offers a wonderful opportunity to enjoy the Carmel lifestyle with convenient access to the Monon Trail, shopping, dining, and entertainment.

Monthly Cost Estimate

$5,083/mo

20% down · 6.5% · 30 years

Principal$640
Interest$3,835
Insurance$258
HOA$350

Estimates only. Actual payments may vary.

Location

985 Oscar Lane

Carmel, IN 46032

Village On The Monon

Features & Amenities

Interior Features

Built-in FeaturesHigh CeilingsTray Ceiling(s)Paddle FanPantryWalk-In Closet(s)Wet Bar

Exterior Features

Sprinkler System

Property Details

Flooring

Hardwood

Construction

Brick

Heating

Natural GasForced Air

Cooling

Central Air

Appliances

Gas CooktopGas Water HeaterWater Softener Owned

Questions & Answers

This 3-bedroom, 3-bathroom single family at 985 Oscar Lane is listed at $885,000 ($194/sqft). The estimated monthly payment is $5,083 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $350/month.

Key features include: Built in 2009, 0.18 acre lot, Fireplace. Interior Features: Built-in Features, High Ceilings, Tray Ceiling(s). Exterior Features: Sprinkler System.

This property is listed by Jennil Salazar.

JS

Jennil Salazar

Agent at Compass Indiana, LLC

Listed by Compass Indiana, LLC · Broker phone: (317) 563-5051 · View on Broker Site · Broker website

MLS# 22129029· Source: Broker Listing Cooperative®· 3 days on PropertySimple

Copyright © 2026 Broker Listing Cooperative®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

985 Oscar Lane, Carmel, IN 46032

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