# 9850 S Thomas Drive #202E, Panama City, FL 32408 > **TL;DR:** 1bd/1ba condo, $284,999 ($468/sqft), built 1984, 609 sqft. > Waterfront, A/C. Est. $3,714/mo. Listed 183 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $284,999 | | Price/sqft | $468 | | Bedrooms | 1 | | Bathrooms | 1 full | | Square Feet | 609 | | Year Built | 1984 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 183 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,441 | | Estimated Insurance | $83 | | HOA | $2,190 | | **Total** | **$3,714** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 1984 - Waterfront ## Description ### Agent Description Same owner for the last 30 years! Recently placed on the rental market and doing significantly better than anticipated! Imagine waking to the sound of gentle waves and stepping onto your private balcony to take in breathtaking panoramic views of the emerald Gulf of America and 500 feet of pristine, sugar-white sands. This one-bedroom condo at the highly sought-after Sunbird Beach Resort offers the perfect blend of coastal luxury and unbeatable value, set within one of Panama City Beach's most iconic beachfront complexes. Featuring a thoughtfully designed living space, the unit includes a fully equipped kitchen, comfortable queen bedding, and a queen sofa sleeper, which is ideal for families, couples, or savvy investors. Residents enjoy direct private beach access to one of the area's largest stretches of private shoreline, three Gulf-side pools (including a heated option), tennis courts, a state-of-the-art fitness center, Gulf views, shuffleboard, BBQ grills, and high-speed Wi-Fi throughout the gated community. Located next to the legendary Pineapple Willy's and within walking distance of amenities and vibrant nightlife, this condo offers unmatched convenience and rental demand. In today's Panama City Beach market, where one-bedroom beachfront condos in established complexes like Sunbird are listed in the $300,000-$400,000 range and have strong short-term rental potential, this property offers exceptional value and long-term appreciation in a high-tourism destination. Whether you're seeking a personal coastal retreat or a turnkey investment with income-generating power, this Sunbird one-bedroom is your gateway to the ultimate Florida beach lifestyle. Don't miss your chance to own a slice of paradise where memories are made every day. ## Location - **Address:** 9850 S Thomas Drive #202E, Panama City, FL 32408 - **County:** Bay - **Neighborhood:** Sunbird Condo - **Coordinates:** 30.174963, -85.804212 - **Google Maps:** https://www.google.com/maps?q=30.174963,-85.804212 ## Listing Agent - **Name:** Benjamin Nelson · **License:** SL3361991 - **Brokerage:** Gulf Life Real Estate, Inc. - **Broker Phone:** (850) 699-1996 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9850-S-Thomas-Dr-Unit-202E_Panama-City-Beach_FL_32408_M53023-38078?f=listhub&s=BCARFL&m=789093&c=propsimple) ## Photos ![9850 S Thomas Drive #202E - Photo 1](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f2979057217r.jpg) ![9850 S Thomas Drive #202E - Photo 2](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f343549851r.jpg) ![9850 S Thomas Drive #202E - Photo 3](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f3116421395r.jpg) ![9850 S Thomas Drive #202E - Photo 4](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f1737154059r.jpg) ![9850 S Thomas Drive #202E - Photo 5](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f3874723822r.jpg) ![9850 S Thomas Drive #202E - Photo 6](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f2520997721r.jpg) ![9850 S Thomas Drive #202E - Photo 7](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f3919758704r.jpg) ![9850 S Thomas Drive #202E - Photo 8](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f2381245332r.jpg) ![9850 S Thomas Drive #202E - Photo 9](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f4079788921r.jpg) ![9850 S Thomas Drive #202E - Photo 10](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f3048939362r.jpg) ![9850 S Thomas Drive #202E - Photo 11](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f458715272r.jpg) ![9850 S Thomas Drive #202E - Photo 12](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f84775141r.jpg) ![9850 S Thomas Drive #202E - Photo 13](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f4232261261r.jpg) ![9850 S Thomas Drive #202E - Photo 14](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f1248633156r.jpg) ![9850 S Thomas Drive #202E - Photo 15](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f4250794246r.jpg) ![9850 S Thomas Drive #202E - Photo 16](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f1376558197r.jpg) ![9850 S Thomas Drive #202E - Photo 17](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f4198909376r.jpg) ![9850 S Thomas Drive #202E - Photo 18](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f1386444560r.jpg) ![9850 S Thomas Drive #202E - Photo 19](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f2854284567r.jpg) ![9850 S Thomas Drive #202E - Photo 20](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f1339575848r.jpg) ![9850 S Thomas Drive #202E - Photo 21](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f2014852277r.jpg) ![9850 S Thomas Drive #202E - Photo 22](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f3982036471r.jpg) ![9850 S Thomas Drive #202E - Photo 23](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f1432871848r.jpg) ![9850 S Thomas Drive #202E - Photo 24](http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f1651960120r.jpg) --- **MLS#:** 789093 | **Updated:** 2026-10-22 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/9850-s-thomas-drive-panama-city-fl-32408-1c376009ff6646cfaf9e4abdc6ed4bc2) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/9850-s-thomas-drive-panama-city-fl-32408-1c376009ff6646cfaf9e4abdc6ed4bc2#listing", "url": "https://www.propertysimple.ai/listing/9850-s-thomas-drive-panama-city-fl-32408-1c376009ff6646cfaf9e4abdc6ed4bc2", "name": "9850 S Thomas Drive #202E, Panama City, FL 32408", "description": "Same owner for the last 30 years! Recently placed on the rental market and doing significantly better than anticipated! Imagine waking to the sound of gentle waves and stepping onto your private balcony to take in breathtaking panoramic views of the emerald Gulf of America and 500 feet of pristine, sugar-white sands. This one-bedroom condo at the highly sought-after Sunbird Beach Resort offers the perfect blend of coastal luxury and unbeatable value, set within one of Panama City Beach's most iconic beachfront complexes. Featuring a thoughtfully designed living space, the unit includes a fully equipped kitchen, comfortable queen bedding, and a queen sofa sleeper, which is ideal for families, couples, or savvy investors. Residents enjoy direct private beach access to one of the area's largest stretches of private shoreline, three Gulf-side pools (including a heated option), tennis courts, a state-of-the-art fitness center, Gulf views, shuffleboard, BBQ grills, and high-speed Wi-Fi throughout the gated community. Located next to the legendary Pineapple Willy's and within walking distance of amenities and vibrant nightlife, this condo offers unmatched convenience and rental demand. In today's Panama City Beach market, where one-bedroom beachfront condos in established complexes like Sunbird are listed in the $300,000-$400,000 range and have strong short-term rental potential, this property offers exceptional value and long-term appreciation in a high-tourism destination. Whether you're seeking a personal coastal retreat or a turnkey investment with income-generating power, this Sunbird one-bedroom is your gateway to the ultimate Florida beach lifestyle. Don't miss your chance to own a slice of paradise where memories are made every day.", "image": [ "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f2979057217r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f343549851r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f3116421395r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f1737154059r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f3874723822r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f2520997721r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f3919758704r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f2381245332r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f4079788921r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f3048939362r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f458715272r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f84775141r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f4232261261r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f1248633156r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f4250794246r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f1376558197r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f4198909376r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f1386444560r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f2854284567r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f1339575848r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f2014852277r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f3982036471r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f1432871848r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f1651960120r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f2979057217r.jpg", "caption": "9850 S Thomas Drive #202E - Panama City, FL" }, "datePosted": "2026-04-30", "dateModified": "2026-10-22T22:31:49.104Z", "mainEntity": { "@type": "Accommodation", "@id": "https://www.propertysimple.ai/listing/9850-s-thomas-drive-panama-city-fl-32408-1c376009ff6646cfaf9e4abdc6ed4bc2#property", "name": "9850 S Thomas Drive #202E, Panama City, FL 32408", "address": { "@type": "PostalAddress", "streetAddress": "9850 S Thomas Drive #202E", "addressLocality": "Panama City", "addressRegion": "FL", "postalCode": "32408", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 30.174963, "longitude": -85.804212 }, "image": [ "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f2979057217r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f343549851r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f3116421395r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f1737154059r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f3874723822r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f2520997721r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f3919758704r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f2381245332r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f4079788921r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f3048939362r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f458715272r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f84775141r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f4232261261r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f1248633156r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f4250794246r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f1376558197r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f4198909376r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f1386444560r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f2854284567r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f1339575848r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f2014852277r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f3982036471r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f1432871848r.jpg", "http://lh.rdcpix.com/cf7827d0e42d448a39ea60dcdc9c83fal-f1651960120r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "789093" }, "accommodationCategory": "Condominium", "numberOfBedrooms": 1, "numberOfBathroomsTotal": 1, "numberOfFullBathrooms": 1, "floorSize": { "@type": "QuantitativeValue", "value": 609, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 1984, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Electric (Heating)" }, { "@type": "LocationFeatureSpecification", "name": "Cooling", "value": "Ceiling Fan(s)" }, { "@type": "LocationFeatureSpecification", "name": "Appliances", "value": "ElectricCooktop, ElectricOven, ElectricRange, ElectricWaterHeater" }, { "@type": "LocationFeatureSpecification", "name": "Pool Features", "value": "Deck, Porch, Patio" }, { "@type": "LocationFeatureSpecification", "name": "Parking Features", "value": "Parking Lot" }, { "@type": "LocationFeatureSpecification", "name": "Waterfront", "value": true }, { "@type": "LocationFeatureSpecification", "name": "Air Conditioning", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Unit Number", "value": "202E" }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Condominium" } ] }, "offers": { "@type": "Offer", "@id": "https://www.propertysimple.ai/listing/9850-s-thomas-drive-panama-city-fl-32408-1c376009ff6646cfaf9e4abdc6ed4bc2#offer", "url": "https://www.propertysimple.ai/listing/9850-s-thomas-drive-panama-city-fl-32408-1c376009ff6646cfaf9e4abdc6ed4bc2", "price": 284999, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://www.propertysimple.ai/listing/9850-s-thomas-drive-panama-city-fl-32408-1c376009ff6646cfaf9e4abdc6ed4bc2#agent" } }, "provider": { "@type": "Person", "@id": "https://www.propertysimple.ai/listing/9850-s-thomas-drive-panama-city-fl-32408-1c376009ff6646cfaf9e4abdc6ed4bc2#agent", "name": "Benjamin Nelson", "worksFor": { "@type": "Organization", "@id": "https://www.propertysimple.ai/listing/9850-s-thomas-drive-panama-city-fl-32408-1c376009ff6646cfaf9e4abdc6ed4bc2#brokerage", "name": "Gulf Life Real Estate, Inc.", "telephone": "(850) 699-1996" } } } ```