About This Home

This 1-bedroom, 1-bathroom condo at 9850 S Thomas Drive #401W in Panama City, FL is listed for $300,000 ($485 per sqft). Built in 1984, the home offers 618 sqft of living space on a N/A lot.

Key Features

  • Built in 1984
  • Waterfront

Property Details

1 full
#401W
1984

Amenities

WaterfrontA/C
Listing Description

Own a beautifully updated beachfront condo with exceptional income potential in the sought-after West Tower. This turnkey 1-bedroom, 1-bath unit is a rare opportunity for buyers seeking a vacation retreat, rental investment, or full-time coastal residence.

As of 09/28/2026, the property has already produced $32,000 in actual gross rental income, with three more months of rentals still to come. A brand-new AC unit was installed in September 2026 through HOA reserves at no cost to the owner, adding immediate value and reducing near-term expense.

Positioned on a desirable low floor, this unit has been renovated from top to bottom with updated kitchen and bathroom cabinets, stylish countertops, upgraded flooring, and newer furnishings throughout. Even better, this stack offers a special balcony view where you can enjoy the sunrise with your morning coffee.

Residents and guests enjoy a full resort-style experience with three pools, pickleball and tennis courts, and 24-hour gated security. The community is well maintained, the building has passed all required milestones, and the reserve study has been completed. Located within walking distance to restaurants, bars, and shopping, this beachfront condo delivers lifestyle, location, and income potential in one package.

Monthly Cost Estimate

$3,726/mo

20% down · 6.5% · 30 years

Principal$217
Interest$1,300
Insurance$88
HOA$2,122

Estimates only. Actual payments may vary.

Location

9850 S Thomas Drive #401W

Panama City, FL 32408

Sunbird Condo

Features & Amenities

Interior Features

MainLevelPrimaryShowerOnly

Property Details

Flooring

VinylPlank

Construction

Stucco

Parking

Parking LotGated

Heating

Electric (Heating)Central

Cooling

Central AirCeiling Fan(s)

Appliances

ElectricCooktopElectricOvenElectricWaterHeater

Questions & Answers

This 1-bedroom, 1-bathroom condo at 9850 S Thomas Drive is listed at $300,000 ($485/sqft). The estimated monthly payment is $3,727 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $2122/month.

Key features include: Built in 1984, Waterfront. Interior Features: MainLevelPrimary, ShowerOnly.

This property is listed by Sassy French.

SF

Sassy French

License SL3401216

Agent at Keller Williams Success Realty

Listed by Keller Williams Success Realty · Broker phone: (850) 249-0313 · View on Broker Site

MLS# 786766· Source: Central Panhandle Association of REALTORS· 228 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

9850 S Thomas Drive #401W, Panama City, FL 32408

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