About This Home

This 3-bedroom, 3-bathroom single family at 986 Ridgewood Harbor Rd in Waterloo, SC is listed for $974,900 ($489 per sqft). Built in 2002, the home offers 1,995 sqft of living space on a 0.72 acres lot.

Key Features

  • Built in 2002
  • 0.72 acre lot
  • Fireplace

Property Details

3 full
2002

Amenities

FireplaceA/C
Listing Description

Extensive updates throughout. Nestled within the serene confines of Ridgewood Harbor, this exquisite lakefront residence captures the joys of lakeside living. Boasting captivating, long-range open-water views that span across the main channel of Lake Greenwood, this home offers an unparalleled panorama that will leave you in awe.

Step inside to discover an inviting open floor plan designed to host family and friends. The living area has a bright and airy ambiance, accentuated by a new fireplace with a stone hearth and chimney, white plank ceilings, exposed wood beams, and picturesque views through large windows that frame the lake's beauty.

The rear covered porch seamlessly extends the indoor-outdoor living experience, perfect for savoring the enchanting sunsets or enjoying morning coffee. The heart of this home lies in the kitchen and spacious dining area. Abundant sage green cabinets, contrasting dark countertops, and a gas range beneath a black hood with wood trim provide an ideal setting for culinary adventures while admiring the ever-changing canvas of the lake.

Glass-front accent cabinets, a paneled refrigerator, and a textured white backsplash complete the kitchen. Additional improvements include a new built in bar with open display shelving, and a walk-in pantry. Retreat to the primary bedroom, offering expansive windows that greet you with the serene sight of the lake each morning.

The accompanying primary bath boasts a double-sink vanity in a warm wood finish, a freestanding tub, and a spacious glass-enclosed walk-in shower with white tile and a pebble-style floor. Paneled walls and brass-toned fixtures complete the space. A sizable second bedroom offers more picturesque views.

The third bedroom is part of a spacious in-law suite with its own living area, a full bath with a tiled shower, and a coffee bar with a beverage refrigerator. A separate entrance allows guests to come and go independently while enjoying complete privacy from the main living quarters.

Step outside to the lakeside porch that spans the entire length of the home and wraps around the side, presenting an idyllic setting to unwind, entertain, or simply relax. The covered outdoor kitchen features stainless cooking stations with cabinet and drawer storage, keeping outdoor meal preparation close to the gathering spaces.

The property also includes a separate oversized garage with three exterior roll-up doors and covered areas for boats or lake toys. Above the garage, additional flex space could be used for two more bedrooms and a living area. A window unit serves this space.

The new dock features a double covered boat lift, a covered sitting area, and open decking, offering an inviting spot to relax in the shade or soak up the sun. The level, fenced backyard beckons you for memorable lake days with family, ensuring that every moment spent by the water is an indulgent experience.

The renovations extend from the interior to the waterfront and include new flooring, crown molding, plumbing fixtures, new ceilings and windows in the den and kitchen, new cabinets and appliances in the kitchen, a completely remodeled primary bath and closet with custom shelving, an enlarged second bedroom, a full in-law suite, an added bar with op

en display shelving, a pantry, a laundry room, a new fireplace with a stone hearth and chimney, an outdoor kitchen, a tankless hot water heater, whole house water filtration system, new fencing, a new dock, and a new seawall.

Monthly Cost Estimate

$5,214/mo

20% down · 6.5% · 30 years

Principal$705
Interest$4,225
Insurance$284

Estimates only. Actual payments may vary.

Location

986 Ridgewood Harbor Rd

Waterloo, SC 29384

RIDGEWOOD H

Features & Amenities

Interior Features

9+ Feet CeilingsCeiling Fan(s)Granite CountersIn-Law Floor PlanOpen Floor PlanSmooth Ceiling(s)StorageWalk-In Closet(s)

Exterior Features

Boat LiftBoat Lift-CoveredBoat SlipInsulated WindowsPierRetaining Wall

Property Details

Flooring

Vinyl

Construction

Vinyl Siding

Outdoor Features

Porch

Parking

CarportGarage

Cooling

Central Air

Appliances

DishwasherGas RangeRefrigeratorTankless Water Heater

Questions & Answers

This 3-bedroom, 3-bathroom single family at 986 Ridgewood Harbor Rd is listed at $974,900 ($489/sqft). The estimated monthly payment is $5,214 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2002, 0.72 acre lot, Fireplace. Interior Features: 9+ Feet Ceilings, Ceiling Fan(s), Granite Counters. Exterior Features: Boat Lift, Boat Lift-Covered, Boat Slip.

This property is listed by Tonya Wiley.

TW

Tonya Wiley

Agent at Wiley Real Estate LLC

Listed by Wiley Real Estate LLC · Broker phone: 8649938153 · View on Broker Site · Broker website

MLS# 140798· Source: Greenwood Association of REALTORS· Added to PropertySimple today

Copyright © 2026 Greenwood Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

986 Ridgewood Harbor Rd, Waterloo, SC 29384

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