# 986 Ridgewood Harbor Rd, Waterloo, SC 29384 > **TL;DR:** 3bd/3ba single family, $974,900 ($489/sqft), built 2002, 1,995 sqft. > Fireplace, A/C. Est. $5,214/mo. Listed 1 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $974,900 | | Price/sqft | $489 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 1,995 | | Year Built | 2002 | | Lot Size | 31,363 sqft (0.72 acres) | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 1 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,930 | | Estimated Insurance | $284 | | **Total** | **$5,214** | ## Key Amenities - Fireplace - A/C ## Property Highlights - Built in 2002 - 0.72 acre lot - Fireplace ## Description ### Agent Description Extensive updates throughout. Nestled within the serene confines of Ridgewood Harbor, this exquisite lakefront residence captures the joys of lakeside living. Boasting captivating, long-range open-water views that span across the main channel of Lake Greenwood, this home offers an unparalleled panorama that will leave you in awe. Step inside to discover an inviting open floor plan designed to host family and friends. The living area has a bright and airy ambiance, accentuated by a new fireplace with a stone hearth and chimney, white plank ceilings, exposed wood beams, and picturesque views through large windows that frame the lake's beauty. The rear covered porch seamlessly extends the indoor-outdoor living experience, perfect for savoring the enchanting sunsets or enjoying morning coffee. The heart of this home lies in the kitchen and spacious dining area. Abundant sage green cabinets, contrasting dark countertops, and a gas range beneath a black hood with wood trim provide an ideal setting for culinary adventures while admiring the ever-changing canvas of the lake. Glass-front accent cabinets, a paneled refrigerator, and a textured white backsplash complete the kitchen. Additional improvements include a new built in bar with open display shelving, and a walk-in pantry. Retreat to the primary bedroom, offering expansive windows that greet you with the serene sight of the lake each morning. The accompanying primary bath boasts a double-sink vanity in a warm wood finish, a freestanding tub, and a spacious glass-enclosed walk-in shower with white tile and a pebble-style floor. Paneled walls and brass-toned fixtures complete the space. A sizable second bedroom offers more picturesque views. The third bedroom is part of a spacious in-law suite with its own living area, a full bath with a tiled shower, and a coffee bar with a beverage refrigerator. A separate entrance allows guests to come and go independently while enjoying complete privacy from the main living quarters. Step outside to the lakeside porch that spans the entire length of the home and wraps around the side, presenting an idyllic setting to unwind, entertain, or simply relax. The covered outdoor kitchen features stainless cooking stations with cabinet and drawer storage, keeping outdoor meal preparation close to the gathering spaces. The property also includes a separate oversized garage with three exterior roll-up doors and covered areas for boats or lake toys. Above the garage, additional flex space could be used for two more bedrooms and a living area. A window unit serves this space. The new dock features a double covered boat lift, a covered sitting area, and open decking, offering an inviting spot to relax in the shade or soak up the sun. The level, fenced backyard beckons you for memorable lake days with family, ensuring that every moment spent by the water is an indulgent experience. The renovations extend from the interior to the waterfront and include new flooring, crown molding, plumbing fixtures, new ceilings and windows in the den and kitchen, new cabinets and appliances in the kitchen, a completely remodeled primary bath and closet with custom shelving, an enlarged second bedroom, a full in-law suite, an added bar with open display shelving, a pantry, a laundry room, a new fireplace with a stone hearth and chimney, an outdoor kitchen, a tankless hot water heater, whole house water filtration system, new fencing, a new dock, and a new seawall. ## Location - **Address:** 986 Ridgewood Harbor Rd, Waterloo, SC 29384 - **County:** Laurens - **Neighborhood:** RIDGEWOOD H - **Coordinates:** 34.284101, -82.061781 - **Google Maps:** https://www.google.com/maps?q=34.284101,-82.061781 ## Listing Agent - **Name:** Tonya Wiley - **Brokerage:** Wiley Real Estate LLC - **Broker Phone:** 8649938153 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/986-Ridgewood-Harbor-Rd_Waterloo_SC_29384_M53685-61736?f=listhub&s=GRWDSC&m=140798&c=propsimple) ## Photos ![986 Ridgewood Harbor Rd - Photo 1](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f1132575105r.jpg) ![986 Ridgewood Harbor Rd - Photo 2](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f3971025334r.jpg) ![986 Ridgewood Harbor Rd - Photo 3](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f2118153099r.jpg) ![986 Ridgewood Harbor Rd - Photo 4](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f2606552397r.jpg) ![986 Ridgewood Harbor Rd - Photo 5](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f1475873553r.jpg) ![986 Ridgewood Harbor Rd - Photo 6](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f3159872393r.jpg) ![986 Ridgewood Harbor Rd - Photo 7](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f2256727918r.jpg) ![986 Ridgewood Harbor Rd - Photo 8](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f3158086316r.jpg) ![986 Ridgewood Harbor Rd - Photo 9](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f860295049r.jpg) ![986 Ridgewood Harbor Rd - Photo 10](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f138947717r.jpg) ![986 Ridgewood Harbor Rd - Photo 11](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f2521570701r.jpg) ![986 Ridgewood Harbor Rd - Photo 12](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f1729335670r.jpg) ![986 Ridgewood Harbor Rd - Photo 13](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f3431844993r.jpg) ![986 Ridgewood Harbor Rd - Photo 14](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f2342250986r.jpg) ![986 Ridgewood Harbor Rd - Photo 15](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f685543005r.jpg) ![986 Ridgewood Harbor Rd - Photo 16](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f3416024735r.jpg) ![986 Ridgewood Harbor Rd - Photo 17](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f1830263698r.jpg) ![986 Ridgewood Harbor Rd - Photo 18](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f3918684854r.jpg) ![986 Ridgewood Harbor Rd - Photo 19](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f4119628783r.jpg) ![986 Ridgewood Harbor Rd - Photo 20](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f1680334411r.jpg) ![986 Ridgewood Harbor Rd - Photo 21](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f601539581r.jpg) ![986 Ridgewood Harbor Rd - Photo 22](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f2702174622r.jpg) ![986 Ridgewood Harbor Rd - Photo 23](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f3437950113r.jpg) ![986 Ridgewood Harbor Rd - Photo 24](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f700118918r.jpg) ![986 Ridgewood Harbor Rd - Photo 25](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f2475549413r.jpg) ![986 Ridgewood Harbor Rd - Photo 26](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f2607311849r.jpg) ![986 Ridgewood Harbor Rd - Photo 27](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f2819801438r.jpg) ![986 Ridgewood Harbor Rd - Photo 28](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f2333005619r.jpg) ![986 Ridgewood Harbor Rd - Photo 29](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f1165167411r.jpg) ![986 Ridgewood Harbor Rd - Photo 30](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f2492734926r.jpg) ![986 Ridgewood Harbor Rd - Photo 31](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f3145170006r.jpg) ![986 Ridgewood Harbor Rd - Photo 32](http://lh.rdcpix.com/2b34ff0c4617be63feae9efa7ce31b45l-f176250784r.jpg) --- **MLS#:** 140798 | **Updated:** 2026-10-28 **Source:** listhub *Copyright © 2026 Greenwood Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/986-ridgewood-harbor-rd-waterloo-sc-29384-dbcbe0713d6d4e57a8d721b5423995ef) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/986-ridgewood-harbor-rd-waterloo-sc-29384-dbcbe0713d6d4e57a8d721b5423995ef#listing", "url": "https://www.propertysimple.ai/listing/986-ridgewood-harbor-rd-waterloo-sc-29384-dbcbe0713d6d4e57a8d721b5423995ef", "name": "986 Ridgewood Harbor Rd, Waterloo, SC 29384", "description": "Extensive updates throughout. Nestled within the serene confines of Ridgewood Harbor, this exquisite lakefront residence captures the joys of lakeside living. 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Glass-front accent cabinets, a paneled refrigerator, and a textured white backsplash complete the kitchen. Additional improvements include a new built in bar with open display shelving, and a walk-in pantry. Retreat to the primary bedroom, offering expansive windows that greet you with the serene sight of the lake each morning. The accompanying primary bath boasts a double-sink vanity in a warm wood finish, a freestanding tub, and a spacious glass-enclosed walk-in shower with white tile and a pebble-style floor. Paneled walls and brass-toned fixtures complete the space. A sizable second bedroom offers more picturesque views. The third bedroom is part of a spacious in-law suite with its own living area, a full bath with a tiled shower, and a coffee bar with a beverage refrigerator. A separate entrance allows guests to come and go independently while enjoying complete privacy from the main living quarters. 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