# 986 STATE ROAD 20, Interlachen, FL 32148 > **TL;DR:** 1bd/2ba single family, $425,000 ($443/sqft), built 1981, 960 sqft. > Waterfront, View, A/C. Est. $2,273/mo. Listed 188 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $425,000 | | Price/sqft | $443 | | Bedrooms | 1 | | Bathrooms | 1 full, 1 half | | Square Feet | 960 | | Year Built | 1981 | | Lot Size | 605,048 sqft (13.89 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 188 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake, Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,149 | | Estimated Insurance | $124 | | **Total** | **$2,273** | ## Nearby Schools - **Elementary:** Interlachen - **High:** Interlachen ## Key Amenities - Waterfront - View - A/C ## Property Highlights - Built in 1981 - 13.89 acre lot - Waterfront ## Description ### Agent Description Live the lake life on beautiful Lake Ida! This one-of-a-kind property offers more than 4 usable acres, highway frontage, fenced pasture, and an impressive 380 feet of private lake frontage--giving you plenty of space, accessibility, and endless possibilities. The property includes a 960-square-foot main home with an open layout and peaceful lake views, a concrete-block garage with an attached carport, and a separate 1-bedroom, 1-bath guest house complete with its own kitchen and living area--ideal for guests, extended stays, or potential rental income. Step outside and enjoy boating, fishing, kayaking, and paddleboarding right from your backyard. The fenced pasture is currently home to a horse and goat, and the property also features an RV hookup and plenty of room for gardening, hobby farming, outdoor entertaining, or even a future second homesite. A property offering this combination of highway frontage, private lake frontage, pasture, acreage, and guest accommodations is a must see! ## Location - **Address:** 986 STATE ROAD 20, Interlachen, FL 32148 - **County:** Putnam - **Neighborhood:** Metes & Bounds - **Coordinates:** 29.628459, -81.859339 - **Google Maps:** https://www.google.com/maps?q=29.628459,-81.859339 ## Virtual Tour & Media - **Video Tour:** https://www.zillow.com/view-imx/4af84c85-f824-48ca-ac11-cff63918115a?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard ## Listing Agent - **Name:** SPRING MAYNARD - **Brokerage:** Florida Homes Realty and Mortgage - **Phone:** 3869720302 - **Broker Phone:** (904) 363-8395 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/986-State-Road-20_Interlachen_FL_32148_M62655-26896?f=listhub&s=NEFMLS&m=2134128&c=propsimple) ## Photos ![986 STATE ROAD 20 - Photo 1](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1686558935r.jpg) ![986 STATE ROAD 20 - Photo 2](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1978548724r.jpg) ![986 STATE ROAD 20 - Photo 3](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f123881742r.jpg) ![986 STATE ROAD 20 - Photo 4](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1491262552r.jpg) ![986 STATE ROAD 20 - Photo 5](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f589605159r.jpg) ![986 STATE ROAD 20 - Photo 6](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3405299846r.jpg) ![986 STATE ROAD 20 - Photo 7](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f87772539r.jpg) ![986 STATE ROAD 20 - Photo 8](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f988385843r.jpg) ![986 STATE ROAD 20 - Photo 9](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3847336074r.jpg) ![986 STATE ROAD 20 - Photo 10](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3434924521r.jpg) ![986 STATE ROAD 20 - Photo 11](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3985189804r.jpg) ![986 STATE ROAD 20 - Photo 12](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f2331084558r.jpg) ![986 STATE ROAD 20 - Photo 13](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f802138443r.jpg) ![986 STATE ROAD 20 - Photo 14](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f2880847410r.jpg) ![986 STATE ROAD 20 - Photo 15](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f2061715898r.jpg) ![986 STATE ROAD 20 - Photo 16](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1399262485r.jpg) ![986 STATE ROAD 20 - Photo 17](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1551062126r.jpg) ![986 STATE ROAD 20 - Photo 18](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3240221785r.jpg) ![986 STATE ROAD 20 - Photo 19](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3895356082r.jpg) ![986 STATE ROAD 20 - Photo 20](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f2784854370r.jpg) ![986 STATE ROAD 20 - Photo 21](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f951634055r.jpg) ![986 STATE ROAD 20 - Photo 22](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3358630863r.jpg) ![986 STATE ROAD 20 - Photo 23](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f2582268618r.jpg) ![986 STATE ROAD 20 - Photo 24](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f2063623384r.jpg) ![986 STATE ROAD 20 - Photo 25](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f299107929r.jpg) ![986 STATE ROAD 20 - Photo 26](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3471328343r.jpg) ![986 STATE ROAD 20 - Photo 27](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f2563810059r.jpg) ![986 STATE ROAD 20 - Photo 28](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3969194194r.jpg) ![986 STATE ROAD 20 - Photo 29](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3390145752r.jpg) ![986 STATE ROAD 20 - Photo 30](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3305836825r.jpg) ![986 STATE ROAD 20 - Photo 31](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1798737398r.jpg) ![986 STATE ROAD 20 - Photo 32](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f93875588r.jpg) ![986 STATE ROAD 20 - Photo 33](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f462152849r.jpg) ![986 STATE ROAD 20 - Photo 34](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1586737921r.jpg) ![986 STATE ROAD 20 - Photo 35](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f4109594963r.jpg) ![986 STATE ROAD 20 - Photo 36](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1025893327r.jpg) ![986 STATE ROAD 20 - Photo 37](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1059302322r.jpg) ![986 STATE ROAD 20 - Photo 38](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1756287773r.jpg) ![986 STATE ROAD 20 - Photo 39](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f906235767r.jpg) ![986 STATE ROAD 20 - Photo 40](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f2003022619r.jpg) ![986 STATE ROAD 20 - Photo 41](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3192185056r.jpg) ![986 STATE ROAD 20 - Photo 42](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1922038080r.jpg) ![986 STATE ROAD 20 - Photo 43](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1759321066r.jpg) ![986 STATE ROAD 20 - Photo 44](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f2105871884r.jpg) ![986 STATE ROAD 20 - Photo 45](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f2525546563r.jpg) ![986 STATE ROAD 20 - Photo 46](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1566246410r.jpg) ![986 STATE ROAD 20 - Photo 47](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1995869713r.jpg) ![986 STATE ROAD 20 - Photo 48](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f620118023r.jpg) --- **MLS#:** 2134128 | **Updated:** 2026-09-13 **Source:** listhub *Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/986-state-road-20-interlachen-fl-32148-2134128) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/986-state-road-20-interlachen-fl-32148-2134128#listing", "url": "https://www.propertysimple.ai/listing/986-state-road-20-interlachen-fl-32148-2134128", "name": "986 STATE ROAD 20, Interlachen, FL 32148", "description": "Live the lake life on beautiful Lake Ida! This one-of-a-kind property offers more than 4 usable acres, highway frontage, fenced pasture, and an impressive 380 feet of private lake frontage--giving you plenty of space, accessibility, and endless possibilities. 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