# 986 STATE ROAD 20, Interlachen, FL 32148 > **TL;DR:** 1bd/2ba single family, $399,999 ($417/sqft), built 1981, 960 sqft. > Waterfront, View, A/C. Est. $2,140/mo. Listed 234 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $399,999 | | Price/sqft | $417 | | Bedrooms | 1 | | Bathrooms | 1 full, 1 half | | Square Feet | 960 | | Year Built | 1981 | | Lot Size | 605,048 sqft (13.89 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 234 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake, Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,023 | | Estimated Insurance | $117 | | **Total** | **$2,140** | ## Nearby Schools - **Elementary:** Interlachen - **High:** Interlachen ## Key Amenities - Waterfront - View - A/C ## Property Highlights - Built in 1981 - 13.89 acre lot - Waterfront ## Description ### Agent Description Don't let the size of the main home fool you-this lakefront property offers BIG possibilities! With over 4 usable acres and approximately 380 feet of frontage on spring-fed Lake Ida, this property offers space, privacy, and versatility! The main home features an open layout and beautiful lake views, while the separate 1-bedroom, 1-bath guest house includes its own kitchen and living area-ideal for multigenerational living, guests, or potential rental income! Additional features include a concrete-block garage, attached carport, fenced pasture, and RV hookup. Enjoy fishing, kayaking, boating, and peaceful waterfront living! Can't afford lake life on your own? Explore the possibility of using the extra living space to help offset expenses! There's more here than meets the eye-come see the possibilities! Rental use subject to applicable regulations. ## Location - **Address:** 986 STATE ROAD 20, Interlachen, FL 32148 - **County:** Putnam - **Neighborhood:** Metes & Bounds - **Coordinates:** 29.628459, -81.859339 - **Google Maps:** https://www.google.com/maps?q=29.628459,-81.859339 ## Virtual Tour & Media - **Video Tour:** https://www.zillow.com/view-imx/4af84c85-f824-48ca-ac11-cff63918115a?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard ## Listing Agent - **Name:** SPRING MAYNARD - **Brokerage:** Florida Homes Realty and Mortgage - **Broker Phone:** (904) 363-8395 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/986-State-Road-20_Interlachen_FL_32148_M62655-26896?f=listhub&s=NEFMLS&m=2134128&c=propsimple) ## Photos ![986 STATE ROAD 20 - Photo 1](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f299107929r.jpg) ![986 STATE ROAD 20 - Photo 2](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1686558935r.jpg) ![986 STATE ROAD 20 - Photo 3](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1978548724r.jpg) ![986 STATE ROAD 20 - Photo 4](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f123881742r.jpg) ![986 STATE ROAD 20 - Photo 5](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1491262552r.jpg) ![986 STATE ROAD 20 - Photo 6](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f589605159r.jpg) ![986 STATE ROAD 20 - Photo 7](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3405299846r.jpg) ![986 STATE ROAD 20 - Photo 8](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f87772539r.jpg) ![986 STATE ROAD 20 - Photo 9](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f988385843r.jpg) ![986 STATE ROAD 20 - Photo 10](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3847336074r.jpg) ![986 STATE ROAD 20 - Photo 11](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3434924521r.jpg) ![986 STATE ROAD 20 - Photo 12](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3985189804r.jpg) ![986 STATE ROAD 20 - Photo 13](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f2331084558r.jpg) ![986 STATE ROAD 20 - Photo 14](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f802138443r.jpg) ![986 STATE ROAD 20 - Photo 15](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f2880847410r.jpg) ![986 STATE ROAD 20 - Photo 16](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f2061715898r.jpg) ![986 STATE ROAD 20 - Photo 17](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1399262485r.jpg) ![986 STATE ROAD 20 - Photo 18](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1551062126r.jpg) ![986 STATE ROAD 20 - Photo 19](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3240221785r.jpg) ![986 STATE ROAD 20 - Photo 20](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3895356082r.jpg) ![986 STATE ROAD 20 - Photo 21](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f2784854370r.jpg) ![986 STATE ROAD 20 - Photo 22](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f951634055r.jpg) ![986 STATE ROAD 20 - Photo 23](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3358630863r.jpg) ![986 STATE ROAD 20 - Photo 24](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f2582268618r.jpg) ![986 STATE ROAD 20 - Photo 25](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f2063623384r.jpg) ![986 STATE ROAD 20 - Photo 26](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3471328343r.jpg) ![986 STATE ROAD 20 - Photo 27](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f2563810059r.jpg) ![986 STATE ROAD 20 - Photo 28](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3969194194r.jpg) ![986 STATE ROAD 20 - Photo 29](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3390145752r.jpg) ![986 STATE ROAD 20 - Photo 30](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3305836825r.jpg) ![986 STATE ROAD 20 - Photo 31](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1798737398r.jpg) ![986 STATE ROAD 20 - Photo 32](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f93875588r.jpg) ![986 STATE ROAD 20 - Photo 33](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f462152849r.jpg) ![986 STATE ROAD 20 - Photo 34](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1586737921r.jpg) ![986 STATE ROAD 20 - Photo 35](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f4109594963r.jpg) ![986 STATE ROAD 20 - Photo 36](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1025893327r.jpg) ![986 STATE ROAD 20 - Photo 37](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1059302322r.jpg) ![986 STATE ROAD 20 - Photo 38](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1756287773r.jpg) ![986 STATE ROAD 20 - Photo 39](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f906235767r.jpg) ![986 STATE ROAD 20 - Photo 40](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f2003022619r.jpg) ![986 STATE ROAD 20 - Photo 41](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f3192185056r.jpg) ![986 STATE ROAD 20 - Photo 42](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1922038080r.jpg) ![986 STATE ROAD 20 - Photo 43](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1759321066r.jpg) ![986 STATE ROAD 20 - Photo 44](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f2105871884r.jpg) ![986 STATE ROAD 20 - Photo 45](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f2525546563r.jpg) ![986 STATE ROAD 20 - Photo 46](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1566246410r.jpg) ![986 STATE ROAD 20 - Photo 47](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f1995869713r.jpg) ![986 STATE ROAD 20 - Photo 48](http://lh.rdcpix.com/f27436bdab3bcd743935bde35ac85eadl-f620118023r.jpg) --- **MLS#:** 2134128 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/986-state-road-20-interlachen-fl-32148-c1706c178aa44bcf9f99cd7fb037a53f) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/986-state-road-20-interlachen-fl-32148-c1706c178aa44bcf9f99cd7fb037a53f#listing", "url": "https://www.propertysimple.ai/listing/986-state-road-20-interlachen-fl-32148-c1706c178aa44bcf9f99cd7fb037a53f", "name": "986 STATE ROAD 20, Interlachen, FL 32148", "description": "Don't let the size of the main home fool you-this lakefront property offers BIG possibilities! With over 4 usable acres and approximately 380 feet of frontage on spring-fed Lake Ida, this property offers space, privacy, and versatility! The main home features an open layout and beautiful lake views, while the separate 1-bedroom, 1-bath guest house includes its own kitchen and living area-ideal for multigenerational living, guests, or potential rental income! Additional features include a concrete-block garage, attached carport, fenced pasture, and RV hookup. Enjoy fishing, kayaking, boating, and peaceful waterfront living! Can't afford lake life on your own? Explore the possibility of using the extra living space to help offset expenses! There's more here than meets the eye-come see the possibilities! 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