# 9860 S Thomas Drive #1123, Panama City Beach, FL 32408 > **TL;DR:** 2bd/2ba condo, $410,000 ($325/sqft), built 2008, 1,262 sqft. > Waterfront, View, 2-car garage. Est. $5,389/mo. Listed 71 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $410,000 | | Price/sqft | $325 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,262 | | Year Built | 2008 | | Garage | 2-car | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 71 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,073 | | Estimated Insurance | $120 | | HOA | $3,196 | | **Total** | **$5,389** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - Waterfront - View - 2-car garage ## Property Highlights - Built in 2008 - Waterfront ## Description ### Agent Description Beautifully updated 2-bedroom, 2-bath condo with a bunk room and Gulf views at Laketown Wharf! This spacious residence sleeps 8+ and features an open floor plan, expansive balcony, granite countertops, breakfast bar and a private primary suite with double vanity, garden tub and separate shower. Standout upgrades, Gulf views and a prime location at Laketown Wharf! Unit 1123 is a beautifully reimagined with wall-to-wall luxury vinyl plank flooring and a polished mid-century-meets-coastal-chic design.The fully updated kitchen elevates this residence with premium granite countertops, modern cabinetry, upgraded lighting and premium stainless-steel appliances. The redesigned primary bathroom feels like a private retreat, featuring a spacious walk-in shower with premium wall tile, an updated dual vanity, upgraded lighting, gold accents and a classic soaking tub. Step onto the expansive balcony for a Gulf view overlooking Pineapple Willy's and stretching east along the coastline. The spacious open floor plan comfortably accommodates eight or more guests, making the unit equally appealing as a beach getaway or vacation-rental investment. Located across from the beach, Laketown Wharf offers five pools, convenient beach access, a Gulf-view fitness center, kids' playground, covered parking, on-site dining and a 52,000-square-foot lakefront boardwalk with a nightly fountain and light show. Shopping, dining and entertainment are just minutes away. ## Location - **Address:** 9860 S Thomas Drive #1123, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** Laketown Wharf Phase II - **Coordinates:** 30.176333, -85.803805 - **Google Maps:** https://www.google.com/maps?q=30.176333,-85.803805 ## Listing Agent - **Name:** Eric J Leitten - **Brokerage:** Real Broker LLC - **Broker Phone:** (855) 450-0442 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9860-S-Thomas-Dr-Unit-1123_Panama-City-Beach_FL_32408_M51955-90931?f=listhub&s=BCARFL&m=794713&c=propsimple) ## Photos ![9860 S Thomas Drive #1123 - Photo 1](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f3893465431r.jpg) ![9860 S Thomas Drive #1123 - Photo 2](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f3412285245r.jpg) ![9860 S Thomas Drive #1123 - Photo 3](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f1659444055r.jpg) ![9860 S Thomas Drive #1123 - Photo 4](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f814759562r.jpg) ![9860 S Thomas Drive #1123 - Photo 5](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f2360009472r.jpg) ![9860 S Thomas Drive #1123 - Photo 6](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f1926311619r.jpg) ![9860 S Thomas Drive #1123 - Photo 7](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f2567102760r.jpg) ![9860 S Thomas Drive #1123 - Photo 8](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f3888013441r.jpg) ![9860 S Thomas Drive #1123 - Photo 9](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f1146946033r.jpg) ![9860 S Thomas Drive #1123 - Photo 10](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f3698387802r.jpg) ![9860 S Thomas Drive #1123 - Photo 11](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f1207938742r.jpg) ![9860 S Thomas Drive #1123 - Photo 12](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f1575270146r.jpg) ![9860 S Thomas Drive #1123 - Photo 13](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f2700224110r.jpg) ![9860 S Thomas Drive #1123 - Photo 14](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f1513319302r.jpg) ![9860 S Thomas Drive #1123 - Photo 15](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f1573797064r.jpg) ![9860 S Thomas Drive #1123 - Photo 16](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f2833124860r.jpg) ![9860 S Thomas Drive #1123 - Photo 17](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f89311168r.jpg) ![9860 S Thomas Drive #1123 - Photo 18](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f1084149851r.jpg) ![9860 S Thomas Drive #1123 - Photo 19](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f1593992252r.jpg) ![9860 S Thomas Drive #1123 - Photo 20](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f3202968866r.jpg) ![9860 S Thomas Drive #1123 - Photo 21](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f1883819618r.jpg) ![9860 S Thomas Drive #1123 - Photo 22](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f564958961r.jpg) ![9860 S Thomas Drive #1123 - Photo 23](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f1762148054r.jpg) ![9860 S Thomas Drive #1123 - Photo 24](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f1160284562r.jpg) ![9860 S Thomas Drive #1123 - Photo 25](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f2082890415r.jpg) ![9860 S Thomas Drive #1123 - Photo 26](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f3251782627r.jpg) ![9860 S Thomas Drive #1123 - Photo 27](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f2812133775r.jpg) ![9860 S Thomas Drive #1123 - Photo 28](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f767516452r.jpg) ![9860 S Thomas Drive #1123 - Photo 29](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f3343879407r.jpg) ![9860 S Thomas Drive #1123 - Photo 30](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f4117039803r.jpg) ![9860 S Thomas Drive #1123 - Photo 31](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f1670990969r.jpg) ![9860 S Thomas Drive #1123 - Photo 32](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f2717383925r.jpg) ![9860 S Thomas Drive #1123 - Photo 33](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f498888524r.jpg) ![9860 S Thomas Drive #1123 - Photo 34](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f2651293395r.jpg) ![9860 S Thomas Drive #1123 - Photo 35](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f1376713299r.jpg) ![9860 S Thomas Drive #1123 - Photo 36](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f2709465105r.jpg) ![9860 S Thomas Drive #1123 - Photo 37](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f823947867r.jpg) ![9860 S Thomas Drive #1123 - Photo 38](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f1628572357r.jpg) ![9860 S Thomas Drive #1123 - Photo 39](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f329509903r.jpg) ![9860 S Thomas Drive #1123 - Photo 40](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f175868529r.jpg) ![9860 S Thomas Drive #1123 - Photo 41](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f75861447r.jpg) ![9860 S Thomas Drive #1123 - Photo 42](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f3950174988r.jpg) ![9860 S Thomas Drive #1123 - Photo 43](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f3683717417r.jpg) ![9860 S Thomas Drive #1123 - Photo 44](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f3185874198r.jpg) ![9860 S Thomas Drive #1123 - Photo 45](http://lh.rdcpix.com/b67a0973dc2c02addaf3ea4e078ebe43l-f59528281r.jpg) --- **MLS#:** 794713 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-c173668aad7143a9a586abe6bafbaf06) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-c173668aad7143a9a586abe6bafbaf06#listing", "url": "https://www.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-c173668aad7143a9a586abe6bafbaf06", "name": "9860 S Thomas Drive #1123, Panama City Beach, FL 32408", "description": "Beautifully updated 2-bedroom, 2-bath condo with a bunk room and Gulf views at Laketown Wharf! This spacious residence sleeps 8+ and features an open floor plan, expansive balcony, granite countertops, breakfast bar and a private primary suite with double vanity, garden tub and separate shower. Standout upgrades, Gulf views and a prime location at Laketown Wharf! Unit 1123 is a beautifully reimagined with wall-to-wall luxury vinyl plank flooring and a polished mid-century-meets-coastal-chic design.The fully updated kitchen elevates this residence with premium granite countertops, modern cabinetry, upgraded lighting and premium stainless-steel appliances. The redesigned primary bathroom feels like a private retreat, featuring a spacious walk-in shower with premium wall tile, an updated dual vanity, upgraded lighting, gold accents and a classic soaking tub. Step onto the expansive balcony for a Gulf view overlooking Pineapple Willy's and stretching east along the coastline. 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