# 9860 S Thomas Drive, Panama City Beach, FL 32408

> **TL;DR:** 3bd/2ba condo, $425,000 ($337/sqft), built 2008, 1,262 sqft.
> View, A/C. Est. $4,844/mo. Listed 397 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $425,000 |
| Price/sqft | $337 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,262 |
| Year Built | 2008 |
| Stories | 1 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 397 |

## Why This Home Stands Out

- **Views** - Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,842 |
| HOA | $3,002 |
| **Total** | **$4,844** |

## Nearby Schools

- **Elementary:** Breakfast Point
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- View
- A/C

## Property Highlights

- Built in 2008

## Description

### Agent Description
Seller Offering $15,000 Cash Back towards Buyers Closing Costs/ Rate Buy Down, or Anyway you choose! *Spectacular Beach/Gulf Views *Location *Sleeps 8 Comfortably with Extra Bunk Room *Fully Furnished/Turn Key with Fine Furnishings *New 2025 Water Heater *Newer 2020 Stainless Appliances *Newer 2020 Washer/Dryer *Newer 2021 HVAC *Spacious King Master Suite with Mesmerizing Water Views *Only 1 Floor up from the direct walkover to the pool for convenience *Great Investment to add to your Portfolio or use as a Vacation/Second Home or Full Time Residence. Phenomenal Resort Amenities to include *Private Beach Access *5 Stunning Unique Pools, 2 Hot Tubs *Beach Bar, Pool Bar *5 Onsite Restaurants + Ice Cream Shop *Gulf Front Fitness Center *Pickleball *Putting Green *Covered Parking *Private Lake with Captivating Nightly Fountain/Light Shows & Scenic Walking Boardwalk around *Onsite Market Shops *Close to Numerous PCB Attractions, Shopping, Restaurants & Night-life! What Else Could You Ask For? Make This Resort Condo Yours and Start Living The Dream Life you Deserve!

## Location

- **Address:** 9860 S Thomas Drive, Panama City Beach, FL 32408
- **County:** Bay
- **Neighborhood:** Laketown Wharf
- **Coordinates:** 30.175437, -85.802737
- **Google Maps:** https://www.google.com/maps?q=30.175437,-85.802737

## Listing Agent

- **Name:** Crystal D Newborn
- **Brokerage:** The Ketchersid Group LLC
- **Phone:** 8503331712
- **Email:** crystal@ketchersidgroup.com

## Primary Photo

![9860 S Thomas Drive - Primary Photo](http://lh.rdcpix.com/9c4b635c9b590e4979334637ce035997l-f3419971865r.jpg)

*49 total photos available on [listing page](https://www.propertysimple.com/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-l975190)*

---

**MLS#:** 975190 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-l975190)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "name": "9860 S Thomas Drive, Panama City Beach, FL 32408",
  "description": "Seller Offering $15,000 Cash Back towards Buyers Closing Costs/ Rate Buy Down, or Anyway you choose! *Spectacular Beach/Gulf Views *Location *Sleeps 8 Comfortably with Extra Bunk Room *Fully Furnished/Turn Key with Fine Furnishings *New 2025 Water Heater *Newer 2020 Stainless Appliances *Newer 2020 Washer/Dryer *Newer 2021 HVAC *Spacious King Master Suite with Mesmerizing Water Views *Only 1 Floor up from the direct walkover to the pool for convenience *Great Investment to add to your Portfolio ",
  "url": "https://www.propertysimple.com/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-l975190",
  "image": "http://lh.rdcpix.com/9c4b635c9b590e4979334637ce035997l-f3419971865r.jpg",
  "datePosted": "2026-06-18",
  "price": 425000,
  "priceCurrency": "USD",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "9860 S Thomas Drive",
    "addressLocality": "Panama City Beach",
    "addressRegion": "FL",
    "postalCode": "32408",
    "addressCountry": "US"
  },
  "geo": {
    "@type": "GeoCoordinates",
    "latitude": 30.175437,
    "longitude": -85.802737
  },
  "numberOfBedrooms": 3,
  "numberOfBathroomsTotal": 2,
  "numberOfFullBathrooms": 2,
  "floorSize": {
    "@type": "QuantitativeValue",
    "value": 1262,
    "unitCode": "FTK"
  },
  "yearBuilt": 2008
}
```