# 9860 S Thomas Drive, Panama City Beach, FL 32408

> **TL;DR:** 2bd/2ba condo, $245,000 ($194/sqft), built 2008, 1,262 sqft.
> Waterfront, View, A/C. Est. $4,258/mo. Listed 140 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $245,000 |
| Price/sqft | $194 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,262 |
| Year Built | 2008 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 140 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Lake, Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,062 |
| HOA | $3,196 |
| **Total** | **$4,258** |

## Nearby Schools

- **Elementary:** Breakfast Point
- **Middle:** Breakfast Point
- **High:** Arnold

## Key Amenities

- Waterfront
- View
- A/C

## Property Highlights

- Built in 2008
- Waterfront

## Description

### Agent Description
Wake up to serene lake views and step into the heart of everything Panama City Beach has to offer! This fully furnished 2-bedroom, 2-bath condo with a bonus bunk room comfortably sleeps up to 8, making it ideal as a vacation getaway, rental investment, or both. Enjoy peace of mind with a brand-new 2025 hot water heater, gulf views from guest bedroom, granite countertops, and an oversized private balcony perfect for morning coffee or sunset unwinding. Located just steps from the world-famous white-sand beaches, shopping, dining, and entertainment, this beachside resort delivers true resort-style living. Laketown Wharf boasts unmatched amenities, including five unique pools, a Kids Funscape playground, Splash Bar & Grill, Gulf-view fitness center, covered garage parking, and convenient -->> beach access. Stroll along the 52,000-square-foot lakefront boardwalk, explore onsite market shops, and end your evenings with the nightly fountain and light show. With views spanning the Gulf of Mexico, lake, and golf course, Laketown Wharf offers one of the most dynamic and sought-after locations on the beach. Turn-key and perfectly positioned this is Panama City Beach living at its finest!

## Location

- **Address:** 9860 S Thomas Drive, Panama City Beach, FL 32408
- **County:** Bay
- **Neighborhood:** Laketown Wharf Phase II
- **Coordinates:** 30.177716, -85.805027
- **Google Maps:** https://www.google.com/maps?q=30.177716,-85.805027

## Listing Agent

- **Name:** Meghan M Hall
- **Brokerage:** Keller Williams Realty SRB
- **Phone:** 8508676710
- **Email:** meghan@themeghanhallteam.com

## Primary Photo

![9860 S Thomas Drive - Primary Photo](http://lh.rdcpix.com/2cc6ce04d628866d96e60b2aa0c44825l-f4083536201r.jpg)

*86 total photos available on [listing page](https://www.propertysimple.com/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-l992768)*

---

**MLS#:** 992768 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-l992768)

---

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