# 9860 S Thomas Drive #1413, Panama City, FL 32408 > **TL;DR:** 1bd/2ba condo, $239,000 ($228/sqft), built 2008, 1,047 sqft. > Waterfront, View, A/C, 1-car garage. Est. $3,930/mo. Listed 40 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $239,000 | | Price/sqft | $228 | | Bedrooms | 1 | | Bathrooms | 2 full | | Square Feet | 1,047 | | Year Built | 2008 | | Garage | 1-car | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 40 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,209 | | Estimated Insurance | $70 | | HOA | $2,651 | | **Total** | **$3,930** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - Waterfront - View - A/C - 1-car garage ## Property Highlights - Built in 2008 - Waterfront ## Description ### Agent Description LOWEST PRICED BEACH VIEW CONDO this size on Thomas Drive!!! 7% ROI on a cash purchase, 4% ROI on a financed purchase using ACTUAL rental numbers from over 15 comps in the building!!! No bogus rental projections here, AirDNA is the industry leader in pulling true actual reported rental numbers from the same building and providing a report on expected income. You heard me right... This condo is priced to move so fast, if you blink you will likely miss it! In today's condo market, there are very few options where a buyer can rest easy knowing that they got a killer deal. Statistically speaking, most of today's sellers bought during the peak pricing in the past several years, and as such, they are asking way more now than their condo is truly worth. And that is where unit #1413 set's itself apart from EVERY other unit in the area... Located in one of the most desirable locations in Laketown Wharf, this unit is perfectly centered in the heart of the all-inclusive complex. High enough to have some of the most incredible unobstructed gulf views you have ever seen, and centered in a way where you can catch not only some of the most rejuvenating sunrises in the world, but also where you are blessed every evening with the most awe inspiring sunsets you have ever been fortunate enough to experience. Although the price and location are unmatched by anything else available, this incredible steal truly shines when it comes to investment potential. Buying at such an unheard of price, you are certain to be positioned for years of prosperity. This unit is turnkey with all new stainless steel appliances, and it is priced to allow it's new owner to make some updates and still have ample positive equity - or to simply rent it as it is and enjoy an incredible return on investment as-is for years to come. You won't find a nicer condo with these views that sleeps 6 people at this price - guaranteed!!! And when you factor in the 4 resort style pools, the state of the art fitness center, the numerous onsite restaurants, the onsite bowling alley and pool hall, the onsite video arcade, the onsite shopping, and the best location in PCB (right across from Pineapple Willy's, a few doors down from the all new Tootsie's Beach Bar, and just a few seconds from endless food/entertainment options), you will quickly see that this truly is a ''can't miss'' opportunity that comes along only once in a lifetime ## Location - **Address:** 9860 S Thomas Drive #1413, Panama City, FL 32408 - **County:** Bay - **Neighborhood:** Laketown Wharf - **Coordinates:** 30.175817, -85.803514 - **Google Maps:** https://www.google.com/maps?q=30.175817,-85.803514 ## Listing Agent - **Name:** Garrett S Aune · **License:** SL352911 - **Brokerage:** Beachy Beach Real Estate - **Broker Phone:** (850) 527-5651 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9860-S-Thomas-Dr-Unit-1413_Panama-City-Beach_FL_32408_M64788-96671?f=listhub&s=BCARFL&m=795569&c=propsimple) ## Photos ![9860 S Thomas Drive #1413 - Photo 1](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f3384481588r.jpg) ![9860 S Thomas Drive #1413 - Photo 2](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f1306425100r.jpg) ![9860 S Thomas Drive #1413 - Photo 3](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f2385705992r.jpg) ![9860 S Thomas Drive #1413 - Photo 4](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f2044450756r.jpg) ![9860 S Thomas Drive #1413 - Photo 5](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f2500146534r.jpg) ![9860 S Thomas Drive #1413 - Photo 6](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f2238627361r.jpg) ![9860 S Thomas Drive #1413 - Photo 7](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f2349087527r.jpg) ![9860 S Thomas Drive #1413 - Photo 8](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f1564785320r.jpg) ![9860 S Thomas Drive #1413 - Photo 9](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f688654257r.jpg) ![9860 S Thomas Drive #1413 - Photo 10](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f1148831423r.jpg) ![9860 S Thomas Drive #1413 - Photo 11](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f1013097851r.jpg) ![9860 S Thomas Drive #1413 - Photo 12](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f2414243501r.jpg) ![9860 S Thomas Drive #1413 - Photo 13](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f1820518178r.jpg) ![9860 S Thomas Drive #1413 - Photo 14](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f1196888297r.jpg) ![9860 S Thomas Drive #1413 - Photo 15](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f529558619r.jpg) ![9860 S Thomas Drive #1413 - Photo 16](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f1756557090r.jpg) ![9860 S Thomas Drive #1413 - Photo 17](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f3208433189r.jpg) ![9860 S Thomas Drive #1413 - Photo 18](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f333918816r.jpg) ![9860 S Thomas Drive #1413 - Photo 19](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f2513375292r.jpg) ![9860 S Thomas Drive #1413 - Photo 20](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f4173956202r.jpg) ![9860 S Thomas Drive #1413 - Photo 21](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f2169201397r.jpg) ![9860 S Thomas Drive #1413 - Photo 22](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f2887321681r.jpg) ![9860 S Thomas Drive #1413 - Photo 23](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f2333729044r.jpg) ![9860 S Thomas Drive #1413 - Photo 24](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f1134049598r.jpg) ![9860 S Thomas Drive #1413 - Photo 25](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f1450325990r.jpg) ![9860 S Thomas Drive #1413 - Photo 26](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f3845725467r.jpg) ![9860 S Thomas Drive #1413 - Photo 27](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f501662422r.jpg) ![9860 S Thomas Drive #1413 - Photo 28](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f1255824331r.jpg) ![9860 S Thomas Drive #1413 - Photo 29](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f503498747r.jpg) ![9860 S Thomas Drive #1413 - Photo 30](http://lh.rdcpix.com/6cff73c8ac36c4319e84359d9586a198l-f2300084560r.jpg) --- **MLS#:** 795569 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-fl-32408-e2f82d45e2404fa0a495cfecd6ef1ae2) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-fl-32408-e2f82d45e2404fa0a495cfecd6ef1ae2#listing", "url": "https://www.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-fl-32408-e2f82d45e2404fa0a495cfecd6ef1ae2", "name": "9860 S Thomas Drive #1413, Panama City, FL 32408", "description": "LOWEST PRICED BEACH VIEW CONDO this size on Thomas Drive!!! 7% ROI on a cash purchase, 4% ROI on a financed purchase using ACTUAL rental numbers from over 15 comps in the building!!! No bogus rental projections here, AirDNA is the industry leader in pulling true actual reported rental numbers from the same building and providing a report on expected income. You heard me right... This condo is priced to move so fast, if you blink you will likely miss it! In today's condo market, there are very few options where a buyer can rest easy knowing that they got a killer deal. Statistically speaking, most of today's sellers bought during the peak pricing in the past several years, and as such, they are asking way more now than their condo is truly worth. And that is where unit #1413 set's itself apart from EVERY other unit in the area... Located in one of the most desirable locations in Laketown Wharf, this unit is perfectly centered in the heart of the all-inclusive complex. High enough to have some of the most incredible unobstructed gulf views you have ever seen, and centered in a way where you can catch not only some of the most rejuvenating sunrises in the world, but also where you are blessed every evening with the most awe inspiring sunsets you have ever been fortunate enough to experience. Although the price and location are unmatched by anything else available, this incredible steal truly shines when it comes to investment potential. Buying at such an unheard of price, you are certain to be positioned for years of prosperity. This unit is turnkey with all new stainless steel appliances, and it is priced to allow it's new owner to make some updates and still have ample positive equity - or to simply rent it as it is and enjoy an incredible return on investment as-is for years to come. You won't find a nicer condo with these views that sleeps 6 people at this price - guaranteed!!! 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