# 987 45th Avenue NE, Saint Cloud, MN 56304 > **TL;DR:** 4bd/4ba single family, $415,000 ($163/sqft), built 2026, 2,545 sqft. > A/C, 3-car garage. Est. $2,337/mo. Listed 100 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $415,000 | | Price/sqft | $163 | | Bedrooms | 4 | | Bathrooms | 1 full, 1 half | | Square Feet | 2,545 | | Year Built | 2026 | | Lot Size | 7,013 sqft (0.16 acres) | | Garage | 3-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 100 | ## Why This Home Stands Out - **Large Garage** - 3-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,098 | | Estimated Insurance | $121 | | HOA | $118 | | **Total** | **$2,337** | ## Key Amenities - A/C - 3-car garage ## Property Highlights - Built in 2026 - 0.16 acre lot ## Description ### Agent Description Stunning New Construction with Finished Walk-Out Lower Level, and a 3 car garage. Welcome to this impeccably designed 4-bedroom, 3.5-bathroom two-story home, where modern elegance meets functional living. The expansive main floor welcomes you with a grand foyer that flows seamlessly into a bright, open-concept living and dining area-perfect for hosting large gatherings. The gourmet kitchen is a true centerpiece, featuring crisp white cabinetry, gleaming quartz countertops, and premium finishes that will delight any home chef. Retreat to the upper level, where luxury awaits in the oversized primary suite. The sophisticated tray vault ceiling adds architectural interest, while the spa-like primary bath features a large walk-in shower and a spacious walk-in closet. Two additional well-appointed bedrooms and a full bath complete the top floor. The finished walk-out lower level significantly expands your living space, offering a massive family room that leads directly to the backyard. This level also includes a private 4th bedroom and a full bathroom, making it an ideal setup for guests, a teen suite, or a quiet home office. Combining high-end finishes with a thoughtful layout, this home is ready for you to move in and enjoy! ## Location - **Address:** 987 45th Avenue NE, Saint Cloud, MN 56304 - **County:** Benton - **Neighborhood:** Whispering Meadows - **Coordinates:** 45.576841, -94.07184 - **Google Maps:** https://www.google.com/maps?q=45.576841,-94.07184 ## Listing Agent - **Name:** Rebecca S Nielsen - **Brokerage:** RE/MAX Results - **Phone:** (952) 829-2900 - **Broker Phone:** (952) 829-2900 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/987-45th-Ave-NE_Saint-Cloud_MN_56304_M87808-87058?f=listhub&s=RMLSMN&m=7095045&c=propsimple) ## Photos ![987 45th Avenue NE - Photo 1](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f2885631476r.jpg) ![987 45th Avenue NE - Photo 2](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f1775560697r.jpg) ![987 45th Avenue NE - Photo 3](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f3763441478r.jpg) ![987 45th Avenue NE - Photo 4](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f3584545322r.jpg) ![987 45th Avenue NE - Photo 5](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f2229058880r.jpg) ![987 45th Avenue NE - Photo 6](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f1689650803r.jpg) ![987 45th Avenue NE - Photo 7](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f2282071366r.jpg) ![987 45th Avenue NE - Photo 8](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f3272094437r.jpg) ![987 45th Avenue NE - Photo 9](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f3840152746r.jpg) ![987 45th Avenue NE - Photo 10](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f1805553103r.jpg) ![987 45th Avenue NE - Photo 11](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f3237404524r.jpg) ![987 45th Avenue NE - Photo 12](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f2883182989r.jpg) ![987 45th Avenue NE - Photo 13](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f2198663579r.jpg) ![987 45th Avenue NE - Photo 14](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f1337437045r.jpg) ![987 45th Avenue NE - Photo 15](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f774097232r.jpg) ![987 45th Avenue NE - Photo 16](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f3453872103r.jpg) ![987 45th Avenue NE - Photo 17](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f2325072109r.jpg) ![987 45th Avenue NE - Photo 18](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f2493538954r.jpg) ![987 45th Avenue NE - Photo 19](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f1698984339r.jpg) ![987 45th Avenue NE - Photo 20](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f1476657616r.jpg) ![987 45th Avenue NE - Photo 21](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f1982430219r.jpg) ![987 45th Avenue NE - Photo 22](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f699363889r.jpg) ![987 45th Avenue NE - Photo 23](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f1539383066r.jpg) ![987 45th Avenue NE - Photo 24](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f3020624008r.jpg) ![987 45th Avenue NE - Photo 25](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f2689560823r.jpg) ![987 45th Avenue NE - Photo 26](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f2892569501r.jpg) ![987 45th Avenue NE - Photo 27](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f2123832565r.jpg) ![987 45th Avenue NE - Photo 28](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f2934106297r.jpg) ![987 45th Avenue NE - Photo 29](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f595325905r.jpg) ![987 45th Avenue NE - Photo 30](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f3146571022r.jpg) ![987 45th Avenue NE - Photo 31](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f960372810r.jpg) ![987 45th Avenue NE - Photo 32](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f2090826198r.jpg) ![987 45th Avenue NE - Photo 33](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f1075103344r.jpg) ![987 45th Avenue NE - Photo 34](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f2073495759r.jpg) ![987 45th Avenue NE - Photo 35](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f820252102r.jpg) ![987 45th Avenue NE - Photo 36](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f3779248393r.jpg) ![987 45th Avenue NE - Photo 37](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f2950920106r.jpg) ![987 45th Avenue NE - Photo 38](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f1904060451r.jpg) ![987 45th Avenue NE - Photo 39](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f2621359480r.jpg) ![987 45th Avenue NE - Photo 40](http://lh.rdcpix.com/ae2f491aeeb85b72561fc5e0673ff126l-f1522314535r.jpg) --- **MLS#:** 7095045 | **Updated:** 2026-09-22 **Source:** listhub *Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/987-45th-avenue-ne-saint-cloud-mn-56304-7095045) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/987-45th-avenue-ne-saint-cloud-mn-56304-7095045#listing", "url": "https://www.propertysimple.ai/listing/987-45th-avenue-ne-saint-cloud-mn-56304-7095045", "name": "987 45th Avenue NE, Saint Cloud, MN 56304", "description": "Stunning New Construction with Finished Walk-Out Lower Level, and a 3 car garage. Welcome to this impeccably designed 4-bedroom, 3.5-bathroom two-story home, where modern elegance meets functional living. 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