# 987 Cold Mountain Road lot: 001Ex, Lake Toxaway, NC 28747

> **TL;DR:** 3bd/3ba single family, $3,250,000, built 1973.
> Fireplace, Waterfront, View, A/C. Est. $19,375/mo. Listed 77 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $3,250,000 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Year Built | 1973 |
| Lot Size | 26,136 sqft (0.60 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 77 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Lake, Water, Mountains

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $14,083 |
| HOA | $5,292 |
| **Total** | **$19,375** |

## Key Amenities

- Fireplace
- Waterfront
- View
- A/C

## Property Highlights

- Built in 1973
- 0.60 acre lot
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
Quaint cottage on an exceptional lot in Lake Toxaway Estates. Set on over half an acre of nearly level property that gently slopes to the shoreline of North Carolina's largest private lake, the home offers open water and full mountain views with Toxaway Mountain in the background. Tastefully updated and designed for easy living, the home features 3 bedrooms plus a flex room and an open living-dining-kitchen layout. Ideal for gathering with family and friends, most areas boast views over the lawn and out to the lake. The main level includes a primary suite and a secondary flex room/sleeping space with an ensuite bath, while an additional bedroom and bunkroom above share a connecting bath. Natural light fills the sunroom, and an additional enclosed porch provides a great space for casual entertaining, complete with grill, refrigerator, and prep area. Outside, the property truly stands out: a rare, nearly level lawn leads to a large stone waterfront seating area and covered dock for easy days on the water. Located just off Cold Mountain Road and set back along a winding driveway for privacy, this is a unique opportunity to own a lakefront home with wide water views in one of Lake Toxaway's most beautiful settings.

## Location

- **Address:** 987 Cold Mountain Road lot: 001Ex, Lake Toxaway, NC 28747
- **County:** Transylvania
- **Neighborhood:** Lake Toxaway Estates
- **Coordinates:** 35.140918, -82.943839
- **Google Maps:** https://www.google.com/maps?q=35.140918,-82.943839

## Listing Agent

- **Name:** Amanda Jennings Gravley
- **Brokerage:** Fisher Realty Sapphire/Toxaway
- **Phone:** 8282002944
- **Email:** agravley@fisherrealtync.com

## Primary Photo

![987 Cold Mountain Road lot: 001Ex - Primary Photo](http://lh.rdcpix.com/f3022f9b26586d64b8e4d7fccc334cd5l-f1405661460r.jpg)

*37 total photos available on [listing page](https://www.propertysimple.com/listing/987-cold-mountain-road-lot-001ex-lake-toxaway-nc-28747-1002821)*

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**MLS#:** 1002821 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Highlands Cashiers Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/987-cold-mountain-road-lot-001ex-lake-toxaway-nc-28747-1002821)

---

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