About This Home

This 3-bedroom, 3-bathroom townhouse at 9870 INDIAN KEY Trail #64 in Seminole, FL is listed for $345,000 ($197 per sqft). Built in 1994, the home offers 1,749 sqft of living space on a 0.03 acres lot.

Key Features

  • Built in 1994
  • 0.03 acre lot
  • 3 stories
  • Waterfront

Property Details

3 stories
3 full
2-car garage
#64
1994

Amenities

WaterfrontViewSpaA/C
Listing Description

Under contract-accepting backup offers. WATERFRONT VALUE-ADD OPPORTUNITY - This spacious 3-bedroom, 3-bath waterfront townhome offers nearly 2,000 sq. ft. of living space, tranquil water views, multiple screened balconies and decks, and a setting that feels like a private coastal retreat - offered AS-IS and Priced for Condition.

Here's what makes this one worth a serious look: the capital-intensive work is already behind you. The kitchen was remodeled in 2020 with granite countertops, custom tile backsplash, stainless steel appliances, abundant cabinetry, a breakfast bar, and a walk-in pantry.

The A/C system was installed in 2018 and the water heater in 2019. What remains is cosmetic - paint, flooring, finishes, and personal taste - the kind of scope a buyer controls on their own timeline and budget. Updated units in this community command meaningfully stronger pricing.

That difference is left on the table here. Step inside to an open-concept living and dining area oriented to the waterfront views. Sliding glass doors extend the living space onto a private screened balcony overlooking the water - morning coffee, evening cocktails, outdoor dining, or simply watching the boats and wildlife go by.

Upstairs, two generously sized primary-style suites each offer a private bath and flexible sitting or office space. The waterfront suite features vaulted ceilings, two walk-in closets, a private screened balcony, and an updated en-suite bath with granite finishes and a spacious tiled walk-in shower.

Outdoor living is the defining feature, with three separate waterfront spaces extending from the ground floor, the main living level, and the primary bedroom. The sparkling community pool is only steps away, yet the home maintains a peaceful and private waterfront atmosphere.

Ideally located just minutes from the Gulf beaches, parks, boat ramps, restaurants, shopping, and everything the surrounding beach communities have to offer, Tara Cay combines the freedom of waterfront living with the ease of a low-maintenance townhome lifestyle.

Three levels of waterfront enjoyment, boating access, beautiful updates, and Florida living from sunrise to sunset-this is the coastal lifestyle you've been waiting for. The systems that typically consume a renovation budget are already handled. Offered AS_IS and priced for condition, with the upside left on the table for the next owner.

Investors and renovation-minded buyers are encouraged to run their numbers and take a hard look. Cash offers preferred; proof of funds required with all offers. Seller is positioned to close quickly and cleanly - no repair negotiations, no appraisal contingency to manage .

Monthly Cost Estimate

$1,845/mo

20% down · 6.5% · 30 years

Principal$250
Interest$1,495
Insurance$101

Estimates only. Actual payments may vary.

Location

9870 INDIAN KEY Trail #64

Seminole, FL 33776

TARA CAY SOUND SOUTH

Features & Amenities

Interior Features

Ceiling Fans(s)Split BedroomStone CountersVaulted Ceiling(s)Walk-In Closet(s)

Exterior Features

LightingPrivate EntranceSidewalk

Property Details

Flooring

TileWoodVinyl

Construction

Vinyl Siding Frame

Views

Water

Outdoor Features

PatioDeckPorch

Parking

TandemGuestAssignedDrivewayOpenGarage

Heating

Electric (Heating)Central

Cooling

Central Air

Appliances

CooktopDishwasherElectric Water HeaterRangeRefrigerator

Questions & Answers

This 3-bedroom, 3-bathroom townhouse at 9870 INDIAN KEY Trail is listed at $345,000 ($197/sqft). The estimated monthly payment is $1,846 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1994, 0.03 acre lot, 3 stories, Waterfront. Interior Features: Ceiling Fans(s), Split Bedroom, Stone Counters. Exterior Features: Lighting, Private Entrance, Sidewalk.

This property is listed by Adrienne Dauses.

AD

Adrienne Dauses

Agent at Smith & Associates Real Estate

Listed by Smith & Associates Real Estate · Broker phone: (813) 839-3800 · View on Broker Site · Broker website

MLS# TB8542207· Source: Stellar MLS· 68 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

9870 INDIAN KEY Trail #64, Seminole, FL 33776

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