# 98701 Overseas Highway, Key Largo, FL 33037 > **TL;DR:** 4bd/5ba single family, $2,950,000 ($1449/sqft), built 1965, 2,036 sqft. > Pool, Waterfront, View, A/C. Est. $15,777/mo. Listed 659 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $2,950,000 | | Price/sqft | $1449 | | Bedrooms | 4 | | Bathrooms | 5 full | | Square Feet | 2,036 | | Year Built | 1965 | | Lot Size | 48,787 sqft (1.12 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 659 | ## Why This Home Stands Out - **Pool** - Porch - **Waterfront** - Waterfront location listed - **Views** - Ocean, Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $14,917 | | Estimated Insurance | $860 | | **Total** | **$15,777** | ## Key Amenities - Pool - Waterfront - View - A/C ## Property Highlights - Built in 1965 - 1.12 acre lot - Private pool - Waterfront ## Description ### Agent Description A Secluded Waterfront Paradise in the Heart of the Florida Keys. Step into a world of minimalistic elegance and tranquility at this one-of-a-kind coastal oasis. Tucked away on over an acre of lushly landscaped, private property stretching from highway to water, this architecturally unique home offers serene luxury and endless possibilities. Arrive via a tree-lined driveway to discover a striking three-story coastal retreat. Featuring four private en suite bedrooms, each with its separate entrance, the home is designed to provide privacy and relaxation for family and guests alike, great rental property for corporate retreat. This property has just received a vacation rental license which brings enhanced opportunities for income producing short term vacation rentals. The sleek, contemporary design integrates seamlessly with the natural surroundings, offering captivating water views from every vantage point. Designed with entertaining in mind, this property boasts multiple spacious outdoor entertainment areas, including verandas overlooking the sparkling pool, sand-laden grounds, and tranquil waterfront oasis. Gather around the expansive fire-pit with seating for up to 14, perfectly situated at the water's edge for unforgettable evenings under the Keys' starry skies. Adding to its versatility, a secondary garage structure-measuring over 700 sq. ft. with soaring 11-foot ceilings-has been artfully re-imagined as a flexible guest space or personal retreat. With SR zoning permitting vacation rentals, this unique property offers endless opportunities, whether as a family compound, corporate retreat, or lucrative investment. Its layout, designed to maximize privacy and individuality, makes it especially appealing for those seeking a distinctive and adaptable space. Additional features include: Ample parking and storage, ideal for all your waterfront toys. -A kayaker's or paddleboarder's dream, with access to nearby mangrove trails. A secluded yet accessible location, offering privacy while remaining close to the best of the Keys. Don't miss the opportunity to own this unparalleled Keys sanctuary, where modern sophistication meets natural beauty. Schedule your private tour today and experience the allure of this remarkable retreat. ## Location - **Address:** 98701 Overseas Highway, Key Largo, FL 33037 - **County:** Monroe - **Neighborhood:** Rock Harbor Manor (97.0) - **Coordinates:** 25.08376, -80.450698 - **Google Maps:** https://www.google.com/maps?q=25.08376,-80.450698 ## Listing Agent - **Name:** JOY C MARTIN · **License:** 0524075 - **Brokerage:** American Caribbean Real Estate - **Broker Phone:** (305) 451-4078 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/98701-Overseas-Hwy_Key-Largo_FL_33037_M64995-87460?f=listhub&s=FLKEYSMLSFL&m=613026&c=propsimple) ## Photos ![98701 Overseas Highway - Photo 1](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f4283174473r.jpg) ![98701 Overseas Highway - Photo 2](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f2395053239r.jpg) ![98701 Overseas Highway - Photo 3](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f2433224376r.jpg) ![98701 Overseas Highway - Photo 4](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f1769340550r.jpg) ![98701 Overseas Highway - Photo 5](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f4213653319r.jpg) ![98701 Overseas Highway - Photo 6](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f1827068587r.jpg) ![98701 Overseas Highway - Photo 7](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f2293159236r.jpg) ![98701 Overseas Highway - Photo 8](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f2900488155r.jpg) ![98701 Overseas Highway - Photo 9](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f1286497720r.jpg) ![98701 Overseas Highway - Photo 10](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f574225571r.jpg) ![98701 Overseas Highway - Photo 11](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f2204715189r.jpg) ![98701 Overseas Highway - Photo 12](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f869257391r.jpg) ![98701 Overseas Highway - Photo 13](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f2441996812r.jpg) ![98701 Overseas Highway - Photo 14](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f204275659r.jpg) ![98701 Overseas Highway - Photo 15](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f979524651r.jpg) ![98701 Overseas Highway - Photo 16](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f3951540573r.jpg) ![98701 Overseas Highway - Photo 17](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f293064172r.jpg) ![98701 Overseas Highway - Photo 18](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f2841139062r.jpg) ![98701 Overseas Highway - Photo 19](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f1442271708r.jpg) ![98701 Overseas Highway - Photo 20](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f3638344030r.jpg) ![98701 Overseas Highway - Photo 21](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f664649773r.jpg) ![98701 Overseas Highway - Photo 22](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f1760536825r.jpg) ![98701 Overseas Highway - Photo 23](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f4154385023r.jpg) ![98701 Overseas Highway - Photo 24](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f1295506700r.jpg) ![98701 Overseas Highway - Photo 25](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f2589529114r.jpg) ![98701 Overseas Highway - Photo 26](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f1049615093r.jpg) ![98701 Overseas Highway - Photo 27](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f881380194r.jpg) ![98701 Overseas Highway - Photo 28](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f4124129003r.jpg) ![98701 Overseas Highway - Photo 29](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f1654862477r.jpg) ![98701 Overseas Highway - Photo 30](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f3688022401r.jpg) ![98701 Overseas Highway - Photo 31](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f2229282401r.jpg) ![98701 Overseas Highway - Photo 32](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f3344355013r.jpg) ![98701 Overseas Highway - Photo 33](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f1433314755r.jpg) ![98701 Overseas Highway - Photo 34](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f3913454205r.jpg) ![98701 Overseas Highway - Photo 35](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f931661444r.jpg) ![98701 Overseas Highway - Photo 36](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f3100906136r.jpg) ![98701 Overseas Highway - Photo 37](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f979046042r.jpg) ![98701 Overseas Highway - Photo 38](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f3618424632r.jpg) ![98701 Overseas Highway - Photo 39](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f2970584923r.jpg) ![98701 Overseas Highway - Photo 40](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f1329611758r.jpg) ![98701 Overseas Highway - Photo 41](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f1391184856r.jpg) ![98701 Overseas Highway - Photo 42](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f4146038295r.jpg) ![98701 Overseas Highway - Photo 43](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f3167520388r.jpg) ![98701 Overseas Highway - Photo 44](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f992901051r.jpg) ![98701 Overseas Highway - Photo 45](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f978622470r.jpg) ![98701 Overseas Highway - Photo 46](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f2806923875r.jpg) ![98701 Overseas Highway - Photo 47](http://lh.rdcpix.com/6c60bd36364b934e9da03c248926e9a1l-f1912537950r.jpg) --- **MLS#:** 613026 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/98701-overseas-highway-key-largo-fl-33037-aa106eacbbdd4c0090a692fe6df3d3b7) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/98701-overseas-highway-key-largo-fl-33037-aa106eacbbdd4c0090a692fe6df3d3b7#listing", "url": "https://www.propertysimple.ai/listing/98701-overseas-highway-key-largo-fl-33037-aa106eacbbdd4c0090a692fe6df3d3b7", "name": "98701 Overseas Highway, Key Largo, FL 33037", "description": "A Secluded Waterfront Paradise in the Heart of the Florida Keys. Step into a world of minimalistic elegance and tranquility at this one-of-a-kind coastal oasis. Tucked away on over an acre of lushly landscaped, private property stretching from highway to water, this architecturally unique home offers serene luxury and endless possibilities. Arrive via a tree-lined driveway to discover a striking three-story coastal retreat. Featuring four private en suite bedrooms, each with its separate entrance, the home is designed to provide privacy and relaxation for family and guests alike, great rental property for corporate retreat. This property has just received a vacation rental license which brings enhanced opportunities for income producing short term vacation rentals. The sleek, contemporary design integrates seamlessly with the natural surroundings, offering captivating water views from every vantage point. Designed with entertaining in mind, this property boasts multiple spacious outdoor entertainment areas, including verandas overlooking the sparkling pool, sand-laden grounds, and tranquil waterfront oasis. Gather around the expansive fire-pit with seating for up to 14, perfectly situated at the water's edge for unforgettable evenings under the Keys' starry skies. Adding to its versatility, a secondary garage structure-measuring over 700 sq. ft. with soaring 11-foot ceilings-has been artfully re-imagined as a flexible guest space or personal retreat. With SR zoning permitting vacation rentals, this unique property offers endless opportunities, whether as a family compound, corporate retreat, or lucrative investment. Its layout, designed to maximize privacy and individuality, makes it especially appealing for those seeking a distinctive and adaptable space. Additional features include: Ample parking and storage, ideal for all your waterfront toys. -A kayaker's or paddleboarder's dream, with access to nearby mangrove trails. A secluded yet accessible location, offering privacy while remaining close to the best of the Keys. Don't miss the opportunity to own this unparalleled Keys sanctuary, where modern sophistication meets natural beauty. 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