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About This Home

This 4-bedroom, 5-bathroom single family at 98701 Overseas Highway in Key Largo, FL is listed for $2,888,000 ($1,418 per sqft). Built in 1965, the home offers 2,036 sqft of living space on a 1.12 acres lot.

Agent Description

A Secluded Waterfront Paradise in the Heart of the Florida Keys. Step into a world of minimalistic elegance and tranquility at this one-of-a-kind coastal oasis. Tucked away on over an acre of lushly landscaped, private property stretching from highway to water, this architecturally unique home offers serene luxury and endless possibilities.

Arrive via a tree-lined driveway to discover a striking three-story coastal retreat. Featuring four private en suite bedrooms, each with its separate entrance, the home is designed to provide privacy and relaxation for family and guests alike, great rental property for corporate retreat.

This property has just received a vacation rental license which brings enhanced opportunities for income producing short term vacation rentals. The sleek, contemporary design integrates seamlessly with the natural surroundings, offering captivating water views from every vantage point.

Designed with entertaining in mind, this property boasts multiple spacious outdoor entertainment areas, including verandas overlooking the sparkling pool, sand-laden grounds, and tranquil waterfront oasis. Gather around the expansive fire-pit with seating for up to 14, perfectly situated at the water's edge for unforgettable evenings under the Keys' starry skies.

Adding to its versatility, a secondary garage structure-measuring over 700 sq. ft. with soaring 11-foot ceilings-has been artfully re-imagined as a flexible guest space or personal retreat. With SR zoning permitting vacation rentals, this unique property offers endless opportunities, whether as a family compound, corporate retreat, or lucrative investment.

Its layout, designed to maximize privacy and individuality, makes it especially appealing for those seeking a distinctive and adaptable space. Additional features include: Ample parking and storage, ideal for all your waterfront toys. -A kayaker's or paddleboarder's dream, with access to nearby mangrove trails.

A secluded yet accessible location, offering privacy while remaining close to the best of the Keys. Don't miss the opportunity to own this unparalleled Keys sanctuary, where modern sophistication meets natural beauty. Schedule your private tour today and experience the allure of this remarkable retreat.

Key Features

  • Built in 1965
  • 1.12 acre lot
  • Private pool
  • Waterfront

Property Details

5 full
1965

Amenities

PoolWaterfrontViewA/C

Monthly Cost Estimate

$15,446/mo

20% down · 6.5% · 30 years

Principal$2,089
Interest$12,515
Insurance$842

Estimates only. Actual payments may vary.

Location

98701 Overseas Highway

Key Largo, FL 33037

Rock Harbor Manor (97.0)

Features & Amenities

Interior Features

Built-in CabinetsStorage

Exterior Features

Fencing

Property Details

Flooring

Tile

Construction

CBS Combo Construction

Views

WaterOcean

Pool Features

Porch

Parking

Open

Cooling

Ductless

Appliances

DishwasherRefrigeratorRangeOvenFreezerStainless Steel Appliance(s)

Questions & Answers

This 4-bedroom, 5-bathroom single family at 98701 Overseas Highway is listed at $2,888,000 ($1,418/sqft). The estimated monthly payment is $12,515 based on 20% down at 6.5% interest.

Key features include: Built in 1965, 1.12 acre lot, Private pool, Waterfront. Interior Features: Built-in Cabinets, Storage. Exterior Features: Fencing.

This property is listed by JOY C MARTIN and can be reached at 3053947866 or Joy@JoyCMartin.com.

JM

JOY C MARTIN

Agent at American Caribbean Real Estate, Christie's International Real Estate

(305) 394-7866

Listed by American Caribbean Real Estate, Christie's International Real Estate · View on Broker Site

MLS# 613026· Source: listhub· Updated 509 days ago

Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

98701 Overseas Highway, Key Largo, FL 33037

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