# 9900 S Thomas Drive, Panama City Beach, FL 32408

> **TL;DR:** 2bd/2ba condo, $315,000 ($347/sqft), built 2007, 907 sqft.
> Waterfront, A/C. Est. $4,857/mo. Listed 34 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $315,000 |
| Price/sqft | $347 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 907 |
| Year Built | 2007 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 34 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,365 |
| HOA | $3,492 |
| **Total** | **$4,857** |

## Nearby Schools

- **Elementary:** Breakfast Point
- **Middle:** Breakfast Point
- **High:** Arnold

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 2007
- Waterfront

## Description

### Agent Description
Lowest Priced Unit in Shores of Panama! Penthouse living above Panama City Beach's most iconic resort pool, just steps from the Gulf! Perched on the top floor of Shores of Panama, Unit 2311 offers a rare opportunity to own a private, elevated coastal retreat in one of the most recognizable beachfront communities along the Emerald Coast. From the moment you step inside, the difference is immediate. With no neighbors above, the penthouse position brings a sense of quiet, privacy, and separation that's hard to find in condo living. Natural light fills the space, while the thoughtfully designed 2-bedroom, 2-bath layout creates a comfortable flow that feels both functional and inviting. This is the kind of property that makes ownership easy. Whether you're escaping for long weekends, spending extended time at the beach, or simply looking for a place that doesn't require constant upkeep, this condo offers a low-maintenance lifestyle in a location that keeps everything within reach. And outside your door, the experience only gets better. Shores of Panama is known for its resort-style lagoon pool, tropical landscaping, and direct beachfront access, creating an environment that feels more like a vacation destination than a traditional condominium. From morning walks along the sugar-white sand to evenings spent enjoying the energy of Panama City Beach, everything you need is right here. You're also perfectly positioned in the heart of it all, just moments from local dining, entertainment, and shopping, making it easy to enjoy the area without ever feeling removed from it. For buyers watching the market, this is also an opportunity. Properties that are well-located, easy to own, and ready to enjoy immediately are becoming increasingly desirable, especially as more buyers prioritize lifestyle, flexibility, and simplicity over heavy renovation or high-maintenance investments. So, the question becomes: Are you looking for a property to manage... or a place you'll actually use? Because this one was clearly designed for the latter. Schedule your private showing today!

## Location

- **Address:** 9900 S Thomas Drive, Panama City Beach, FL 32408
- **County:** Bay
- **Neighborhood:** SHORES OF PANAMA
- **Coordinates:** 30.174914, -85.816753
- **Google Maps:** https://www.google.com/maps?q=30.174914,-85.816753

## Listing Agent

- **Name:** India T Lucious
- **Brokerage:** EXP Realty LLC
- **Phone:** 8504195528
- **Email:** indialucious@gmail.com

## Primary Photo

![9900 S Thomas Drive - Primary Photo](http://lh.rdcpix.com/2840876b5cf641ac47e7b0f6d8594118l-f2590236684r.jpg)

*18 total photos available on [listing page](https://www.propertysimple.com/listing/9900-s-thomas-drive-panama-city-beach-fl-32408-1001637)*

---

**MLS#:** 1001637 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/9900-s-thomas-drive-panama-city-beach-fl-32408-1001637)

---

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