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About This Home

This 2-bedroom, 3-bathroom condo at 9900 S Thomas Drive in Panama City Beach, FL is listed for $619,000 ($547 per sqft). Built in 2007, the home offers 1,131 sqft of living space on a N/A lot.

Agent Description

Experience one of the most desirable layouts at the Shores of Panama - 1103 is the E floor plan with a wraparound balcony and unobstructed Gulf views. Also rare, is this residence conveys with TWO DEEDED PARKING SPACES, one on the same floor (Level 11) and an additional space on Level 12.

Sold fully furnished, this turn-key unit is ready to enjoy, rent, or both. Designed to live like a 3-bedroom, this residence features 2 primary suites, one is Gulf front with direct balcony access. It also features a large bunk room and 2.5 BATHS. This unit has demonstrated impressive rental performance generating approximately $70,000 in 2024, and $78,000 for 2025.

Shores of Panama is one of Panama City Beach's premier Gulf-front resorts, known for its iconic 14,000sf Gulf front lagoon pool, featuring zero-entry access, tropical palm-lined islands, fountains, and an expansive beachfront hot tub. Additional amenities include an indoor heated pool and spa, 24-hour fitness center, seasonal tiki bar, covered parking, and on-site security.

The location places you in the heart of it all--adjacent to Pineapple Willy's for beachfront dining, and just across the street from Laketown Wharf offering a variety of restaurants, coffee shops, entertainment, and retail. Nearby attractions include Pier Park, Topgolf Panama City Beach, and Pirates Voyage Dinner & Show, with continued growth and new venues enhancing the area's appeal.

Whether you're seeking a primary residence, second home, or high-performing income property, this is a standout opportunity in one of the Gulf Coast's most recognizable resort destinations. All information, including dimensions and HOA details, is deemed reliable but should be verified by buyers if important.

Key Features

  • Built in 2007
  • 2 parking spaces
  • Waterfront

Property Details

1 story
2 full, 1 half
2 spaces
#1103
2007

Amenities

WaterfrontA/C

Monthly Cost Estimate

$7,665/mo

20% down · 6.5% · 30 years

Principal$448
Interest$2,682
Insurance$181
HOA$4,354

Estimates only. Actual payments may vary.

Location

9900 S Thomas Drive

Panama City Beach, FL 32408

SHORES OF PANAMA

Features & Amenities

Interior Features

Hallway Bunk BedsOwner's ClosetPantryWasher/Dryer Hookup

Exterior Features

Balcony

Property Details

Flooring

Tile

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerMicrowaveRefrigerator W/IceMkSmoke DetectorStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 2-bedroom, 3-bathroom condo at 9900 S Thomas Drive is listed at $619,000 ($547/sqft). The estimated monthly payment is $7,036 based on 20% down at 6.5% interest.

HOA fees are $4354/month.

Key features include: Built in 2007, 2 parking spaces, Waterfront. Interior Features: Hallway Bunk Beds, Owner's Closet, Pantry. Exterior Features: Balcony.

This property is listed by Tami Moats and can be reached at 8503816423 or tami@30abeachhomesforsale.com.

TM

Tami Moats

Agent at The Premier Property Group Seacrest Office

(850) 381-6423

Listed by The Premier Property Group Seacrest Office · View on Broker Site

MLS# 1001972· Source: listhub· Updated 31 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

9900 S Thomas Drive, Panama City Beach, FL 32408

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