# 9900 S Thomas Drive, Panama City Beach, FL 32408

> **TL;DR:** 2bd/3ba condo, $454,600 ($384/sqft), built 2007, 1,184 sqft.
> Waterfront, A/C. Est. $5,761/mo. Listed 200 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $454,600 |
| Price/sqft | $384 |
| Bedrooms | 2 |
| Bathrooms | 3 full |
| Square Feet | 1,184 |
| Year Built | 2007 |
| Stories | 1 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 200 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,970 |
| HOA | $3,791 |
| **Total** | **$5,761** |

## Nearby Schools

- **Elementary:** Breakfast Point
- **Middle:** Breakfast Point
- **High:** Arnold

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 2007
- 1 parking spaces
- Waterfront

## Description

### Agent Description
Seller is offering a COMPLETE HOME WARRANTY! Beautifully updated and fully furnished 2BR + bunkroom/3BA condo at Shores of Panama. Unit 721 sleeps 8 and features two private en-suite bedrooms plus a separate bunk room with its own full bath. Rare same-level ASSIGNED PARKING means no elevator hassle! Gulf views from the living area and kitchen, tile flooring throughout, and turnkey coastal decor. A/C and water heater approx. 5 years old. Resort amenities include 500' Gulf frontage, lagoon pool, indoor pool, hot tubs, fitness center, bars, food service, and 24/7 security. Conveniently located near Pineapple Willy's, shopping, dining, and attractions. Great primary, second home, or rental investment opportunity!

## Location

- **Address:** 9900 S Thomas Drive, Panama City Beach, FL 32408
- **County:** Bay
- **Neighborhood:** Shores of Panama Phase II
- **Coordinates:** 30.17485, -85.806555
- **Google Maps:** https://www.google.com/maps?q=30.17485,-85.806555

## Listing Agent

- **Name:** Barbara A Wade
- **Brokerage:** Beachy Beach Real Estate
- **Phone:** 5059039061
- **Email:** barbwade@beachybeach.com

## Primary Photo

![9900 S Thomas Drive - Primary Photo](http://lh.rdcpix.com/2ffe005c70204ec5999b4539a9525b4fl-f4095994071r.jpg)

*21 total photos available on [listing page](https://www.propertysimple.com/listing/9900-s-thomas-drive-panama-city-beach-fl-32408-1003336)*

---

**MLS#:** 1003336 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/9900-s-thomas-drive-panama-city-beach-fl-32408-1003336)

---

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