About This Home

This 2-bedroom, 3-bathroom condo at 9900 S Thomas Drive #1103 in Panama City Beach, FL is listed for $585,000 ($517 per sqft). Built in 2007, the home offers 1,131 sqft of living space on a N/A lot.

Key Features

  • Built in 2007
  • 2 parking spaces
  • Waterfront

Property Details

1 story
2 full, 1 half
2-car garage
#1103
2007

Amenities

WaterfrontA/C
Listing Description

Experience one of the most desirable layouts at the Shores of Panama - 1103 is the E floor plan with a wraparound balcony and unobstructed Gulf views. Also rare, is this residence conveys with TWO DEEDED PARKING SPACES, one on the same floor (Level 11) and an additional space on Level 12.

Sold fully furnished, this turn-key unit is ready to enjoy, rent, or both. Designed to live like a 3-bedroom, this residence features 2 primary suites, one is Gulf front with direct balcony access. It also features a large bunk room and 2.5 BATHS. This unit has demonstrated impressive rental performance generating approximately $70,000 in 2024, and $78,000 for 2025.

Shores of Panama is one of Panama City Beach's premier Gulf-front resorts, known for its iconic 14,000sf Gulf front lagoon pool, featuring zero-entry access, tropical palm-lined islands, fountains, and an expansive beachfront hot tub. Additional amenities include an indoor heated pool and spa, 24-hour fitness center, seasonal tiki bar, covered parking, and on-site security.

The location places you in the heart of it all--adjacent to Pineapple Willy's for beachfront dining, and just across the street from Laketown Wharf offering a variety of restaurants, coffee shops, entertainment, and retail. Nearby attractions include Pier Park, Topgolf Panama City Beach, and Pirates Voyage Dinner & Show, with continued growth and new venues enhancing the area's appeal.

Whether you're seeking a primary residence, second home, or high-performing income property, this is a standout opportunity in one of the Gulf Coast's most recognizable resort destinations. All information, including dimensions and HOA details, is deemed reliable but should be verified by buyers if important.

Monthly Cost Estimate

$7,483/mo

20% down · 6.5% · 30 years

Principal$423
Interest$2,535
Insurance$171
HOA$4,354

Estimates only. Actual payments may vary.

Location

9900 S Thomas Drive #1103

Panama City Beach, FL 32408

SHORES OF PANAMA

Features & Amenities

Interior Features

Hallway Bunk BedsOwner's ClosetPantryWasher/Dryer Hookup

Exterior Features

Balcony

Property Details

Flooring

Tile

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerMicrowaveRefrigerator W/IceMkSmoke DetectorStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 2-bedroom, 3-bathroom condo at 9900 S Thomas Drive is listed at $585,000 ($517/sqft). The estimated monthly payment is $7,483 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $4354/month.

Key features include: Built in 2007, 2 parking spaces, Waterfront. Interior Features: Hallway Bunk Beds, Owner's Closet, Pantry. Exterior Features: Balcony.

This property is listed by Tami Moats.

TM

Tami Moats

License 3220204

Agent at The Premier Property Group, LLC

Listed by The Premier Property Group, LLC · Broker phone: (850) 213-5000 · View on Broker Site · Broker website

MLS# 1001972· Source: Emerald Coast Association of Realtors· 178 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

9900 S Thomas Drive #1103, Panama City Beach, FL 32408

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