# 9900 S Thomas Drive, Panama City Beach, FL 32408

> **TL;DR:** 2bd/3ba condo, $460,000 ($389/sqft), built 2007, 1,184 sqft.
> Waterfront, A/C. Est. $5,008/mo. Listed 593 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $460,000 |
| Price/sqft | $389 |
| Bedrooms | 2 |
| Bathrooms | 3 full |
| Square Feet | 1,184 |
| Year Built | 2007 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 593 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,993 |
| HOA | $3,015 |
| **Total** | **$5,008** |

## Nearby Schools

- **Elementary:** Breakfast Point
- **Middle:** Rutherford ( Middle )
- **High:** Arnold

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 2007
- Waterfront

## Description

### Agent Description
Experience stunning Gulf views from this premium, rental-ready 2-bedroom 3 bathroom condo with a deeded parking space, a private twin bunk area, Sleeper sofa in the living room. Located on the 17th floor of the renowned Shores of Panama Resort. The unit features an inviting open layout, a beautifully designed kitchen with granite countertops, and a convenient breakfast bar. The bedrooms are spacious and comfortable, including a master suite designed for relaxation. Step outside onto your private balcony to enjoy endless sunshine, warm breezes, and breathtaking Gulf of Mexico views. Premium rental income potential Lagoon-style Gulf-front pool with fountains. Indoor heated pool and hot tub. Fitness center with spa services. Tiki Bar and Grill. Private beach access

## Location

- **Address:** 9900 S Thomas Drive, Panama City Beach, FL 32408
- **County:** Bay
- **Neighborhood:** SHORES OF PANAMA
- **Coordinates:** 30.176249, -85.805706
- **Google Maps:** https://www.google.com/maps?q=30.176249,-85.805706

## Listing Agent

- **Name:** Nicholas Mask
- **Brokerage:** EXP Realty LLC
- **Phone:** 3343911005
- **Email:** nicholas.mask@exprealty.com

## Primary Photo

![9900 S Thomas Drive - Primary Photo](http://lh.rdcpix.com/84673f60c9c6abfd22ed270e46af7f0fl-f2366805782r.jpg)

*84 total photos available on [listing page](https://www.propertysimple.com/listing/9900-s-thomas-drive-panama-city-beach-fl-32408-l961375)*

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**MLS#:** 961375 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/9900-s-thomas-drive-panama-city-beach-fl-32408-l961375)

---

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