# 9900 S Thomas Drive, Panama City Beach, FL 32408

> **TL;DR:** 2bd/2ba condo, $365,000 ($402/sqft), built 2007, 907 sqft.
> Waterfront, A/C. Est. $4,824/mo. Listed 135 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $365,000 |
| Price/sqft | $402 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 907 |
| Year Built | 2007 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 135 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,582 |
| HOA | $3,242 |
| **Total** | **$4,824** |

## Nearby Schools

- **Elementary:** Breakfast Point
- **Middle:** Breakfast Point
- **High:** Arnold

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 2007
- Waterfront

## Description

### Agent Description
Experience breathtaking Gulf views and unforgettable sunsets from this beautifully maintained 19th-floor condo in the highly desirable Shores of Panama. Perfectly positioned in the center of the building, this southern-facing unit offers unobstructed panoramic views overlooking the resort's iconic lagoon-style pool and the emerald waters of the Gulf of Mexico. This spacious residence features a true 2-bedroom, 2-full-bath layout with an open and airy floor plan designed for comfort and coastal living. Tile flooring enhances the main living areas, while the expansive private balcony provides the ideal setting to relax, dine, or take in the spectacular sunset skies. The kitchen is well-appointed with granite countertops, modern appliances, and a functional layout ideal for entertainingBoth bedrooms enjoy private full bathrooms, and the unit is complete with a full-size stacked washer and dryer for added convenience. Whether you're seeking a primary residence, second home, or investment opportunity, this Gulf-front condo delivers space, views, and the resort lifestyle Shores of Panama is known for.

## Location

- **Address:** 9900 S Thomas Drive, Panama City Beach, FL 32408
- **County:** Bay
- **Neighborhood:** SHORES OF PANAMA
- **Coordinates:** 30.176037, -85.806156
- **Google Maps:** https://www.google.com/maps?q=30.176037,-85.806156

## Listing Agent

- **Name:** Sara M Reese
- **Brokerage:** Compass
- **Phone:** 8504200425
- **Email:** 30asara@flabeachlife.com

## Primary Photo

![9900 S Thomas Drive - Primary Photo](http://lh.rdcpix.com/bb1cc2ae9259837ab39d2f960cb02218l-f3358147502r.jpg)

*31 total photos available on [listing page](https://www.propertysimple.com/listing/9900-s-thomas-drive-panama-city-beach-fl-32408-l993109)*

---

**MLS#:** 993109 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/9900-s-thomas-drive-panama-city-beach-fl-32408-l993109)

---

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